ARCHA
ActiveSummary
ARCHA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31k and a net result of €4k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability60▲+6
Solvency26=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.09 in 2024; short-term debt: 85.1% and cash: 0.1% of total assets), and 98.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.1%
Return on assets
0.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
18 d late
2024
1 d late
2023
22 d late
2022
311 d late
2021
16 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€31k▲ 15.6%
2024 · €26k
2021: €11klowest in 5 years
2022: €28k▲ +160% vs 2021
2023: €27k▼ -4.7% vs 2022
2024: €26k▼ -0.5% vs 2023
2025: €31k▲ +15.6% vs 2024highest in 5 years
2021 → 2025
Total assets
€2.76M▲ 1.6%
2024 · €2.72M
2021: €227klowest in 5 years
2022: €2.63M▲ +1056% vs 2021
2023: €2.70M▲ +2.9% vs 2022
2024: €2.72M▲ +0.5% vs 2023
2025: €2.76M▲ +1.6% vs 2024highest in 5 years
2021 → 2025
Net result
€4k
2024 · €-126
2021: €8k
2022: €17k▲ +123% vs 2021highest in 5 years
2023: €-1k▼ -108% vs 2022lowest in 5 years
2024: €-126▲ +90.4% vs 2023
2025: €4k▲ +3383% vs 2024
2021 → 2025
Working capital
€-2.08M▼ 0.2%
2024 · €-2.07M
2021: €-103highest in 5 years
2022: €-2.03M▼ -1975615% vs 2021
2023: €-2.06M▼ -1.6% vs 2022
2024: €-2.07M▼ -0.6% vs 2023
2025: €-2.08M▼ -0.2% vs 2024lowest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€11k-€28k▲ 160%€27k▼ 4.7%€26k▼ 0.5%€31k▲ 15.6%
2021: €11klowest in 5 years
2022: €28k▲ +160% vs 2021
2023: €27k▼ -4.7% vs 2022
2024: €26k▼ -0.5% vs 2023
2025: €31k▲ +15.6% vs 2024highest in 5 years
Operating result€12k-€28k▲ 133%€8k▼ 72.3%€9k▲ 10.6%€12k▲ 42.1%
2021: €12k
2022: €28k▲ +133% vs 2021highest in 5 years
2023: €8k▼ -72.3% vs 2022lowest in 5 years
2024: €9k▲ +10.6% vs 2023
2025: €12k▲ +42.1% vs 2024
Net result€8k-€17k▲ 123%€-1k€-126▲ 90.4%€4k
2021: €8k
2022: €17k▲ +123% vs 2021highest in 5 years
2023: €-1k▼ -108% vs 2022lowest in 5 years
2024: €-126▲ +90.4% vs 2023
2025: €4k▲ +3383% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 42% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.76M
Fixed assets
€2.49M ▼ 1.1%
Current assets
€270k ▲ 35.9%
Equity and liabilities €2.76M
Equity
€31k ▲ 15.6%
Debt
€2.73M ▲ 1.5%
Debt's share of the balance-sheet total falls from 99.0% to 98.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €36k
Cash flow
€31k▲
2024 · €28k
Current ratio
0.12▲
2024 · 0.09
Debt to equity
89.38
ROE
13.5%▲
2024 · -0.5%
ROA
0.1%▲
2024 · 0.0%
Interest coverage
4.97▲
2024 · 4.22
Debt ≤ 1 year
€2.35M▲
2024 · €2.27M
Debt > 1 year
€379k▼
2024 · €415k
Income taxes
€176▲
2024 · €174
Staff costs
€35k▲
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.72M€2.76M▲
Fixed assets21/28€2.52M€2.49M▼
Tangible fixed assets22/27€670k€643k▼
Land and buildings22€668k€641k▼
Furniture and vehicles24€2k€2k▼
Financial fixed assets28€1.85M€1.85M=
Current assets29/58€199k€270k▲
Amounts receivable within one year40/41€193k€268k▲
Trade receivables40€43k€15k▼
Other amounts receivable41€149k€254k▲
Cash at bank and in hand54/58€195€2k▲
Deferred charges and accrued income490/1€6k€376▼
Equity and liabilities
Total equity and liabilities10/49€2.72M€2.76M▲
Equity10/15€26k€31k▲
Contributions10/11€3k€3k=
Reserves13€8k€8k=
Distributable reserves133€8k€8k=
Profit (loss) carried forward14€16k€20k▲
Amounts payable17/49€2.69M€2.73M▲
Amounts payable after more than one year17€415k€379k▼
Financial debts170/4€415k€379k▼
Amounts payable within one year42/48€2.27M€2.35M▲
Current portion of amounts payable after more than one year42€35k€36k▲
Trade debts44€3k€21k▲
Suppliers440/4€3k€21k▲
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€416€351▼
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€2.23M€2.29M▲
Income statement
Code20242025
Remuneration, social security and pensions62€34k€35k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€27k▼
Other operating charges640/8€360€473▲
Gross operating margin9900€70k€75k▲
Operating profit (loss)9901€9k€12k▲
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€49€4k▲
Income taxes67/77€174€176▲
Profit (loss) for the period9904€-126€4k▲
Profit (loss) for the period to be appropriated9905€-126€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€20k▲
Profit (loss) brought forward from the previous period14P€16k€16k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4k | €28k | €25k | €34k | €35k | ▲ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €19k | €28k | €28k | €27k | ▼ 1.0% |
| Other operating charges640/8 | €97k | €2k | €465 | €360 | €473 | ▲ 31.5% |
| Gross operating margin9900 | €114k | €78k | €61k | €70k | €75k | ▲ 6.5% |
| Operating profit (loss)9901 | €12k | €28k | €8k | €9k | €12k | ▲ 42.1% |
| Financial income75/76B | €9 | - | - | - | - | - |
| Recurring financial income75 | €9 | - | - | - | - | - |
| Financial charges65/66B | €273 | €9k | €9k | €9k | €8k | ▼ 7.2% |
| Recurring financial charges65 | €273 | €9k | €9k | €9k | €8k | ▼ 7.2% |
| Profit (loss) for the period before taxes9903 | €12k | €20k | €-1k | €49 | €4k | ▲ 8,709% |
| Income taxes67/77 | €4k | €2k | €154 | €174 | €176 | ▲ 1.0% |
| Profit (loss) for the period9904 | €8k | €17k | €-1k | €-126 | €4k | ▲ 3,383% |
| Profit (loss) for the period to be appropriated9905 | €8k | €17k | €-1k | €-126 | €4k | ▲ 3,383% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €227k | €2.63M | €2.70M | €2.72M | €2.76M | ▲ 1.6% |
| Fixed assets21/28 | €11k | €2.54M | €2.54M | €2.52M | €2.49M | ▼ 1.1% |
| Tangible fixed assets22/27 | €4k | €700k | €696k | €670k | €643k | ▼ 4.1% |
| Land and buildings22 | - | €698k | €695k | €668k | €641k | ▼ 4.0% |
| Furniture and vehicles24 | €4k | €2k | €2k | €2k | €2k | ▼ 25.2% |
| Financial fixed assets28 | €7k | €1.84M | €1.84M | €1.85M | €1.85M | = |
| Current assets29/58 | €216k | €82k | €163k | €199k | €270k | ▲ 35.9% |
| Amounts receivable within one year40/41 | €6k | €46k | €153k | €193k | €268k | ▲ 39.2% |
| Trade receivables40 | €0 | €1k | €9k | €43k | €15k | ▼ 66.5% |
| Other amounts receivable41 | €6k | €45k | €144k | €149k | €254k | ▲ 69.9% |
| Cash at bank and in hand54/58 | €208k | €33k | €5k | €195 | €2k | ▲ 797% |
| Deferred charges and accrued income490/1 | €2k | €3k | €5k | €6k | €376 | ▼ 93.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €227k | €2.63M | €2.70M | €2.72M | €2.76M | ▲ 1.6% |
| Equity10/15 | €11k | €28k | €27k | €26k | €31k | ▲ 15.6% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | €8k | €8k | €8k | €8k | €8k | = |
| Distributable reserves133 | €8k | €8k | €8k | €8k | €8k | = |
| Profit (loss) carried forward14 | - | €17k | €16k | €16k | €20k | ▲ 26.2% |
| Amounts payable17/49 | €216k | €2.60M | €2.68M | €2.69M | €2.73M | ▲ 1.5% |
| Amounts payable after more than one year17 | - | €484k | €450k | €415k | €379k | ▼ 8.6% |
| Financial debts170/4 | - | €484k | €450k | €415k | €379k | ▼ 8.6% |
| Amounts payable within one year42/48 | €216k | €2.11M | €2.23M | €2.27M | €2.35M | ▲ 3.3% |
| Current portion of amounts payable after more than one year42 | - | €34k | €34k | €35k | €36k | ▲ 2.1% |
| Trade debts44 | €423 | €180 | €10k | €3k | €21k | ▲ 518% |
| Suppliers440/4 | €423 | €180 | €10k | €3k | €21k | ▲ 518% |
| Taxes, remuneration and social security45 | €14k | €9k | €5k | €6k | €6k | ▲ 0.7% |
| Taxes450/3 | €14k | €9k | €2k | €416 | €351 | ▼ 15.7% |
| Remuneration and social security454/9 | €0 | - | €2k | €5k | €5k | ▲ 2.0% |
| Other amounts payable47/48 | €201k | €2.07M | €2.18M | €2.23M | €2.29M | ▲ 2.6% |
| Accrued charges and deferred income492/3 | €122 | €475 | €446 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €17k | €-1k | €-126 | €4k | ▲ 3,383% |
| + Depreciation and write-downs630 | €1k | €19k | €28k | €28k | €27k | ▼ 1.0% |
| Operating cash flow (approximation) | €9k | €37k | €27k | €28k | €31k | ▲ 14.4% |
| Investment in fixed assets (approximation) | - | €-2.55M | €-24k | €-5k | €0 | ▲ 100% |
| Change in cash | - | €-175k | €-28k | €-5k | €2k | ▲ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 311 days late
2023
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
2022
31-12
Financial
Highest result since 2021net €17k ▲123%
Operating result €28k, net result €17k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2020
Ground area
150 m²
Building footprint
137 m²
Volume, LiDAR
2,339 m³
Parcel 62806C0654/00G006, Wallonia · tallest building 18.5 m, ±6 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
ARCHA
since 20202.310.328.677
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0654/00G006 | Wallonia | 150 m² | 1 · 136 m² | 18.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FBCO CONSULT
BE 0797.682.567
Chaumont-Gistoux · Eq €30,531
Essex
BE 1019.255.511
Balen · Eq €30,528
Geert Hendrickx
BE 0630.929.174
Antwerpen · Eq €30,526
NDH CONSULTING
BE 0742.596.861
Gent · Eq €30,525
maViLou
BE 0766.766.489
Bredene · Eq €30,537
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 34,514 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.