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ARCH-E ARCHITECTUUR

Active
Private limited companyfounded 200818 yrs activeHeidestraat 59, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 0896.779.846
Summary

ARCH-E ARCHITECTUUR has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,828 and a net result of -€619. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 2058 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability67▲+3
Solvency94▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 3.15 against 2.61 in 2024; short-term debt: 30.7% and cash: 3.8% of total assets), and 30.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.3%
Return on assets
-1.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
4 d late
2023
on the day
2022
1 d early
2021
3 d early
2020
2 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 March 2008, ARCH-E ARCHITECTUUR was incorporated.1 Total assets went from EUR 45,221 in 2019 to EUR 41,601 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€28,828▼ 2.1%
2024 · €29,447
Total assets
€41,601▼ 12.9%
2024 · €47,769
Net result
-€619
2024 · €4,982
Working capital
€27,501▼ 6.6%
2024 · €29,447
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€2,967▼ 46.0%-€119€4,948€9,726▲ 96.6%€1,168▼ 88.0%
Net result-€604below the sector's middle half-€1,915below the sector's middle half▼ 217%€1,634below the sector's middle half€4,982within the sector's middle half▲ 205%-€619below the sector's middle half
Equity€24,747below the sector's middle half▼ 2.4%€22,832below the sector's middle half▼ 7.7%€24,466below the sector's middle half▲ 7.2%€29,447below the sector's middle half▲ 20.4%€28,828below the sector's middle half▼ 2.1%
Total assets€36,449below the sector's middle half▲ 8.9%€37,487below the sector's middle half▲ 2.8%€34,958below the sector's middle half▼ 6.7%€47,769below the sector's middle half▲ 36.6%€41,601below the sector's middle half▼ 12.9%
Debt€11,702▲ 44.3%€14,656▲ 25.2%€10,492▼ 28.4%€18,322▲ 74.6%€12,772▼ 30.3%
Working capital€24,747within the sector's middle half▼ 7.1%€22,832within the sector's middle half▼ 7.7%€24,466within the sector's middle half▲ 7.2%€29,447within the sector's middle half▲ 20.4%€27,501within the sector's middle half▼ 6.6%
Solvency67.9%within the sector's middle half▼ 7.9pp60.9%within the sector's middle half▼ 7.0pp70.0%above the sector's middle half▲ 9.1pp61.6%within the sector's middle half▼ 8.3pp69.3%above the sector's middle half▲ 7.7pp
Current ratio3.11within the sector's middle half▼ 1.782.56within the sector's middle half▼ 0.563.33above the sector's middle half▲ 0.772.61within the sector's middle half▼ 0.723.15within the sector's middle half▲ 0.55
Return on assets (ROA)-1.7%below the sector's middle half▼ 6.0pp-5.1%below the sector's middle half▼ 3.5pp4.7%within the sector's middle half▲ 9.8pp10.4%within the sector's middle half▲ 5.8pp-1.5%below the sector's middle half▼ 11.9pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000Operating result 2021: €2,967€2,967Net result 2021: -€604-€604Operating result 2022: -€119-€119Net result 2022: -€1,915-€1,915Operating result 2023: €4,948€4,948Net result 2023: €1,634€1,634Operating result 2024: €9,726€9,726Net result 2024: €4,982€4,982Operating result 2025: €1,168€1,168Net result 2025: -€619-€61920212022202320242025-€5,000€0€5,000€10,000Operating result 2023: €4,948€4,950Net result 2023: €1,634€1,630Operating result 2024: €9,726€9,730Net result 2024: €4,982€4,980Operating result 2025: €1,168€1,170Net result 2025: -€619-€619202320242025
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €41,601
Fixed assets €1,327
Current assets €40,273
Equity and liabilities €41,601
Equity €28,828 ▼ 2.1%
Debt €12,772 ▼ 30.3%
Debt's share of the balance-sheet total falls from 38.4% to 30.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,221
Cash flow
-€566
Debt to equity
0.44▼
2024 · 0.62
ROE
-2.1%▼
2024 · 16.9%
Interest coverage
15.77
Debt ≤ 1 year
€12,772▼
2024 · €18,322
Income taxes
€1,709▼
2024 · €4,705
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
1.1% went bankrupt
7.9% stopped otherwise
91% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€47,769€41,601▼
Fixed assets21/28-€1,327
Tangible fixed assets22/27-€1,327
Furniture and vehicles24-€1,327
Current assets29/58€47,769€40,273▼
Amounts receivable within one year40/41€24,537€36,065▲
Trade receivables40€12,929€24,456▲
Other amounts receivable41€11,608€11,608=
Cash at bank and in hand54/58€18,860€1,576▼
Deferred charges and accrued income490/1€4,371€2,633▼
Equity and liabilities
Total equity and liabilities10/49€47,769€41,601▼
Equity10/15€29,447€28,828▼
Contributions10/11€12,400€12,400=
Reserves13€17,047€16,428▼
Non-distributable reserves130/1€1,860€0▼
Reserves not available under the articles1311€1,860€0▼
Distributable reserves133€15,187€16,428▲
Amounts payable17/49€18,322€12,772▼
Amounts payable within one year42/48€18,322€12,772▼
Trade debts44€11,584€6,945▼
Suppliers440/4€11,584€6,945▼
Taxes, remuneration and social security45€4,283€3,429▼
Taxes450/3€4,283€3,429▼
Other amounts payable47/48€2,455€2,398▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€53
Other operating charges640/8€99€449▲
Gross operating margin9900€9,825€1,670▼
Operating profit (loss)9901€9,726€1,168▼
Financial charges65/66B€40€77▲
Recurring financial charges65€40€77▲
Profit (loss) for the period before taxes9903€9,686€1,090▼
Income taxes67/77€4,705€1,709▼
Profit (loss) for the period9904€4,982-€619▼
Profit (loss) for the period to be appropriated9905€4,982-€619▼
Appropriation of the result
Profit (loss) to be appropriated9906€4,982-€619▼
Transfer from equity791/2-€619
Transfer to equity691/2€4,982€0▼
To other reserves6921€4,982€0▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€53-
Other operating charges640/8-€410€410€99€449▲ 354%
Gross operating margin9900€5,646€291€5,357€9,825€1,670▼ 83.0%
Operating profit (loss)9901€2,967-€119€4,948€9,726€1,168▼ 88.0%
Financial charges65/66B-€37€39€40€77▲ 96.0%
Recurring financial charges65€1,335€37€39€40€77▲ 96.0%
Profit (loss) for the period before taxes9903€1,633-€155€4,909€9,686€1,090▼ 88.7%
Income taxes67/77€2,237€1,760€3,275€4,705€1,709▼ 63.7%
Profit (loss) for the period9904-€604-€1,915€1,634€4,982-€619▼ 112%
Profit (loss) for the period to be appropriated9905-€604-€1,915€1,634€4,982-€619▼ 112%
Line20212022202320242025Change
Assets
Total assets20/58€36,449€37,487€34,958€47,769€41,601▼ 12.9%
Fixed assets21/28----€1,327-
Tangible fixed assets22/27----€1,327-
Furniture and vehicles24----€1,327-
Current assets29/58€36,449€37,487€34,958€47,769€40,273▼ 15.7%
Amounts receivable within one year40/41€23,851€28,110€17,627€24,537€36,065▲ 47.0%
Trade receivables40-€14,905€5,969€12,929€24,456▲ 89.2%
Other amounts receivable41-€13,205€11,658€11,608€11,608=
Cash at bank and in hand54/58€10,807€6,360€13,737€18,860€1,576▼ 91.6%
Deferred charges and accrued income490/1-€3,017€3,594€4,371€2,633▼ 39.8%
Equity and liabilities
Total equity and liabilities10/49€36,449€37,487€34,958€47,769€41,601▼ 12.9%
Equity10/15€24,747€22,832€24,466€29,447€28,828▼ 2.1%
Contributions10/11-€12,400€12,400€12,400€12,400=
Reserves13€12,347€10,432€12,066€17,047€16,428▼ 3.6%
Non-distributable reserves130/1-€1,860€1,860€1,860€0▼ 100%
Reserves not available under the articles1311-€1,860€1,860€1,860€0▼ 100%
Distributable reserves133-€8,572€10,206€15,187€16,428▲ 8.2%
Amounts payable17/49€11,702€14,656€10,492€18,322€12,772▼ 30.3%
Amounts payable within one year42/48€11,702€14,656€10,492€18,322€12,772▼ 30.3%
Trade debts44€6,942€10,741€1,279€11,584€6,945▼ 40.0%
Suppliers440/4-€10,741€1,279€11,584€6,945▼ 40.0%
Taxes, remuneration and social security45-€1,760€6,758€4,283€3,429▼ 19.9%
Taxes450/3-€1,760€6,758€4,283€3,429▼ 19.9%
Other amounts payable47/48-€2,155€2,455€2,455€2,398▼ 2.3%
Line20212022202320242025Change
Profit (loss) for the period9904-€604-€1,915€1,634€4,982-€619▼ 112%
+ Depreciation and write-downs630----€53-
Operating cash flow (approximation)-€604-€1,915€1,634€4,982-€566▼ 111%
Change in cash--€4,447€7,376€5,124-€17,285▼ 437%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
27-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial Highest result since 2019net €4,982 ▲205%
Operating result €9,726, net result €4,982, both a record.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Back to profitnet €1,634
Net result €1,634 after 2 loss-making years.
30-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial Back to profitnet €1,451
Net result €1,451 after one loss-making year.
30-06
Financial Liquidity doublescurrent ratio 4.90
Current ratio from 2.22 to 4.90; short-term debt falls from €20,346 to €6,833.
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
13-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
828 m²
Building footprint
337 m²
Volume, LiDAR
1,141 m³
Parcel 71462C0347/00N000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Heidestraat 59, 3550 Heusden-Zolder
Activities of building architects
since 20082.272.946.956
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71462C0347/00N000 Flanders 828 m² 1 · 337 m² 6.7 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 18,247 companies in this sector we hold annual accounts for 6,324. 4,897 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded28-03-2008
Fiscal year end30-06
Activities, NACEBEL 2025
71111Activities of building architects
E-invoicing
Reachable via Peppol
Peppol ID 0208:0896779846
Also 9925:BE0896779846
Registered 05-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.