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ARCH Design

Active
Private limited companyfounded 20224 yrs activeRue Joseph Warègne(FW) 2, 5020 Namur, BelgiumKBO/BCE: BE 0787.306.834
Summary

ARCH Design has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €67,835 and a net result of €50,512. Equity is growing by ~181.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability79▲+9
Solvency100▲+46
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 4.91 against 2.63 in 2023; short-term debt: 18.4% and cash: 1.7% of total assets), and 18.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
29 d early
2023
2 d late
2022
23 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 June 2022, ARCH Design was incorporated as a Private limited company.1 Total assets went from EUR 29,012 in 2022 to EUR 83,100 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€67,835▲ 292%
2023 · €17,323
Total assets
€83,100▲ 39.6%
2023 · €59,506
Net result
€50,512▲ 287%
2023 · €13,053
Working capital
€59,638▲ 73.4%
2023 · €34,384
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€11,217-€33,817▲ 201%€80,917▲ 139%
Net result€4,903within the sector's middle half-€13,053within the sector's middle half▲ 166%€50,512within the sector's middle half▲ 287%
Equity€5,103below the sector's middle half-€17,323below the sector's middle half▲ 239%€67,835within the sector's middle half▲ 292%
Total assets€29,012below the sector's middle half-€59,506below the sector's middle half▲ 105%€83,100within the sector's middle half▲ 39.6%
Debt€15,926-€21,117▲ 32.6%€15,265▼ 27.7%
Working capital€16,295-€34,384▲ 111%€59,638▲ 73.4%
Solvency17.6%below the sector's middle half-29.1%below the sector's middle half▲ 11.5pp81.6%above the sector's middle half▲ 52.5pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000Operating result 2022: €11,217€11,217Net result 2022: €4,903€4,903Operating result 2023: €33,817€33,817Net result 2023: €13,053€13,053Operating result 2024: €80,917€80,917Net result 2024: €50,512€50,512202220232024€0€25,000€50,000€75,000Operating result 2022: €11,217€11,200Net result 2022: €4,903€4,900Operating result 2023: €33,817€33,800Net result 2023: €13,053€13,100Operating result 2024: €80,917€80,900Net result 2024: €50,512€50,500202220232024
The operating result has risen two years in a row; 2024 is 139% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €83,100
Fixed assets €8,197 ▲ 105%
Current assets €74,903 ▲ 35.0%
Equity and liabilities €83,100
Equity €67,835 ▲ 292%
Provisions €0 ▼ 100%
Debt €15,265 ▼ 27.7%
Debt's share of the balance-sheet total falls from 35.5% to 18.4%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€82,902▲
2023 · €34,283
Cash flow
€52,497▲
2023 · €13,519
Current ratio
4.91▲
2023 · 2.63
Debt to equity
0.23▼
2023 · 1.22
ROE
74.5%▼
2023 · 75.4%
ROA
60.8%▲
2023 · 21.9%
Interest coverage
3.43▲
2023 · 2.86
Debt ≤ 1 year
€15,265▼
2023 · €21,117
Income taxes
€8,672▼
2023 · €9,257
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet Code20232024
Assets
Total assets20/58€59,506€83,100▲
Fixed assets21/28€4,005€8,197▲
Tangible fixed assets22/27€4,005€8,197▲
Furniture and vehicles24€4,005€8,197▲
Current assets29/58€55,501€74,903▲
Amounts receivable within one year40/41€53,470€69,889▲
Trade receivables40€30,689€33,097▲
Other amounts receivable41€22,781€36,792▲
Cash at bank and in hand54/58€44€1,417▲
Deferred charges and accrued income490/1€1,986€3,596▲
Equity and liabilities
Total equity and liabilities10/49€59,506€83,100▲
Equity10/15€17,323€67,835▲
Contributions10/11€1,000€1,000=
Reserves13€16,323€16,323=
Distributable reserves133€16,323€16,323=
Profit (loss) carried forward14-€50,512
Provisions and deferred taxes16€21,066-
Provisions for liabilities and charges160/5€21,066-
Other liabilities and charges164/5€21,066-
Amounts payable17/49€21,117€15,265▼
Amounts payable within one year42/48€21,117€15,265▼
Financial debts43€5,298€456▼
Credit institutions430/8€5,298€456▼
Trade debts44€4,571€6,843▲
Suppliers440/4€4,571€6,843▲
Taxes, remuneration and social security45€10,665€7,966▼
Taxes450/3€10,665€7,966▼
Other amounts payable47/48€583-
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€466€1,985▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€13,083-€21,066▼
Other operating charges640/8€251€126▼
Non-recurring operating charges66A-€208
Gross operating margin9900€47,617€62,169▲
Operating profit (loss)9901€33,817€80,917▲
Financial income75/76B€477€2,462▲
Recurring financial income75€477€2,462▲
Financial charges65/66B€11,984€24,194▲
Recurring financial charges65€11,984€24,194▲
Profit (loss) for the period before taxes9903€22,310€59,185▲
Income taxes67/77€9,257€8,672▼
Profit (loss) for the period9904€13,053€50,512▲
Profit (loss) for the period to be appropriated9905€13,053€50,512▲
Appropriation of the result
Profit (loss) to be appropriated9906€13,053€50,512▲
Transfer to equity691/2€12,220-
To other reserves6921€12,220-
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€466€1,985▲ 326%
Provisions for liabilities and charges: additions (uses and reversals)635/8€7,984€13,083-€21,066▼ 261%
Other operating charges640/8€89€251€126▼ 49.7%
Non-recurring operating charges66A--€208-
Gross operating margin9900€19,289€47,617€62,169▲ 30.6%
Operating profit (loss)9901€11,217€33,817€80,917▲ 139%
Financial income75/76B-€477€2,462▲ 416%
Recurring financial income75-€477€2,462▲ 416%
Financial charges65/66B€2,086€11,984€24,194▲ 102%
Recurring financial charges65€2,086€11,984€24,194▲ 102%
Profit (loss) for the period before taxes9903€9,131€22,310€59,185▲ 165%
Income taxes67/77€4,228€9,257€8,672▼ 6.3%
Profit (loss) for the period9904€4,903€13,053€50,512▲ 287%
Profit (loss) for the period to be appropriated9905€4,903€13,053€50,512▲ 287%
Line202220232024Change
Assets
Total assets20/58€29,012€59,506€83,100▲ 39.6%
Fixed assets21/28-€4,005€8,197▲ 105%
Tangible fixed assets22/27-€4,005€8,197▲ 105%
Furniture and vehicles24-€4,005€8,197▲ 105%
Current assets29/58€29,012€55,501€74,903▲ 35.0%
Amounts receivable within one year40/41€15,407€53,470€69,889▲ 30.7%
Trade receivables40€15,407€30,689€33,097▲ 7.8%
Other amounts receivable41-€22,781€36,792▲ 61.5%
Cash at bank and in hand54/58€12,126€44€1,417▲ 3,110%
Deferred charges and accrued income490/1€1,479€1,986€3,596▲ 81.1%
Equity and liabilities
Total equity and liabilities10/49€29,012€59,506€83,100▲ 39.6%
Equity10/15€5,103€17,323€67,835▲ 292%
Contributions10/11€1,000€1,000€1,000=
Reserves13€4,103€16,323€16,323=
Distributable reserves133€4,103€16,323€16,323=
Profit (loss) carried forward14--€50,512-
Provisions and deferred taxes16€7,984€21,066--
Provisions for liabilities and charges160/5€7,984€21,066--
Other liabilities and charges164/5€7,984€21,066--
Amounts payable17/49€15,926€21,117€15,265▼ 27.7%
Amounts payable within one year42/48€12,717€21,117€15,265▼ 27.7%
Financial debts43-€5,298€456▼ 91.4%
Credit institutions430/8-€5,298€456▼ 91.4%
Trade debts44€1,753€4,571€6,843▲ 49.7%
Suppliers440/4€1,753€4,571€6,843▲ 49.7%
Taxes, remuneration and social security45€7,331€10,665€7,966▼ 25.3%
Taxes450/3€5,443€10,665€7,966▼ 25.3%
Remuneration and social security454/9€1,887---
Other amounts payable47/48€3,633€583--
Accrued charges and deferred income492/3€3,208---
Line202220232024Change
Profit (loss) for the period9904€4,903€13,053€50,512▲ 287%
+ Depreciation and write-downs630-€466€1,985▲ 326%
Operating cash flow (approximation)€4,903€13,519€52,497▲ 288%
Investment in fixed assets (approximation)---€6,176-
Change in cash--€12,082€1,373▲ 111%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €50,512 ▲287%
Operating result €80,917, net result €50,512, both a record.
02-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
580 m²
Building footprint
136 m²
Volume, LiDAR
855 m³
Parcel 92043G0107/00B000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARCH Design
Rue Joseph Warègne(FW) 2, 5020 NamurRetail trade
since 20222.333.719.832
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92043G0107/00B000 Wallonia 580 m² 1 · 136 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

9845006AADF5936CF057
live in the LEI register

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 6,921 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:0787306834
Also 9925:BE0787306834
Registered 24-11-2023

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.