ARCHI - STUDIO
ActiveSummary
ARCHI - STUDIO has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,326 and a net result of €6,187. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 9559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability88▼-12
Solvency51▲+14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.38 against 2.06 in 2024; short-term debt: 36.5% and cash: 86.9% of total assets), but 74.1% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-02-2026, 176 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
176 d early
2024
140 d early
2023
155 d early
2022
153 d early
2021
144 d early
2020
154 d early
2019
148 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 153 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€10,326▲ 149%
2024 · €4,139
Total assets
€39,867▲ 11.4%
2024 · €35,774
Net result
€6,187▼ 63.1%
2024 · €16,753
Working capital
€20,128▲ 14.0%
2024 · €17,651
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€728▲ 64.7%€170▼ 76.6%€4,483▲ 2,537%€23,284▲ 419%€11,847▼ 49.1%
Net result€90below the sector's middle half▼ 34.3%€12below the sector's middle half▼ 86.7%€2,691within the sector's middle half▲ 22,325%€16,753within the sector's middle half▲ 523%€6,187within the sector's middle half▼ 63.1%
Equity-€15,317below the sector's middle half▲ 0.6%-€15,305below the sector's middle half▲ 0.1%-€12,614below the sector's middle half▲ 17.6%€4,139below the sector's middle half€10,326below the sector's middle half▲ 149%
Total assets€24,777below the sector's middle half▼ 27.1%€23,084below the sector's middle half▼ 6.8%€23,393below the sector's middle half▲ 1.3%€35,774below the sector's middle half▲ 52.9%€39,867below the sector's middle half▲ 11.4%
Debt€40,094▼ 18.8%€38,389▼ 4.3%€36,007▼ 6.2%€31,635▼ 12.1%€29,541▼ 6.6%
Working capital€13,385within the sector's middle half▲ 2.3%€13,505within the sector's middle half▲ 0.9%€10,405within the sector's middle half▼ 23.0%€17,651within the sector's middle half▲ 69.6%€20,128within the sector's middle half▲ 14.0%
Solvency-61.8%below the sector's middle half▼ 16.5pp-66.3%below the sector's middle half▼ 4.5pp-53.9%below the sector's middle half▲ 12.4pp11.6%below the sector's middle half▲ 65.5pp25.9%within the sector's middle half▲ 14.3pp
Current ratio2.33within the sector's middle half▲ 0.652.61within the sector's middle half▲ 0.281.95within the sector's middle half▼ 0.662.06within the sector's middle half▲ 0.122.38within the sector's middle half▲ 0.32
Return on assets (ROA)0.4%below the sector's middle half=0.1%below the sector's middle half▼ 0.3pp11.5%within the sector's middle half▲ 11.5pp46.8%above the sector's middle half▲ 35.3pp15.5%within the sector's middle half▼ 31.3pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39,867
Fixed assets
€5,198 ▲ 249%
Current assets
€34,669 ▲ 1.1%
Equity and liabilities €39,867
Equity
€10,326 ▲ 149%
Debt
€29,541 ▼ 6.6%
Debt's share of the balance-sheet total falls from 88.4% to 74.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12,585▼
2024 · €23,777
Cash flow
€6,925▼
2024 · €17,246
Debt to equity
2.86▼
2024 · 7.64
ROE
59.9%▼
2024 · 404.8%
Interest coverage
66.24▼
2024 · 145.87
Debt ≤ 1 year
€14,541▼
2024 · €16,635
Debt > 1 year
€15,000=
2024 · €15,000
Income taxes
€5,470▼
2024 · €6,368
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,818 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 95% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.0%
went bankrupt
3.7%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,818 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €216 | €108 | €365 | €493 | €738 | ▲ 49.7% |
| Other operating charges640/8 | - | €20 | - | - | - | - |
| Gross operating margin9900 | €970 | €298 | €4,848 | €23,777 | €12,585 | ▼ 47.1% |
| Operating profit (loss)9901 | €728 | €170 | €4,483 | €23,284 | €11,847 | ▼ 49.1% |
| Recurring financial income75 | €3 | - | - | - | - | - |
| Financial charges65/66B | - | €83 | €160 | €163 | €190 | ▲ 16.6% |
| Recurring financial charges65 | €45 | €83 | €160 | €163 | €190 | ▲ 16.6% |
| Profit (loss) for the period before taxes9903 | €686 | €87 | €4,323 | €23,121 | €11,657 | ▼ 49.6% |
| Income taxes67/77 | €596 | €75 | €1,632 | €6,368 | €5,470 | ▼ 14.1% |
| Profit (loss) for the period9904 | €90 | €12 | €2,691 | €16,753 | €6,187 | ▼ 63.1% |
| Profit (loss) for the period to be appropriated9905 | €90 | €12 | €2,691 | €16,753 | €6,187 | ▼ 63.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €24,777 | €23,084 | €23,393 | €35,774 | €39,867 | ▲ 11.4% |
| Fixed assets21/28 | €1,298 | €1,190 | €1,981 | €1,488 | €5,198 | ▲ 249% |
| Tangible fixed assets22/27 | €1,298 | €1,190 | €1,981 | €1,488 | €5,198 | ▲ 249% |
| Furniture and vehicles24 | - | €1,190 | €1,981 | €1,488 | €3,198 | ▲ 115% |
| Other tangible fixed assets26 | - | - | - | - | €2,000 | - |
| Current assets29/58 | €23,479 | €21,894 | €21,412 | €34,286 | €34,669 | ▲ 1.1% |
| Amounts receivable within one year40/41 | €2,606 | €610 | €1,820 | €5 | €5 | = |
| Trade receivables40 | - | €605 | €1,815 | - | - | - |
| Other amounts receivable41 | - | €5 | €5 | €5 | €5 | = |
| Cash at bank and in hand54/58 | €20,873 | €21,284 | €19,592 | €34,281 | €34,664 | ▲ 1.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €24,777 | €23,084 | €23,393 | €35,774 | €39,867 | ▲ 11.4% |
| Equity10/15 | -€15,317 | -€15,305 | -€12,614 | €4,139 | €10,326 | ▲ 149% |
| Contributions10/11 | - | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Outside capital11 | - | €6,197 | €6,197 | - | - | - |
| Other1109/19 | - | €6,197 | €6,197 | - | - | - |
| Reserves13 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Non-distributable reserves130/1 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | - | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Profit (loss) carried forward14 | -€23,373 | -€23,361 | -€20,670 | -€3,917 | €2,270 | ▲ 158% |
| Amounts payable17/49 | €40,094 | €38,389 | €36,007 | €31,635 | €29,541 | ▼ 6.6% |
| Amounts payable after more than one year17 | €30,000 | €30,000 | €25,000 | €15,000 | €15,000 | = |
| Other amounts payable178/9 | - | €30,000 | €25,000 | €15,000 | €15,000 | = |
| Amounts payable within one year42/48 | €10,094 | €8,389 | €11,007 | €16,635 | €14,541 | ▼ 12.6% |
| Trade debts44 | €1,570 | €1,318 | €99 | €3,557 | €2,734 | ▼ 23.1% |
| Suppliers440/4 | - | €1,318 | €99 | €3,557 | €2,734 | ▼ 23.1% |
| Taxes, remuneration and social security45 | - | €885 | €2,093 | €6,788 | €510 | ▼ 92.5% |
| Taxes450/3 | - | €885 | €2,093 | €6,788 | €510 | ▼ 92.5% |
| Other amounts payable47/48 | - | €6,186 | €8,815 | €6,290 | €11,297 | ▲ 79.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €90 | €12 | €2,691 | €16,753 | €6,187 | ▼ 63.1% |
| + Depreciation and write-downs630 | €216 | €108 | €365 | €493 | €738 | ▲ 49.7% |
| Operating cash flow (approximation) | €306 | €120 | €3,056 | €17,246 | €6,925 | ▼ 59.8% |
| Investment in fixed assets (approximation) | - | €0 | -€1,156 | €0 | -€4,448 | - |
| Change in cash | - | €411 | -€1,692 | €14,689 | €383 | ▼ 97.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €12 ▼86.7%
Net result drops to €12, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 1.60
Current ratio from 0.69 to 1.60.
13-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1989
Ground area
204 m²
Building footprint
78 m²
Volume, LiDAR
1,095 m³
Parcel 21019A0111/00L018, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ARCHI - STUDIO
since 19892.295.339.011
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0111/00L018 | Brussels | 204 m² | 1 · 78 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 3,474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-11-1989
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438891346
Also
9925:BE0438891346
Registered
15-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.