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ARBORESCENCE

Active
Private limited companyfounded 201411 yrs activeCharleroise Steenweg 179, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0565.924.526

The computed 12-month bankruptcy probability of ARBORESCENCE is 2.7% (moderate). The 2025 annual accounts show equity of €20k and a net result of €32k. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 13009 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
35 / 100
Weak▼ -51 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency14▼-39
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.35 against 1.02 in 2024), and 79.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
20.2%
Return on assets
31.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 d early
2024
29 d late
2023
30 d late
2022
41 d early
2021
61 d late
2020
32 d early
2019
101 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€20k▼ 50.1%
2024 · €41k
2018: €46k 2019: €40k 2020: €30k 2021: €79k 2022: €118k 2023: €41k 2024: €41k
2018 → 2025
Total assets
€101k▼ 17.5%
2024 · €123k
2018: €141k 2019: €114k 2020: €75k 2021: €129k 2022: €175k 2023: €183k 2024: €123k
2018 → 2025
Net result
€32k▼ 47.3%
2024 · €61k
2018: €50k 2019: €-5k 2020: €-9k 2021: €50k 2022: €40k 2023: €20k 2024: €61k
2018 → 2025
Working capital
€-49k
2024 · €1k
2018: €861 2019: €-9k 2020: €-2k 2021: €49k 2022: €84k 2023: €17k 2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€79k-€118k▲ 49.1%€41k▼ 65.3%€41k=€20k▼ 50.1%
Operating result€53k-€71k▲ 34.6%€46k▼ 35.0%€115k▲ 149%€84k▼ 26.6%
Net result€50k-€40k▼ 20.4%€20k▼ 48.3%€61k▲ 196%€32k▼ 47.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €53k€53kNet result 2021: €50k€50kOperating result 2022: €71k€71kNet result 2022: €40k€40kOperating result 2023: €46k€46kNet result 2023: €20k€20kOperating result 2024: €115k€115kNet result 2024: €61k€61kOperating result 2025: €84k€84kNet result 2025: €32k€32k20212022202320242025
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €101k
Fixed assets €75k▲ 88.5%
Current assets €26k▼ 68.1%
Equity and liabilities €101k
Equity €20k▼ 50.1%
Debt €81k▼ 1.0%
The debt ratio rises from 66.5% to 79.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€100k
2024 · €128k
Cash flow
€48k
2024 · €74k
Solvency
20.2%
2024 · 33.5%
Current ratio
0.35
2024 · 1.02
Quick ratio
0.35
2024 · 1.02
Debt / equity
3.94
2024 · 1.99
ROE
156.2%
2024 · 147.7%
ROA
31.6%
2024 · 49.5%
Interest coverage
2.38
2024 · 3.45
Debt
€81k
2024 · €81k
Debt ≤ 1 year
€75k
2024 · €81k
Income taxes
€10k
2024 · €17k
Staff costs
€249k
2024 · €266k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€123k€101k
Fixed assets21/28€40k€75k
Intangible fixed assets21€0-
Tangible fixed assets22/27€35k€71k
Plant, machinery and equipment23€4k€974
Furniture and vehicles24€17k€10k
Other tangible fixed assets26€14k€60k
Financial fixed assets28€4k€4k=
Current assets29/58€83k€26k
Amounts receivable within one year40/41€30k€3k
Trade receivables40€746€287
Other amounts receivable41€29k€3k
Cash at bank and in hand54/58€45k€21k
Deferred charges and accrued income490/1€8k€3k
Equity and liabilities
Total equity and liabilities10/49€123k€101k
Equity10/15€41k€20k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€21k-
Amounts payable17/49€81k€81k
Amounts payable within one year42/48€81k€75k
Trade debts44€9k€13k
Suppliers440/4€9k€13k
Taxes, remuneration and social security45€12k€8k
Taxes450/3€4k€8k
Remuneration and social security454/9€8k-
Other amounts payable47/48€61k€54k
Accrued charges and deferred income492/3-€5k
Income statement Code20242025
Remuneration, social security and pensions62€266k€249k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€16k
Other operating charges640/8€738€4k
Gross operating margin9900€395k€353k
Operating profit (loss)9901€115k€84k
Financial income75/76B€275€87
Recurring financial income75€275€87
Financial charges65/66B€37k€42k
Recurring financial charges65€37k€42k
Profit (loss) for the period before taxes9903€78k€42k
Income taxes67/77€17k€10k
Profit (loss) for the period9904€61k€32k
Profit (loss) for the period to be appropriated9905€61k€32k
Appropriation of the result
Profit (loss) to be appropriated9906€81k€53k
Profit (loss) brought forward from the previous period14P€21k€21k=
Profit to be distributed694/7€61k€53k
Return on contributions (dividend)694€61k€53k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Highest result since 2018net €61k ▲196%
Operating result €115k, net result €61k, both a record.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
20-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100kEq €118k ▲49.1%
2 profitable years in a row build equity to €118k.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial Back to profitnet €50k
Net result €50k after 2 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 1.99
Current ratio from 0.92 to 1.99.
29-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
09-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-12-2023 Resigned as Director (executive)
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2015
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Charleroise Steenweg 1791060 Sint-Gillis (bij-Brussel)
Ground area
112 m²
Building footprint
110 m²
Volume, LiDAR
1,440 m³
Parcel 21013B0337/00S000, Brussels · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Hinterland
Charleroise Steenweg 179, 1060 Sint-Gillis (bij-Brussel)Retail sale of bread and pastry (bakery outlets)
since 20152.236.158.123
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21013B0337/00S000 Brussels 112 m² 1 · 110 m² 17.6 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 21,636 companies in sector 56112 we hold annual accounts for 9,660. 7,993 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-10-2014
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.