ARCH & TECO ENGINEERING
ActiveSummary
ARCH & TECO ENGINEERING has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €747,357 and a net result of €269,921. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 62% of 731 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+12
Solvency80▲+3
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 2.91 against 3.45 in 2024; short-term debt: 34.1% and cash: 7.8% of total assets), and 45.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
19.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
13 d early
2023
33 d early
2022
3 d early
2021
19 d early
2020
22 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€269,921▲ 24.1%
2024 · €217,542
Working capital
€888,603▼ 38.0%
2024 · €1.4m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€146,921▲ 376%€57,073▼ 61.2%€145,790▲ 155%€211,294▲ 44.9%€224,884▲ 6.4%
Net result€180,244▲ 232%€73,204▼ 59.4%€181,854▲ 148%€217,542▲ 19.6%€269,921▲ 24.1%
Equity€1.0m▲ 21.6%€1.0m▲ 3.3%€1.0m▼ 0.3%€1.0m▲ 0.2%€747,357▼ 28.6%
Total assets€2.0m▼ 0.1%€1.8m▼ 6.4%€2.0m▲ 11.0%€2.0m▼ 0.9%€1.4m▼ 32.8%
Debt€956,534▼ 16.0%€796,390▼ 16.7%€1.0m▲ 25.9%€981,487▼ 2.1%€615,609▼ 37.3%
Working capital€1.1m▲ 9.5%€1.2m▲ 11.1%€1.4m▲ 13.0%€1.4m▲ 4.7%€888,603▼ 38.0%
Staff (FTE)5.5▼ 27.6%6.1▲ 10.9%6.8▲ 11.5%6.5▼ 4.4%5.8▼ 10.8%
Why a figure moved sharply
- 2023 Net result +148% on 2022. Cause not known from the registers.
- 2022 Net result -59% on 2021. Cause not known from the registers.
- 2021 Net result +232% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€9,726 ▼ 9.8%
Current assets
€1.4m ▼ 32.9%
Equity and liabilities €1.4m
Equity
€747,357 ▼ 28.6%
Debt
€615,609 ▼ 37.3%
Debt's share of the balance-sheet total falls from 48.4% to 45.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€225,944▲
2024 · €212,354
Cash flow
€270,981▲
2024 · €218,602
Current ratio
2.91▼
2024 · 3.45
Quick ratio
1.38▼
2024 · 1.41
Debt to equity
0.82▼
2024 · 0.94
ROE
36.1%▲
2024 · 20.8%
ROA
19.8%▲
2024 · 10.7%
Interest coverage
171.26▼
2024 · 266.59
Debt ≤ 1 year
€464,636▼
2024 · €584,854
Income taxes
€57,081▲
2024 · €52,755
Staff costs
€527,291▲
2024 · €499,913
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €402,136 | €436,914 | €532,761 | €499,913 | €527,291 | ▲ 5.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,424 | €2,950 | €2,608 | €1,060 | €1,060 | = |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €1,951 | - | - | - | - | - |
| Other operating charges640/8 | €2,609 | €11,621 | €1,339 | €1,193 | €1,449 | ▲ 21.4% |
| Gross operating margin9900 | €556,040 | €508,559 | €682,499 | €713,460 | €754,684 | ▲ 5.8% |
| Operating profit (loss)9901 | €146,921 | €57,073 | €145,790 | €211,294 | €224,884 | ▲ 6.4% |
| Financial income75/76B | €47,840 | €48,147 | €76,360 | €59,800 | €103,436 | ▲ 73.0% |
| Recurring financial income75 | €47,840 | €48,147 | €76,360 | €59,800 | €103,436 | ▲ 73.0% |
| Financial charges65/66B | €13,747 | €22,094 | €1,309 | €797 | €1,319 | ▲ 65.6% |
| Recurring financial charges65 | €13,747 | €22,094 | €1,309 | €797 | €1,319 | ▲ 65.6% |
| Profit (loss) for the period before taxes9903 | €181,013 | €83,127 | €220,841 | €270,297 | €327,001 | ▲ 21.0% |
| Income taxes67/77 | €770 | €9,922 | €38,987 | €52,755 | €57,081 | ▲ 8.2% |
| Profit (loss) for the period9904 | €180,244 | €73,204 | €181,854 | €217,542 | €269,921 | ▲ 24.1% |
| Profit (loss) for the period to be appropriated9905 | €180,244 | €73,204 | €181,854 | €217,542 | €269,921 | ▲ 24.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €1.8m | €2.0m | €2.0m | €1.4m | ▼ 32.8% |
| Fixed assets21/28 | €17,404 | €14,454 | €11,846 | €10,786 | €9,726 | ▼ 9.8% |
| Intangible fixed assets21 | €8,204 | €5,254 | €2,646 | €1,586 | €526 | ▼ 66.8% |
| Financial fixed assets28 | €9,200 | €9,200 | €9,200 | €9,200 | €9,200 | = |
| Current assets29/58 | €2.0m | €1.8m | €2.0m | €2.0m | €1.4m | ▼ 32.9% |
| Stocks and contracts in progress3 | €1.3m | €1.3m | €1.2m | €1.2m | €710,877 | ▼ 40.4% |
| Contracts in progress37 | €1.3m | €1.3m | €1.2m | €1.2m | €710,877 | ▼ 40.4% |
| Amounts receivable within one year40/41 | €608,630 | €317,218 | €613,007 | €511,051 | €516,857 | ▲ 1.1% |
| Trade receivables40 | €560,790 | €245,159 | €575,194 | €510,038 | €516,857 | ▲ 1.3% |
| Other amounts receivable41 | €47,840 | €72,059 | €37,813 | €1,013 | - | - |
| Cash at bank and in hand54/58 | €65,270 | €231,713 | €176,771 | €290,871 | €106,292 | ▼ 63.5% |
| Deferred charges and accrued income490/1 | €29,852 | €26,702 | €47,733 | €23,760 | €19,214 | ▼ 19.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €1.8m | €2.0m | €2.0m | €1.4m | ▼ 32.8% |
| Equity10/15 | €1.0m | €1.0m | €1.0m | €1.0m | €747,357 | ▼ 28.6% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €931,200 | €981,200 | €981,200 | €981,200 | €681,200 | ▼ 30.6% |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Distributable reserves133 | €925,000 | €975,000 | €975,000 | €975,000 | €675,000 | ▼ 30.8% |
| Profit (loss) carried forward14 | €21,636 | €4,840 | €1,694 | €4,236 | €4,157 | ▼ 1.9% |
| Amounts payable17/49 | €956,534 | €796,390 | €1.0m | €981,487 | €615,609 | ▼ 37.3% |
| Amounts payable within one year42/48 | €864,027 | €619,103 | €666,960 | €584,854 | €464,636 | ▼ 20.6% |
| Trade debts44 | €423,389 | €475,056 | €324,628 | €238,871 | €69,354 | ▼ 71.0% |
| Suppliers440/4 | €423,389 | €475,056 | €324,628 | €238,871 | €69,354 | ▼ 71.0% |
| Taxes, remuneration and social security45 | €89,901 | €92,150 | €157,331 | €130,983 | €125,282 | ▼ 4.4% |
| Taxes450/3 | €36,867 | €25,322 | €58,050 | €48,615 | €62,633 | ▲ 28.8% |
| Remuneration and social security454/9 | €53,033 | €66,828 | €99,282 | €82,367 | €62,649 | ▼ 23.9% |
| Other amounts payable47/48 | €350,737 | €51,897 | €185,000 | €215,000 | €270,000 | ▲ 25.6% |
| Accrued charges and deferred income492/3 | €92,508 | €177,287 | €335,743 | €396,633 | €150,972 | ▼ 61.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €180,244 | €73,204 | €181,854 | €217,542 | €269,921 | ▲ 24.1% |
| + Depreciation and write-downs630 | €2,424 | €2,950 | €2,608 | €1,060 | €1,060 | = |
| Operating cash flow (approximation) | €182,668 | €76,154 | €184,462 | €218,602 | €270,981 | ▲ 24.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €166,442 | -€54,941 | €114,100 | -€184,580 | ▼ 262% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €269,921 ▲24.1%
Operating result €224,884, net result €269,921, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €1mEq €1.0m ▲21.6%
5 profitable years in a row build equity to €1.0m.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €4,809 ▼0.9%
Net result drops to €4,809, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 13 acts read
About the unread acts
We know of 13 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1991
Ground area
4,881 m²
Building footprint
609 m²
Volume, LiDAR
9,691 m³
Parcel 44806F0674/00F003, Flanders · tallest building 23.3 m, ±5 floors. Linked by address, not a title deed.
29
companies at this address
See who is registered here
1 establishment unit
B.CEC
since 19912.230.218.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44806F0674/00F003 | Flanders | 4,881 m² | 1 · 609 m² | 23.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Structure & network
Part of the group
CAD Architecten en Planners
12 companies
Group, risk and exposure
Owners and holdings
2 owners · 1 holdingChain of control
- CAD Architecten en Planners
- TELCO
- E.V.A. ENGINEERING
- ARCH & TECO ENGINEERING
Highest known parent: CAD Architecten en Planners. The sources do not say who stands above it.
Owners 2
- E.V.A. ENGINEERINGparent100%
- Sourceaccounts TELCO 20241%
Holdings 1
-
40%
According to the 2025 annual accounts of ARCH & TECO ENGINEERING and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 67,666 EUR awarded · 67,666 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 20,178 EUR | 20,178 EUR |
| 2024 | 2 | 19,447 EUR | 19,714 EUR |
| 2023 | 3 | 18,070 EUR | 17,803 EUR |
| 2022 | 2 | 9,971 EUR | 9,971 EUR |
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Of 11,577 companies in sector 71121 we hold annual accounts for 6,563. 3,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded27-06-1991
Fiscal year end31-12
Abbreviation NL
B.CEC
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444463304
Registered
20-11-2020
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.