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ARCHIDUC USIL

Active
Private limited company (pre-2019)founded 2007active for 18 yearsKruipuit 58, 9991 Maldegem, BelgiumKBO/BCE: BE 0893.214.996
Summary

The annual accounts of ARCHIDUC USIL for financial year 2025 show a net loss of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €495,288 and a net result of -€186,221. Equity is shrinking by about 14% per year across the filed financial years. Its solvency ranks better than 18% of 2,053 sector peers (NACE 01, financial year 2025). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Growing of vegetables, melons, roots and tubers
NACE 01130
3rd largest company by total assets in Maldegem, Agriculture, forestry and fishing sector2 sites
Size
€3.7mtotal assets 2025
Equity
€495,288
Loss
-€186,221
Turnover not published (abbreviated or micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Holdings
1
Accounts filed 38 days late4 of 9 deeds read
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLiquidity: current ratio 0.21, cash €18,7451 change of registered office in 24 monthsLatest accounts 38 days late; 1 of the last 3 latelowers riskSize: total assets €3.7mShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 34% of its sector peers (NACE 01, small)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 38+5
equity 13.5% of total assets
Liquidity 24+1
short-term debt 52.5% · cash 0.5%
Profitability 33-48
return on assets -5.1%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (902 companies, NACE 01, small)
Last 24 months 11-2024: 2.0% 12-2024: 2.0%● unchanged vs 11-2024 01-2025: 2.0%● unchanged vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.1%▲ +0.1 percentage points vs 02-2025 04-2025: 2.0%▼ -0.1 percentage points vs 03-2025 05-2025: 2.0%● unchanged vs 04-2025 06-2025: 3.3%▲ +1.3 percentage points vs 05-2025 07-2025: 3.3%● unchanged vs 06-2025 08-2025: 3.7%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 1.2%▼ -2.5 percentage points vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.2%● unchanged vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.2%● unchanged vs 12-2025 02-2026: 1.3%▲ +0.1 percentage points vs 01-2026 03-2026: 1.6%▲ +0.3 percentage points vs 02-2026 04-2026: 1.5%▼ -0.1 percentage points vs 03-2026 05-2026: 1.6%▲ +0.1 percentage points vs 04-2026 06-2026: 2.0%▲ +0.4 percentage points vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 2.6%▲ +0.6 percentage points vs 07-2026 09-2026: 3.3%▲ +0.7 percentage points vs 08-2026 10-2026: 0.7%▼ -2.6 percentage points vs 09-2026lowest value
Credit of up to €25,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.21, compared with 0.24 in 2024, below 1; short-term debt: 52.5% and cash: 0.5% of total assets), and 86.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, small): better than 18% on solvency, 13% on liquidity, 11% on profitability and 93% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €3.7m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.21, cash €18,745
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Latest accounts 38 days late; 1 of the last 3 late
NBB · filings
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2053 sector peers (2025).
NBB · sector comparison
Position among 2053 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
38 days late
2024
28 days late
2023
20 days late
2022
31 days late
2021
12 days late
2020
15 days early
2019
115 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 01) for financial year 2024 is 3 days before the deadline, and 37% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Resignations: STEVEN VAN ROBAYS (director) and…Appointment: MICHIEL VAN ROBAYS (director)…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €370,603 in 2024 -€186,221 View
  • Caution: Among the weakest 5% on net resultsector median €51,546 · 2,051 companies -€186,221 View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€3.7m
Loss
-€186,221
Solvency
13.5%
Total assets▼ 0.2%
Net result
20182025
Go to Financials

Timeline

Events
25
Since
2009
Next accounts
by 31-07-2027
  1. 30-05-2025Registered office
  2. 26-02-2025Resignation: MICHIEL VAN ROBAYS (director)
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
2
Legal form
Private limited company (pre-2019)
Activity
Growing of vegetables, melons, roots and tubersNACE 01130
Founded
31-10-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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