ARCHE ARCHITECTE
ActiveARCHE ARCHITECTE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70k and a net result of €2k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 46% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-5
Solvency75▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.87 in 2024; short-term debt: 47.5% and cash: 2.3% of total assets), but 50.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.8%
Return on assets
1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
14 d early
2023
36 d late
2022
7 d early
2021
4 d early
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€70k▲ 3.4%
2024 · €68k
2019: €27k
2020: €31k
2021: €56k
2022: €59k
2023: €60k
2024: €68k
2019 → 2025
Total assets
€140k▲ 8.1%
2024 · €130k
2019: €70k
2020: €58k
2021: €100k
2022: €130k
2023: €124k
2024: €130k
2019 → 2025
Net result
€2k▼ 70.2%
2024 · €8k
2019: €7k
2020: €4k
2021: €24k
2022: €5k
2023: €980
2024: €8k
2019 → 2025
Working capital
€57k▲ 24.8%
2024 · €45k
2019: €18k
2020: €29k
2021: €52k
2022: €43k
2023: €39k
2024: €45k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€59k▲ 5.8%€60k▲ 1.7%€68k▲ 12.8%€70k▲ 3.4%
Operating result€36k-€8k▼ 78.8%€7k▼ 13.3%€16k▲ 137%€8k▼ 47.2%
Net result€24k-€5k▼ 80.2%€980▼ 79.8%€8k▲ 684%€2k▼ 70.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€17k▼ 47.4%
Current assets
€123k▲ 26.7%
Equity and liabilities €140k
Equity
€70k▲ 3.4%
Debt
€70k▲ 13.3%
The debt ratio rises from 47.9% to 50.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €30k
Cash flow
€11k▼
2024 · €22k
Solvency
49.8%▼
2024 · 52.1%
Current ratio
1.85▼
2024 · 1.87
Quick ratio
1.85▼
2024 · 1.87
Debt / equity
1.01▲
2024 · 0.92
ROE
3.3%▼
2024 · 11.4%
ROA
1.6%▼
2024 · 5.9%
Interest coverage
9.31▼
2024 · 12.18
Debt
€70k▲
2024 · €62k
Debt ≤ 1 year
€67k▲
2024 · €52k
Debt > 1 year
€3k▼
2024 · €10k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€140k▲
Fixed assets21/28€32k€17k▼
Intangible fixed assets21€127-
Tangible fixed assets22/27€32k€17k▼
Furniture and vehicles24€32k€17k▼
Current assets29/58€97k€123k▲
Amounts receivable within one year40/41€67k€110k▲
Trade receivables40€43k€94k▲
Other amounts receivable41€24k€16k▼
Cash at bank and in hand54/58€22k€3k▼
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€130k€140k▲
Equity10/15€68k€70k▲
Contributions10/11€6k€6k=
Reserves13€50k€52k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€48k€50k▲
Profit (loss) carried forward14€11k€12k▲
Amounts payable17/49€62k€70k▲
Amounts payable after more than one year17€10k€3k▼
Financial debts170/4€10k€3k▼
Amounts payable within one year42/48€52k€67k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€18k€28k▲
Suppliers440/4€18k€28k▲
Bills of exchange payable441€182€182=
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3-€4k
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€25k€25k▼
Accrued charges and deferred income492/3-€300
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€9k▼
Other operating charges640/8€471€734▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€30k€24k▼
Operating profit (loss)9901€16k€8k▼
Financial income75/76B€15€78▲
Recurring financial income75€15€78▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€13k€7k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€8k€2k▼
Profit (loss) for the period to be appropriated9905€8k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€14k▼
Profit (loss) brought forward from the previous period14P€11k€11k▲
Transfer to equity691/2€8k€2k▼
To other reserves6921€8k€2k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-12
Financial
Weakest financial yearnet €980 ▼79.8%
Net result drops to €980, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €24k ▲538%
Operating result €36k, net result €24k, both a record.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Lustin 965330 AssesseGround area
2,933 m²
Building footprint
134 m²
Parcel 92080A0390/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ARCHE ARCHITECTE
since 20112.195.466.227
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92080A0390/00G000 | Wallonia | 2,933 m² | 1 · 134 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Architectenbureau ARKADE
BE 0897.917.914
Dendermonde · Eq €70k
Jenne Gits architectuur
BE 0777.752.235
Antwerpen · Eq €70k
Atelier d'Architecture Erwin SPITZER
BE 0891.269.256
Etterbeek · Eq €70k
WOW Architectuur en interieur
BE 0731.794.229
Gent · Eq €70k
2MANYAR
BE 0536.370.804
Sint-Jans-Molenbeek · Eq €70k
Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2011
Fiscal year end31-12
Abbreviation FR
A²
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.