Archie & K
ActiveArchie & K has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242k and a net result of €50k. Its solvency ranks better than 23% of 7733 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency40▼-55
Growth52
Track record82
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity short (current ratio 0.2 against 3.23 in 2024; short-term debt: 51.2% and cash: 7.6% of total assets), and 85.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.7%
Return on assets
3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 7733 sector peers (2025).
NBB · sector comparisonPosition among 7733 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€242k▲ 25.9%
2024 · €192k
2024: €192k
2024 → 2025
Total assets
€1.65M▲ 501%
2024 · €274k
2024: €274k
2024 → 2025
Net result
€50k▼ 73.4%
2024 · €187k
2024: €187k
2024 → 2025
Working capital
€-678k
2024 · €182k
2024: €182k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€192k-€242k▲ 25.9%
Operating result€246k-€85k▼ 65.4%
Net result€187k-€50k▼ 73.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€1.48M▲ 14,456%
Current assets
€165k▼ 37.6%
Equity and liabilities €1.65M
Equity
€242k▲ 25.9%
Debt
€1.40M▲ 1,622%
The debt ratio rises from 29.8% to 85.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€247k▼
2024 · €251k
Cash flow
€212k▲
2024 · €193k
Solvency
14.7%▼
2024 · 70.2%
Current ratio
0.20▼
2024 · 3.23
Quick ratio
0.20▼
2024 · 3.23
Debt / equity
5.80▲
2024 · 0.42
ROE
20.6%▼
2024 · 97.4%
ROA
3.0%▼
2024 · 68.4%
Interest coverage
12.68▼
2024 · 668.34
Debt
€1.40M▲
2024 · €82k
Debt ≤ 1 year
€843k▲
2024 · €82k
Debt > 1 year
€561k
Income taxes
€16k▼
2024 · €58k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€274k€1.65M▲
Fixed assets21/28€10k€1.48M▲
Tangible fixed assets22/27€10k€1.48M▲
Land and buildings22-€1.38M
Furniture and vehicles24€10k€105k▲
Current assets29/58€264k€165k▼
Amounts receivable within one year40/41-€38k
Trade receivables40-€38k
Cash at bank and in hand54/58€263k€124k▼
Deferred charges and accrued income490/1€927€2k▲
Equity and liabilities
Total equity and liabilities10/49€274k€1.65M▲
Equity10/15€192k€242k▲
Contributions10/11€5k€5k=
Reserves13€187k€237k▲
Distributable reserves133€187k€237k▲
Amounts payable17/49€82k€1.40M▲
Amounts payable after more than one year17-€561k
Financial debts170/4-€561k
Amounts payable within one year42/48€82k€843k▲
Current portion of amounts payable after more than one year42-€74k
Trade debts44€633€59k▲
Suppliers440/4€633€59k▲
Taxes, remuneration and social security45€72k€36k▼
Taxes450/3€72k€36k▼
Other amounts payable47/48€8k€673k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€162k▲
Other operating charges640/8€1k€4k▲
Gross operating margin9900€253k€250k▼
Operating profit (loss)9901€246k€85k▼
Financial charges65/66B€376€19k▲
Recurring financial charges65€376€19k▲
Profit (loss) for the period before taxes9903€246k€66k▼
Income taxes67/77€58k€16k▼
Profit (loss) for the period9904€187k€50k▼
Profit (loss) for the period to be appropriated9905€187k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€187k€50k▼
Transfer to equity691/2€187k€50k▼
To other reserves6921€187k€50k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €242k ▲25.9%
2 profitable years in a row build equity to €242k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beerveldestraat 1169160 LokerenGround area
4,175 m²
Building footprint
199 m²
Volume, LiDAR
505 m³
Parcel 46384C0176/00C002, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Archie & K
since 20232.350.988.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384C0176/00C002 | Flanders | 4,175 m² | 1 · 198 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
B.I.E. Van Herck
BE 0776.618.721
Lille · Eq €242k
Vivanco
BE 0800.520.511
Antwerpen · Eq €243k
CONSOLUS
BE 0479.573.938
Nazareth-De Pinte · Eq €241k
Renal
BE 0809.647.320
Wuustwezel · Eq €243k
A.M.S.
BE 0420.633.768
Ukkel · Eq €241k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 6,756 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2023
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.