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Archade

Active
Private limited companyfounded 2021active for 5 yearsRue de Clairvaux 40, 1348 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0769.733.206
Summary

Archade has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €338,718 and a net result of €89,685. Equity has been growing by about 31% per year since 2022. Its solvency ranks better than 37% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 16-06-2021 Normal situation
Registered office
50 active companies are registered at this address 4 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Property management for co-owned buildings (syndics) NACE 68321and 1 other
Establishment unit
2.323.828.604 1348 Ottignies-Louvain-la-Neuve, since 16-06-2021
Financial year end
31 December
Peppol
Reachable since 08-04-2025

Board and ownership

Board
  • AUDACITE SRLDirector · since 16-06-2021
  • CAPITOSUS SRLDirector · since 16-06-2021
  • CERVAL SRLDirector · since 16-06-2021

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€143,962
▲ 44.0%
Turnover
≈ €250,000
estimated
Profit
€89,685
▲ 32.6%
Equity
€338,718
▲ 36.0%
Total assets
€1.9m
▲ 2.4%
Score breakdownraises riskLiquidity: current ratio 0.52, cash €29,209lowers riskSize: total assets €1.9mSector: Real estate activities (NACE 68)Figures for financial year 2025 (filed on 16-06-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 54% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 42+4
equity 17.4% of total assets
Liquidity 47-5
short-term debt 17.3% · cash 1.5%
Profitability 65+16
return on assets 4.6%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.3%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.1%▼ -0.2 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.1%▼ -0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.52 (0.59 in 2024), below 1. Short-term debt is 17.3% and cash 1.5% of total assets. 82.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 38% of them on solvency, 43% on liquidity, 51% on profitability and 82% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.9m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Figures for financial year 2025 (filed on 16-06-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.52, cash €29,209
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
45 days early
2024
36 days early
2023
43 days early
2022
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 36 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 June (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

Annual accounts 2025 filed on 16-06-2026 at the NBB all 4 filings

Turnover
≈ €250,000
Estimated: probably between €210,000 and €380,000
EBIT margin
Not included in this filing
Net result
€89,685▲ 32.6%
2024 · €67,623
Working capital
-€163,196▼ 81.3%
2024 · -€90,020
Trend over the years

2022 to 2025, 4 financial years

The operating result for 2025 is 45% higher than in 2024 and the highest since 2022. It is the second rise in a row, after the fall in 2023.

Operating result€0.1m 2025 Net result€0.09m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result-€0.002m--€0.002m▼ 0.2%€0.1m€0.1m▲ 44.7%
Net result€0.02mwithin the sector's middle half-€0.01mwithin the sector's middle half▼ 11.3%€0.07mwithin the sector's middle half▲ 358%€0.09mabove the sector's middle half▲ 32.6%
Equity€0.2mwithin the sector's middle half-€0.2mwithin the sector's middle half▲ 8.9%€0.2mwithin the sector's middle half▲ 37.3%€0.3mwithin the sector's middle half▲ 36.0%
Total assets€1.9mwithin the sector's middle half-€1.8mwithin the sector's middle half▼ 2.5%€1.9mwithin the sector's middle half▲ 3.6%€1.9mwithin the sector's middle half▲ 2.4%
Debt€1.7m-€1.7m▼ 3.6%€1.7m▼ 0.1%€1.6m▼ 2.6%
Working capital€0.01mwithin the sector's middle half--€0.04mwithin the sector's middle half-€0.09mwithin the sector's middle half▼ 150%-€0.2mbelow the sector's middle half▼ 81.3%
Solvency8.9%within the sector's middle half-9.9%within the sector's middle half▲ 1.0pp13.1%within the sector's middle half▲ 3.2pp17.4%within the sector's middle half▲ 4.3pp
Current ratio1.13within the sector's middle half-0.63within the sector's middle half▼ 0.510.59within the sector's middle half▼ 0.040.52within the sector's middle half▼ 0.07
Return on assets (ROA)0.9%within the sector's middle half-0.8%within the sector's middle half▼ 0.1pp3.6%within the sector's middle half▲ 2.7pp4.6%within the sector's middle half▲ 1.0pp
above within below The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets €1.8m =
Current assets €173,301 ▲ 36.5%
Equity and liabilities €1.9m
Equity €338,718 ▲ 36.0%
Debt €1.6m ▼ 2.6%
Debt's share of the balance-sheet total falls from 86.9% to 82.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€142,964▲
2024 · €98,954
Cash flow
€90,105▲
2024 · €68,043
Debt to equity
4.75▼
2024 · 6.64
ROE
26.5%▼
2024 · 27.2%
Interest coverage
4.80▲
2024 · 3.15
Debt ≤ 1 year
€336,498▲
2024 · €216,979
Debt > 1 year
€1.3m▼
2024 · €1.4m
Income taxes
€23,559
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Securities and guarantees

on own assets and for others
Item2022202320242025
Debts secured on the company's own assets€499,344€221,754€387,303€330,710
Debts guaranteed by Belgian public bodies€499,344€221,754--
Pledge on the business€571,000€571,000€581,000€581,000
Pledge on other assets, amount secured€571,000€571,000€571,000€571,000
Carrying value of the other pledged assets€1.8m€1.8m€1.8m€1.8m

Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item2022202320242025
Financial fixed assets€1.8m---
Depreciation and write-downs of the year€560€420€420€420

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.9m€1.9m▲
Formation expenses20€0.001m€280▼
Fixed assets21/28€1.8m€1.8m=
Financial fixed assets28€1.8m€1.8m=
Current assets29/58€0.1m€0.2m▲
Amounts receivable within one year40/41€0.08m€0.1m▲
Trade receivables40€0.08m€0.1m▲
Cash at bank and in hand54/58€0.05m€0.03m▼
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.9m▲
Equity10/15€0.2m€0.3m▲
Contributions10/11€0.2m€0.2m=
Reserves13€0.1m€0.2m▲
Distributable reserves133€0.1m€0.2m▲
Amounts payable17/49€1.7m€1.6m▼
Amounts payable after more than one year17€1.4m€1.3m▼
Financial debts170/4€1.4m€1.3m▼
Amounts payable within one year42/48€0.2m€0.3m▲
Current portion of amounts payable after more than one year42€0.1m€0.2m▲
Trade debts44€0.07m€0.1m▲
Suppliers440/4€0.07m€0.1m▲
Taxes, remuneration and social security45€0.01m€0.03m▲
Taxes450/3€0.01m€0.03m▲
Other amounts payable47/48€0.03m€0.03m▲
Accrued charges and deferred income492/3€188€182▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€420€420=
Other operating charges640/8€0.001m€0.001m▼
Gross operating margin9900€0.1m€0.1m▲
Operating profit (loss)9901€0.1m€0.1m▲
Financial income75/76B€0.001m€473▼
Recurring financial income75€0.001m€473▼
Financial charges65/66B€0.03m€0.03m▼
Recurring financial charges65€0.03m€0.03m▼
Profit (loss) for the period before taxes9903€0.07m€0.1m▲
Income taxes67/77-€0.02m
Profit (loss) for the period9904€0.07m€0.09m▲
Profit (loss) for the period to be appropriated9905€0.07m€0.09m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.07m€0.09m▲
Transfer to equity691/2€0.07m€0.09m▲
To other reserves6921€0.07m€0.09m▲

The notes to these accounts have 13 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 16-06-2026.

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€560€420€420€420=
Other operating charges640/8€100€521€1,038€998▼ 3.8%
Gross operating margin9900-€1,335-€1,058€99,991€143,962▲ 44.0%
Operating profit (loss)9901-€1,995-€1,999€98,534€142,544▲ 44.7%
Financial income75/76B€76,802€48,613€545€473▼ 13.2%
Recurring financial income75€76,802€48,613€545€473▼ 13.2%
Financial charges65/66B€58,163€31,848€31,455€29,772▼ 5.4%
Recurring financial charges65€58,163€31,848€31,455€29,772▼ 5.4%
Profit (loss) for the period before taxes9903€16,644€14,765€67,623€113,244▲ 67.5%
Income taxes67/77---€23,559-
Profit (loss) for the period9904€16,644€14,765€67,623€89,685▲ 32.6%
Profit (loss) for the period to be appropriated9905€16,644€14,765€67,623€89,685▲ 32.6%
Line2022202320242025Change
Assets
Total assets20/58€1.9m€1.8m€1.9m€1.9m▲ 2.4%
Formation expenses20€0.002m€0.001m€0.001m€280▼ 60.0%
Fixed assets21/28€1.8m€1.8m€1.8m€1.8m=
Financial fixed assets28€1.8m€1.8m€1.8m€1.8m=
Current assets29/58€0.1m€0.06m€0.1m€0.2m▲ 36.5%
Amounts receivable within one year40/41€0.005m€0.008m€0.08m€0.1m▲ 85.6%
Trade receivables40--€0.08m€0.1m▲ 85.6%
Other amounts receivable41€0.005m€0.008m---
Cash at bank and in hand54/58€0.1m€0.05m€0.05m€0.03m▼ 40.8%
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.8m€1.9m€1.9m▲ 2.4%
Equity10/15€0.2m€0.2m€0.2m€0.3m▲ 36.0%
Contributions10/11€0.2m€0.2m€0.2m€0.2m=
Reserves13€0.02m€0.03m€0.1m€0.2m▲ 90.6%
Distributable reserves133€0.02m€0.03m€0.1m€0.2m▲ 90.6%
Amounts payable17/49€1.7m€1.7m€1.7m€1.6m▼ 2.6%
Amounts payable after more than one year17€1.6m€1.5m€1.4m€1.3m▼ 11.4%
Financial debts170/4€1.6m€1.5m€1.4m€1.3m▼ 11.4%
Amounts payable within one year42/48€0.09m€0.1m€0.2m€0.3m▲ 55.1%
Current portion of amounts payable after more than one year42€0.06m€0.06m€0.1m€0.2m▲ 65.2%
Trade debts44€0.001m€0.002m€0.07m€0.1m▲ 51.5%
Suppliers440/4€0.001m€0.002m€0.07m€0.1m▲ 51.5%
Taxes, remuneration and social security45€0.005m€0.003m€0.01m€0.03m▲ 130%
Taxes450/3€0.005m€0.003m€0.01m€0.03m▲ 130%
Other amounts payable47/48€0.03m€0.03m€0.03m€0.03m▲ 0.4%
Accrued charges and deferred income492/3€0.03m€0.02m€188€182▼ 3.3%
Line2022202320242025Change
Profit (loss) for the period9904€16,644€14,765€67,623€89,685▲ 32.6%
+ Depreciation and write-downs630€560€420€420€420=
Operating cash flow (approximation)€17,204€15,185€68,043€90,105▲ 32.4%
Investment in fixed assets (approximation)--€420-€420-€420=
Change in cash--€49,639-€2,670-€20,129▼ 654%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 16-06-2026 2026-00170017 PDF
31-12-2024 full format 25-06-2025 2025-00183471 PDF
31-12-2023 full format 18-06-2024 2024-00142398 PDF
31-12-2022 full format 10-07-2023 2023-00219595 PDF

Board & ownership

Directors

Directors
3 directors
AUDACITE SRL
Director · since 16-06-2021 · Legal entity · listed in the 2025 annual accounts, filed on 16-06-2026
Current
CAPITOSUS SRL
Director · since 16-06-2021 · Legal entity · listed in the 2025 annual accounts, filed on 16-06-2026
Current
CERVAL SRL
Director · since 16-06-2021 · Legal entity · listed in the 2025 annual accounts, filed on 16-06-2026
Current

Owners and capital

Mandate history

3 people, 3 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
AUDACITE SRL
  • Director, from 16-06-2021 to date
CAPITOSUS SRL
  • Director, from 16-06-2021 to date
CERVAL SRL
  • Director, from 16-06-2021 to date
See the board, name and registered office on a given date →

Network & group

Holdings and subsidiaries

1 holding

Holdings 1

Companies at the same address

49 other companies

Connections & network

3 current directors
Depth

The network starts from the directors of Archade. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
16-06
NBB filing Annual accounts 2025 filedNBB
abbreviated format · 45 days before the deadline
2025
31-12
Financial Highest result from 2022 to 2025net €89,685 ▲32.6%
The operating result of €142,544 and the net result of €89,685 are both a record.
25-06
NBB filing Annual accounts 2024 filedPDF
full format · 36 days before the deadline
2024
31-12
Financial Equity above €200,000equity €249,033 ▲37.3%
With a profit in every financial year since 2022, equity grows to €249,033.
18-06
NBB filing Annual accounts 2023 filedPDF
full format · 43 days before the deadline
2023
10-07
NBB filing Annual accounts 2022 filedPDF
full format · 21 days before the deadline
2021
18-06
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

Archade was incorporated on 16 June 2021 as a private limited company.1 Total assets went from €1.9m in 2022 to €1.9m in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name Archade in French
Enterprise number 0769.733.206
Legal form Private limited company
Status Active, normale toestand
Founded 16-06-2021
Entity type Legal entity

Registered office and establishments

Registered office Rue de Clairvaux 40, 1348 Ottignies-Louvain-la-Neuve, Belgium
Establishment unit Archade, Rue de Clairvaux 40, 1348 Ottignies-Louvain-la-Neuve since 16-06-2021 · unit number 2.323.828.60473200 Market research and public opinion polling

Activities

NACEBEL 2025
68321 Property management for co-owned buildings (syndics) main activity
66300 Activities auxiliary to financial services and insurance activities
Codes under NACEBEL 2008
68321 Real estate activities main activity
66300 Activities auxiliary to financial services and insurance activities
68322 Real estate activities

Invoicing and payment

VAT number BE 0769.733.206
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0769733206
Other Peppol ID 9925:BE0769733206
Registered 08-04-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 2 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12

Sites & property

Location
registered office establishment The establishment unit on the map
50 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
5,453 m²
Building footprint
1,545 m²
Cadastral parcel Region Area Buildings Height / floors
25385B0001/03F000 Wallonia 5,453 m² 1 · 1,545 m² -