Arch'concept
ActiveSummary
Arch'concept has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154,951 and a net result of €30,702. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 79% of 7814 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+18
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.34 in 2024; short-term debt: 14.4% and cash: 6.5% of total assets), and 20.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
15.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
35 d early
2023
35 d early
2022
28 d early
2021
32 d early
2020
37 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€30,702▲ 947%
2024 · €2,934
Working capital
-€6,105▲ 77.3%
2024 · -€26,843
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,790▲ 39.5%€23,709▲ 33.3%€9,875▼ 58.3%€8,421▼ 14.7%€17,028▲ 102%
Net result€8,848▼ 38.7%€13,749▲ 55.4%€17,140▲ 24.7%€2,934▼ 82.9%€30,702▲ 947%
Equity€92,859▲ 10.5%€106,608▲ 14.8%€122,948▲ 15.3%€125,082▲ 1.7%€154,951▲ 23.9%
Total assets€179,150▼ 5.1%€178,957▼ 0.1%€216,205▲ 20.8%€195,000▼ 9.8%€194,043▼ 0.5%
Debt€86,291▼ 17.7%€72,349▼ 16.2%€93,257▲ 28.9%€69,918▼ 25.0%€39,092▼ 44.1%
Working capital-€10,717▲ 28.7%-€12,045▼ 12.4%-€20,307▼ 68.6%-€26,843▼ 32.2%-€6,105▲ 77.3%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 102% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194,043
Fixed assets
€172,262 ▼ 4.9%
Current assets
€21,782 ▲ 58.0%
Equity and liabilities €194,043
Equity
€154,951 ▲ 23.9%
Debt
€39,092 ▼ 44.1%
Debt's share of the balance-sheet total falls from 35.9% to 20.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25,977▲
2024 · €17,370
Cash flow
€39,652▲
2024 · €11,883
Current ratio
0.78▲
2024 · 0.34
Debt to equity
0.25▼
2024 · 0.56
ROE
19.8%▲
2024 · 2.3%
ROA
15.8%▲
2024 · 1.5%
Interest coverage
21.05▲
2024 · 10.16
Debt ≤ 1 year
€27,887▼
2024 · €40,632
Debt > 1 year
€11,205▼
2024 · €29,286
Income taxes
€8,957▲
2024 · €3,777
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €7,302 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,334 | - | €5,558 | €8,950 | €8,950 | = |
| Other operating charges640/8 | €787 | €792 | €3,360 | €696 | €827 | ▲ 18.8% |
| Gross operating margin9900 | €28,910 | €24,502 | €18,794 | €18,067 | €26,805 | ▲ 48.4% |
| Operating profit (loss)9901 | €17,790 | €23,709 | €9,875 | €8,421 | €17,028 | ▲ 102% |
| Financial income75/76B | €5 | €5 | €19,227 | €0 | €23,866 | ▲ 119,327,650% |
| Recurring financial income75 | €5 | €5 | €19,227 | €0 | €23,866 | ▲ 119,327,650% |
| Financial charges65/66B | €1,348 | €1,178 | €1,740 | €1,710 | €1,234 | ▼ 27.8% |
| Recurring financial charges65 | €1,348 | €1,178 | €1,740 | €1,710 | €1,234 | ▼ 27.8% |
| Profit (loss) for the period before taxes9903 | €16,447 | €22,537 | €27,363 | €6,710 | €39,659 | ▲ 491% |
| Income taxes67/77 | €7,600 | €8,787 | €10,222 | €3,777 | €8,957 | ▲ 137% |
| Profit (loss) for the period9904 | €8,848 | €13,749 | €17,140 | €2,934 | €30,702 | ▲ 947% |
| Profit (loss) for the period to be appropriated9905 | €8,848 | €13,749 | €17,140 | €2,934 | €30,702 | ▲ 947% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €179,150 | €178,957 | €216,205 | €195,000 | €194,043 | ▼ 0.5% |
| Fixed assets21/28 | €150,971 | €150,971 | €190,161 | €181,211 | €172,262 | ▼ 4.9% |
| Tangible fixed assets22/27 | - | - | €39,189 | €30,240 | €21,290 | ▼ 29.6% |
| Furniture and vehicles24 | - | - | €39,189 | €30,240 | €21,290 | ▼ 29.6% |
| Financial fixed assets28 | €150,971 | €150,971 | €150,971 | €150,971 | €150,971 | = |
| Current assets29/58 | €28,179 | €27,986 | €26,044 | €13,789 | €21,782 | ▲ 58.0% |
| Amounts receivable within one year40/41 | €18,922 | €19,676 | €20,876 | €12,724 | €7,660 | ▼ 39.8% |
| Trade receivables40 | €18,922 | €19,676 | €17,865 | €8,683 | €5,692 | ▼ 34.4% |
| Other amounts receivable41 | - | - | €3,011 | €4,040 | €1,968 | ▼ 51.3% |
| Cash at bank and in hand54/58 | €8,949 | €7,439 | €4,411 | €132 | €12,654 | ▲ 9,487% |
| Deferred charges and accrued income490/1 | €308 | €870 | €757 | €933 | €1,468 | ▲ 57.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €179,150 | €178,957 | €216,205 | €195,000 | €194,043 | ▼ 0.5% |
| Equity10/15 | €92,859 | €106,608 | €122,948 | €125,082 | €154,951 | ▲ 23.9% |
| Contributions10/11 | €6,200 | €6,200 | €8,060 | €8,060 | €8,060 | = |
| Reserves13 | €70,164 | €83,913 | €98,393 | €98,393 | €128,263 | ▲ 30.4% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | €68,304 | €82,053 | €98,393 | €98,393 | €128,263 | ▲ 30.4% |
| Profit (loss) carried forward14 | €16,495 | €16,495 | €16,495 | €18,629 | €18,629 | = |
| Amounts payable17/49 | €86,291 | €72,349 | €93,257 | €69,918 | €39,092 | ▼ 44.1% |
| Amounts payable after more than one year17 | €47,395 | €32,318 | €46,905 | €29,286 | €11,205 | ▼ 61.7% |
| Financial debts170/4 | €47,395 | €32,318 | €46,905 | €29,286 | €11,205 | ▼ 61.7% |
| Amounts payable within one year42/48 | €38,896 | €40,031 | €46,352 | €40,632 | €27,887 | ▼ 31.4% |
| Current portion of amounts payable after more than one year42 | €19,034 | €19,253 | €18,449 | €17,619 | €18,081 | ▲ 2.6% |
| Financial debts43 | - | €725 | €42 | €910 | - | - |
| Credit institutions430/8 | - | €725 | €42 | €910 | - | - |
| Trade debts44 | €7,019 | €9,296 | €8,018 | €5,474 | €4,323 | ▼ 21.0% |
| Suppliers440/4 | €7,019 | €9,296 | €8,018 | €5,474 | €4,323 | ▼ 21.0% |
| Taxes, remuneration and social security45 | €8,707 | €10,355 | €19,282 | €16,069 | €4,900 | ▼ 69.5% |
| Taxes450/3 | €8,707 | €10,355 | €19,282 | €16,069 | €4,900 | ▼ 69.5% |
| Other amounts payable47/48 | €4,136 | €402 | €560 | €560 | €583 | ▲ 4.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,848 | €13,749 | €17,140 | €2,934 | €30,702 | ▲ 947% |
| + Depreciation and write-downs630 | €10,334 | - | €5,558 | €8,950 | €8,950 | = |
| Operating cash flow (approximation) | €19,181 | €13,749 | €22,699 | €11,883 | €39,652 | ▲ 234% |
| Investment in fixed assets (approximation) | - | €0 | -€44,748 | €0 | €0 | - |
| Change in cash | - | -€1,509 | -€3,028 | -€4,279 | €12,522 | ▲ 393% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €30,702 ▲947%
Net result €30,702, the highest in the series.
31-12
Financial
Equity above €150,000Eq €154,951 ▲23.9%
7 profitable years in a row build equity to €154,951.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €106,608 ▲14.8%
4 profitable years in a row build equity to €106,608.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Back to profitnet €11,778
Net result €11,778 after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2010
Ground area
864 m²
Building footprint
128 m²
Volume, LiDAR
1,086 m³
Parcel 25068B0817/00C000, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Arch'concept
since 20102.186.012.982
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25068B0817/00C000 | Wallonia | 864 m² | 1 · 128 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
- Sourceown accounts 2025Equity €463,997Result €10,10025%
According to the 2025 annual accounts of Arch'concept and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 7,117 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-02-2010
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0823473877
Registered
27-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.