Arceblo
ActiveThe computed 12-month bankruptcy probability of Arceblo is 2.1% (moderate). The 2024 annual accounts show equity of €122k and a net result of €23k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 36373 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▼-16
Solvency80▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 3.36 in 2023; short-term debt: 30% and cash: 21.2% of total assets), and 44.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
34 d early
2022
39 d early
2021
44 d early
2020
38 d early
2019
45 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€122k▲ 23.7%
2023 · €98k
2019: €39k
2020: €57k
2021: €63k
2022: €61k
2023: €98k
2019 → 2024
Total assets
€220k▲ 37.7%
2023 · €160k
2019: €112k
2020: €136k
2021: €108k
2022: €104k
2023: €160k
2019 → 2024
Net result
€23k▼ 37.1%
2023 · €37k
2019: €20k
2020: €18k
2021: €6k
2022: €-2k
2023: €37k
2019 → 2024
Working capital
€103k▲ 21.2%
2023 · €85k
2019: €10k
2020: €35k
2021: €46k
2022: €45k
2023: €85k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€57k-€63k▲ 11.2%€61k▼ 3.4%€98k▲ 60.5%€122k▲ 23.7%
Operating result€24k-€5k▼ 79.6%€574▼ 88.0%€46k▲ 7,835%€59k▲ 30.2%
Net result€18k-€6k▼ 64.8%€-2k€37k€23k▼ 37.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 30% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €220k
Fixed assets
€51k▲ 32.2%
Current assets
€169k▲ 39.4%
Equity and liabilities €220k
Equity
€122k▲ 23.7%
Debt
€98k▲ 60.1%
The debt ratio rises from 38.4% to 44.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▲
2023 · €61k
Cash flow
€35k▼
2023 · €52k
Solvency
55.4%▼
2023 · 61.6%
Current ratio
2.57▼
2023 · 3.36
Quick ratio
2.57▼
2023 · 3.36
Debt / equity
0.81▲
2023 · 0.62
ROE
19.2%▼
2023 · 37.7%
ROA
10.6%▼
2023 · 23.2%
Interest coverage
18.54▼
2023 · 54.61
Debt
€98k▲
2023 · €61k
Debt ≤ 1 year
€66k▲
2023 · €36k
Debt > 1 year
€32k▲
2023 · €25k
Income taxes
€47k▲
2023 · €14k
Staff costs
€254k▲
2023 · €181k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€160k€220k▲
Fixed assets21/28€38k€51k▲
Tangible fixed assets22/27€35k€48k▲
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€2k€3k▲
Leasing and similar rights25€29k€41k▲
Financial fixed assets28€3k€3k=
Current assets29/58€121k€169k▲
Amounts receivable within one year40/41€121k€123k▲
Trade receivables40€76k€28k▼
Other amounts receivable41€46k€95k▲
Cash at bank and in hand54/58-€47k
Deferred charges and accrued income490/1€423-
Equity and liabilities
Total equity and liabilities10/49€160k€220k▲
Equity10/15€98k€122k▲
Contributions10/11€19k€19k=
Reserves13€2k€22k▲
Distributable reserves133€2k€22k▲
Profit (loss) carried forward14€78k€81k▲
Amounts payable17/49€61k€98k▲
Amounts payable after more than one year17€25k€32k▲
Financial debts170/4€25k€32k▲
Amounts payable within one year42/48€36k€66k▲
Current portion of amounts payable after more than one year42€9k€12k▲
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€4k€28k▲
Suppliers440/4€4k€28k▲
Taxes, remuneration and social security45€21k€26k▲
Taxes450/3€14k€26k▲
Remuneration and social security454/9€7k-
Income statement
Code20232024
Remuneration, social security and pensions62€181k€254k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€6k€3k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€247k€332k▲
Operating profit (loss)9901€46k€59k▲
Financial income75/76B€7k€15k▲
Recurring financial income75€2k€4k▲
Non-recurring financial income76B€5k€11k▲
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€51k€70k▲
Income taxes67/77€14k€47k▲
Profit (loss) for the period9904€37k€23k▼
Profit (loss) for the period to be appropriated9905€37k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€101k▲
Profit (loss) brought forward from the previous period14P€41k€78k▲
Transfer to equity691/2-€20k
To other reserves6921-€20k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €122k ▲23.7%
2 profitable years in a row build equity to €122k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-2k ▼133%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tennisstraat 309050 GentGround area
265 m²
Building footprint
93 m²
Volume, LiDAR
563 m³
Parcel 44362B0193/00K002, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Arceblo
since 20182.280.937.083
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0193/00K002 | Flanders | 265 m² | 1 · 93 m² | 12.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DCR
BE 0799.617.322
Evergem · Eq €122k
MATTHIAS PIETERS
BE 0741.631.811
Pajottegem · Eq €122k
Grondwerken Jo Claes
BE 0725.869.608
Balen · Eq €122k
EUROTER
BE 0893.565.087
Courcelles · Eq €121k
BUZ CONSTRUCT
BE 0541.683.533
Schaarbeek · Eq €121k
Of 8,456 companies in sector 43120 we hold annual accounts for 3,233. 2,652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2018
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43130Specialised construction activities
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.