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ARC & TYPE

Active
Private limited companyfounded 2006active for 19 yearsCrocqstraat 52, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0885.303.855
Summary

The computed 12-month bankruptcy probability of ARC & TYPE is 3.4% (moderate). The 2025 annual accounts show negative equity (-€338,030) and a net result of -€717,306. Equity is growing by about 4.7% per year across the filed financial years. The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€33,870total assets 2025
Equity
-€338,030
Loss
-€717,306
Turnover not published (micro format)
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.4%
Structure
Holdings
1
Accounts 12 days early0 of 2 deeds read
Why 47raises riskLoss of €717,306 (financial year 2025)No main activity registeredLiquidity: current ratio 0.17lowers riskSize: total assets €33,870Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 3% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Weak
Solvency 0-71
equity -998.0% of total assets
Liquidity 0-63
short-term debt 212.6%
Profitability 0-39
return on assets -2117.8%
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.9%▲ +0.5 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 1.0%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.0%▼ -0.1 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.3%▲ +0.3 percentage points vs 12-2025 02-2026: 3.3%▲ +2.0 percentage points vs 01-2026 03-2026: 3.3%● unchanged vs 02-2026 04-2026: 3.3%● unchanged vs 03-2026 05-2026: 3.3%● unchanged vs 04-2026 06-2026: 3.3%● unchanged vs 05-2026 07-2026: 3.3%● unchanged vs 06-2026 08-2026: 3.3%● unchanged vs 07-2026 09-2026: 3.5%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 3.4%▼ -0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.17, compared with 0.44 in 2024, below 1; short-term debt: 212.6% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 5% on solvency, 1% on liquidity, 4% on profitability and 2% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €33,870
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Loss of €717,306 (financial year 2025)
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · Liquidity: current ratio 0.17
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€338,030
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
12 days early
2024
36 days early
2023
30 days late
2022
84 days early
2021
68 days early
2020
16 days early
2019
73 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 37 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 26 December (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end24-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€717,306
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
-€338,030
2024 · €379,277
Total assets
€33,870▼ 95.9%
2024 · €827,685
Net result
-€717,306
2024 · €4,653
Working capital
-€59,454▲ 67.4%
2024 · -€182,551
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result turns negative in 2025: a loss of €701,043 after €22,260 in 2024, the lowest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€701,043 2025 Net result-€717,306 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€643--€6,285€54,539€36,864▼ 32.4%€109,901▲ 198%€22,260▼ 79.7%-€701,043
Net result-€13,742--€17,336▼ 26.1%€41,622€14,081▼ 66.2%€74,373▲ 428%€4,653▼ 93.7%-€717,306
Equity€261,883-€244,548▼ 6.6%€286,169▲ 17.0%€300,250▲ 4.9%€374,623▲ 24.8%€379,277▲ 1.2%-€338,030
Total assets€769,833-€782,139▲ 1.6%€781,635▼ 0.1%€794,522▲ 1.6%€840,117▲ 5.7%€827,685▼ 1.5%€33,870▼ 95.9%
Debt€507,949-€537,591▲ 5.8%€495,466▼ 7.8%€494,272▼ 0.2%€465,494▼ 5.8%€448,408▼ 3.7%€371,900▼ 17.1%
Working capital-€163,633--€199,744▼ 22.1%-€180,156▲ 9.8%-€170,626▲ 5.3%-€150,309▲ 11.9%-€182,551▼ 21.5%-€59,454▲ 67.4%
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33,870
Fixed assets €21,300 ▼ 96.9%
Current assets €12,570 ▼ 91.4%
Equity and liabilities
Equity-€338,030
Debt€371,900
Equity is negative: debt (€371,900) exceeds the balance-sheet total (€33,870).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€686,646▼
2024 · €36,595
Cash flow
-€702,910▼
2024 · €18,988
Solvency
-998.0%▼
2024 · 45.8%
Current ratio
0.17▼
2024 · 0.44
Interest coverage
-40.49▼
2024 · 2.32
Debt ≤ 1 year
€72,024▼
2024 · €328,118
Debt > 1 year
€299,876▲
2024 · €112,711
Income taxes
€138▼
2024 · €2,277
A ratio outside any meaningful range has been withheld (balance sheet total €33,870, equity -€338,030).
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85.4% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85.4% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€827,685€33,870▼
Fixed assets21/28€682,118€21,300▼
Tangible fixed assets22/27€35,517€21,120▼
Plant, machinery and equipment23€892€483▼
Furniture and vehicles24€34,408€20,637▼
Other tangible fixed assets26€217€0▼
Financial fixed assets28€646,601€180▼
Current assets29/58€145,567€12,570▼
Amounts receivable within one year40/41€145,567€12,570▼
Trade receivables40€9,359€5,870▼
Other amounts receivable41€136,209€6,700▼
Equity and liabilities
Total equity and liabilities10/49€827,685€33,870▼
Equity10/15€379,277-€338,030▼
Contributions10/11€18,600€18,600=
Reserves13€360,677€0▼
Distributable reserves133€360,677€0▼
Profit (loss) carried forward14--€356,630
Amounts payable17/49€448,408€371,900▼
Amounts payable after more than one year17€112,711€299,876▲
Financial debts170/4€112,711€299,876▲
Amounts payable within one year42/48€328,118€72,024▼
Current portion of amounts payable after more than one year42€15,108€15,108=
Financial debts43€2,500€1,894▼
Credit institutions430/8€2,500€1,894▼
Trade debts44€53,607€50,650▼
Suppliers440/4€53,607€50,650▼
Taxes, remuneration and social security45€32,542€4,373▼
Taxes450/3€32,542€1,873▼
Remuneration and social security454/9-€2,500
Other amounts payable47/48€224,361€0▼
Accrued charges and deferred income492/3€7,579€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,335€14,397▲
Other operating charges640/8€1,423€134,465▲
Non-recurring operating charges66A-€644,421
Gross operating margin9900€38,018€92,240▲
Operating profit (loss)9901€22,260-€701,043▼
Financial income75/76B€472€832▲
Recurring financial income75€472€832▲
Financial charges65/66B€15,802€16,957▲
Recurring financial charges65€15,802€16,957▲
Profit (loss) for the period before taxes9903€6,930-€717,168▼
Income taxes67/77€2,277€138▼
Profit (loss) for the period9904€4,653-€717,306▼
Profit (loss) for the period to be appropriated9905€4,653-€717,306▼
Appropriation of the result
Profit (loss) to be appropriated9906€4,653-€717,306▼
Transfer from equity791/2-€360,677
Transfer to equity691/2€4,653€0▼
To the legal reserve6920-€0
To other reserves6921€4,653-

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022202320242025Change
Remuneration, social security and pensions62---€518€2,131---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€217€217€217€1,411€4,619€14,335€14,397▲ 0.4%
Other operating charges640/8---€1,315€446€1,423€134,465▲ 9,350%
Non-recurring operating charges66A------€644,421-
Gross operating margin9900€998-€5,692€55,034€40,109€117,098€38,018€92,240▲ 143%
Operating profit (loss)9901€643-€6,285€54,539€36,864€109,901€22,260-€701,043-
Financial income75/76B---€724€1,587€472€832▲ 76.2%
Recurring financial income75€0-€58€724€1,587€472€832▲ 76.2%
Financial charges65/66B---€14,306€6,850€15,802€16,957▲ 7.3%
Recurring financial charges65€14,385€11,051€12,769€14,306€6,850€15,802€16,957▲ 7.3%
Profit (loss) for the period before taxes9903-€13,742-€17,336€41,828€23,281€104,638€6,930-€717,168-
Income taxes67/77--€206€9,200€30,265€2,277€138▼ 93.9%
Profit (loss) for the period9904-€13,742-€17,336€41,622€14,081€74,373€4,653-€717,306-
Profit (loss) for the period to be appropriated9905-€13,742-€17,336€41,622€14,081€74,373€4,653-€717,306-
Line2019202020212022202320242025Change
Assets
Total assets20/58€769,833€782,139€781,635€794,522€840,117€827,685€33,870▼ 95.9%
Fixed assets21/28€644,315€643,698€645,468€653,189€690,528€682,118€21,300▼ 96.9%
Tangible fixed assets22/27€1,700€1,083€867€8,588€45,927€35,517€21,120▼ 40.5%
Plant, machinery and equipment23-----€892€483▼ 45.9%
Furniture and vehicles24---€7,938€45,493€34,408€20,637▼ 40.0%
Other tangible fixed assets26---€650€434€217€0▼ 99.9%
Financial fixed assets28€642,615€642,615€644,601€644,601€644,601€646,601€180▼ 100.0%
Current assets29/58€125,518€138,441€136,167€141,334€149,589€145,567€12,570▼ 91.4%
Amounts receivable within one year40/41€125,504€130,633€132,526€139,421€148,452€145,567€12,570▼ 91.4%
Trade receivables40---€7,553€5,551€9,359€5,870▼ 37.3%
Other amounts receivable41---€131,868€142,901€136,209€6,700▼ 95.1%
Current investments50/53€14€14------
Cash at bank and in hand54/58-€7,794€3,642€1,913€1,137---
Equity and liabilities
Total equity and liabilities10/49€769,833€782,139€781,635€794,522€840,117€827,685€33,870▼ 95.9%
Equity10/15€261,883€244,548€286,169€300,250€374,623€379,277-€338,030-
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600=
Reserves13€243,283€225,948€267,569€281,650€356,023€360,677€0▼ 100%
Non-distributable reserves130/1---€1,860€1,860---
Reserves not available under the articles1311---€1,860€1,860---
Distributable reserves133---€279,790€354,163€360,677€0▼ 100%
Profit (loss) carried forward14-€7,404------€356,630-
Amounts payable17/49€507,949€537,591€495,466€494,272€465,494€448,408€371,900▼ 17.1%
Amounts payable after more than one year17€218,798€199,407€179,142€157,966€135,837€112,711€299,876▲ 166%
Financial debts170/4---€157,966€135,837€112,711€299,876▲ 166%
Amounts payable within one year42/48€289,151€338,185€316,323€311,960€299,898€328,118€72,024▼ 78.0%
Current portion of amounts payable after more than one year42---€21,176€22,129€15,108€15,108=
Financial debts43-----€2,500€1,894▼ 24.2%
Credit institutions430/8-----€2,500€1,894▼ 24.2%
Trade debts44€2,329€3,237€11,386€52,311€44,117€53,607€50,650▼ 5.5%
Suppliers440/4---€52,311€44,117€53,607€50,650▼ 5.5%
Taxes, remuneration and social security45---€9,149€32,765€32,542€4,373▼ 86.6%
Taxes450/3---€9,149€30,265€32,542€1,873▼ 94.2%
Remuneration and social security454/9----€2,500-€2,500-
Other amounts payable47/48---€229,324€200,887€224,361€0▼ 100%
Accrued charges and deferred income492/3---€24,346€29,759€7,579€0▼ 100%
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€13,742-€17,336€41,622€14,081€74,373€4,653-€717,306-
+ Depreciation and write-downs630€217€217€217€1,411€4,619€14,335€14,397▲ 0.4%
Operating cash flow (approximation)-€13,526-€17,119€41,838€15,492€78,992€18,988-€702,910-
Investment in fixed assets (approximation)-€400-€1,986-€9,132-€41,958-€5,925€646,421-
Change in cash---€4,152-€1,728-€776---

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 19 filings with the National Bank
Financial year Type Filed Reference
30-06-2025 micro format 19-01-2026 2026-00009603
30-06-2024 micro format 26-12-2024 2024-00625983
30-06-2023 micro format 01-03-2024 2024-00040391
30-06-2022 micro format 08-11-2022 2022-20516525
30-06-2021 micro format 24-11-2021 2021-78100440
30-06-2020 micro format 15-01-2021 2021-01000086
30-06-2019 micro format 19-11-2019 2019-74200035
30-06-2018 micro format 14-12-2018 2018-74500482
30-06-2017 micro format 27-12-2017 2017-73100311
30-06-2016 full format 07-11-2016 2016-67600505

Show all 19 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the annual accounts to 30-06-2024 of ARC & TYPE and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

No directors read yet: 0 of 2 Gazette acts processed.

History

ARC & TYPE was incorporated on 29 November 2006.1 Total assets fell from €769,833 in 2019 to €33,870 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-01-2027
2026
19-01
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
30-06
Financial Weakest financial yearnet -€717,306
Net result drops to -€717,306, the lowest in the series.
2024
26-12
NBB filing Annual accounts filed
financial year 2024 · micro format
01-03
NBB filing Annual accounts filed
financial year 2023 · micro format · 30 days late
2023
30-06
Financial Highest result from 2019 to 2025net €74,373 ▲428%
Operating result €109,901, net result €74,373, both a record.
2022
08-11
NBB filing Annual accounts filed
financial year 2022 · micro format
2021
24-11
NBB filing Annual accounts filed
financial year 2021 · micro format
30-06
Financial Back to profitnet €41,622
Net result €41,622 after 2 loss-making years.
15-01
NBB filing Annual accounts filed
financial year 2020 · micro format
2019
19-11
NBB filing Annual accounts filed
financial year 2019 · micro format
2018
14-12
NBB filing Annual accounts filed
financial year 2018 · micro format
2017
27-12
NBB filing Annual accounts filed
financial year 2017 · micro format
2016
07-11
NBB filing Annual accounts filed
financial year 2016 · full format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 19 annual accounts filed, the latest 10 are here; all 19 are under Financials.
0 of 2 deeds read
About the unread acts

We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded29-11-2006
Financial year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43341Painting of buildings
E-invoicing
Reachable via Peppol
Peppol ID 0208:0885303855
Also 9925:BE0885303855
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 23 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0885.303.855

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2006
registered office establishment The establishment unit on the map
Ground area
496 m²
Building footprint
86 m²
Building volume
747 m³
Parcel 21673D0107/00D006, Brussels · tallest building 12.5 m. Linked by address, not a title deed.
1 establishment unit
ARC & TYPE
Crocqstraat 52, 1200 Sint-Lambrechts-WoluweGeneral construction of residential buildings
since 2006unit no. 2.158.732.129
1 parcel
Brussels 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
21673D0107/00D006 Brussels 496 m² 1 · 86 m² 12.5 m · 3
How the parcels are linked
Good to know
The parcel matches the address exactly.