ARCHI BC
ActiveARCHI BC has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €-13k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-85
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 7.07 against 7.97 in 2024; short-term debt: 13.3% and cash: 65.2% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.7%
Return on assets
-46.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
7 d late
2024
27 d late
2023
7 d early
2022
32 d early
2021
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-13k
2024 · €6k
2021: €21k
2022: €9k
2023: €-636
2024: €6k
2021 → 2025
Working capital
€23k▼ 35.8%
2024 · €36k
2021: €23k
2022: €30k
2023: €29k
2024: €36k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€33k▲ 37.1%€33k▼ 1.9%€38k▲ 17.9%€25k▼ 35.1%
Operating result€28k-€12k▼ 55.6%€-317€8k€-13k
Net result€21k-€9k▼ 56.6%€-636€6k€-13k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€2k▼ 23.9%
Current assets
€27k▼ 34.6%
Equity and liabilities €29k
Equity
€25k▼ 35.1%
Debt
€4k▼ 26.2%
The debt ratio rises from 11.9% to 13.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-12k▼
2024 · €9k
Cash flow
€-13k▼
2024 · €7k
Solvency
86.7%▼
2024 · 88.1%
Current ratio
7.07▼
2024 · 7.97
Quick ratio
7.07▼
2024 · 7.97
Debt / equity
0.15▲
2024 · 0.13
ROE
-54.0%▼
2024 · 15.2%
ROA
-46.8%▼
2024 · 13.4%
Interest coverage
-70.72▼
2024 · 59.94
Debt
€4k▼
2024 · €5k
Debt ≤ 1 year
€4k▼
2024 · €5k
Income taxes
€157▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€44k€29k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€41k€27k▼
Amounts receivable within one year40/41€6k€8k▲
Trade receivables40€6k€8k▲
Other amounts receivable41€11€11=
Cash at bank and in hand54/58€33k€19k▼
Deferred charges and accrued income490/1€2k€405▼
Equity and liabilities
Total equity and liabilities10/49€44k€29k▼
Equity10/15€38k€25k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€35k€21k▼
Amounts payable17/49€5k€4k▼
Amounts payable within one year42/48€5k€4k▼
Trade debts44€73€159▲
Suppliers440/4€73€159▲
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€59€568▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€842€865▲
Other operating charges640/8€379€290▼
Gross operating margin9900€10k€-12k▼
Operating profit (loss)9901€8k€-13k▼
Financial charges65/66B€153€173▲
Recurring financial charges65€153€173▲
Profit (loss) for the period before taxes9903€8k€-13k▼
Income taxes67/77€2k€157▼
Profit (loss) for the period9904€6k€-13k▼
Profit (loss) for the period to be appropriated9905€6k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€21k▼
Profit (loss) brought forward from the previous period14P€29k€35k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Weakest financial yearnet €-13k ▼331%
Net result drops to €-13k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 12.04
Current ratio from 3.43 to 12.04; short-term debt falls from €12k to €3k.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Beau-Chêne 21380 LasneGround area
2,665 m²
Building footprint
247 m²
Parcel 25051B0143/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Beau-Chêne 2, 1380 Lasne
since 20212.317.734.331
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051B0143/00E000 | Wallonia | 2,665 m² | 1 · 247 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Architectenbureau SELS
BE 0894.320.895
Geel · Eq €25k
Jeroen De Pestel
BE 0775.731.170
Deinze · Eq €25k
STUDIEAU ARCHITECTUUR
BE 0767.966.618
Genk · Eq €25k
Architect D'Haese en vennoten
BE 0501.937.188
Gent · Eq €25k
SUBSTRA ARCHITECTURES
BE 0658.892.591
Liège · Eq €25k
Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 4,740 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-05-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.