Financials
- Fiscal year
- 2025
- Total assets
- €147,956
- Profit
- €28,884
- Solvency
- 94.0%
Total assets▲ 17.2%
Net result
20182025
ARCHEL
ActiveSummary
ARCHEL has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,096 and a net result of €28,884. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
What they do
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222NACE 45331
#6 oldest company in Chastre, Construction sector1 site
How big
€147,956total assets 2025
- Equity
- €139,096
- Profit
- €28,884
Turnover not published (abridged schema)
Who decides
Accounts filed 11 d late
Why 98- Sector Specialised construction activities (NACE 43)+ Liquidity: current ratio 16.55, cash €121,530+ Equity €139,096 (94.0% of total assets)+ Founded in 1991Show the evidence
Checked score
Score 2025
98
/ 100
Excellent
Probability in this band: under 0.55%
Better than 85% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 94.0% of total assets
Liquidity
100+2
short-term debt 6.0% · cash 82.1%
Profitability
93+30
return on assets 19.5%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 16.55, cash €121,530 lowers the probability
- Equity €139,096 (94.0% of total assets) lowers the probability
- Sector Specialised construction activities (NACE 43) raises the probability
- Founded in 1991 lowers the probability for this profile
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 16.55 against 7.14 in 2024; short-term debt: 6% and cash: 82.1% of total assets), and 6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 90%, liquidity 98%, profitability 80%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
11 d late
2024
31 d early
2023
20 d late
2022
3 d early
2021
8 d late
2020
4 d late
2019
67 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Back to profitnet €28,884
- Liquidity doublescurrent ratio 16.55
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 11-08-2026Annual accounts filed
- 31-12-2025Back to profit
- 31-12-2025Liquidity doubles
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Installation of electric heating, air conditioning, cooling and…NACE 43222
- Founded
- 12-09-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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