ARBOR-SERVICE
ActiveARBOR-SERVICE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €-8k. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 4401 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 8.92 against 12.87 in 2024), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.9%
Return on assets
-13.4%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
14 d early
2024
21 d early
2023
30 d early
2022
13 d early
2021
30 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 12.8%
2024 · €66k
2018: €21k
2019: €20k
2020: €37k
2021: €69k
2022: €67k
2023: €70k
2024: €66k
2018 → 2025
Total assets
€63k▼ 10.6%
2024 · €71k
2018: €186k
2019: €193k
2020: €147k
2021: €82k
2022: €70k
2023: €74k
2024: €71k
2018 → 2025
Net result
€-8k▼ 117%
2024 · €-4k
2018: €4k
2019: €-2k
2020: €18k
2021: €32k
2022: €-2k
2023: €4k
2024: €-4k
2018 → 2025
Working capital
€41k▼ 18.0%
2024 · €50k
2018: €-15k
2019: €-6k
2020: €28k
2021: €50k
2022: €50k
2023: €61k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€67k▼ 3.3%€70k▲ 5.6%€66k▼ 5.5%€58k▼ 12.8%
Operating result€40k-€-2k€4k€-4k€-8k▼ 119%
Net result€32k-€-2k€4k€-4k€-8k▼ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €4k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€17k▲ 2.8%
Current assets
€46k▼ 14.9%
Equity and liabilities €63k
Equity
€58k▼ 12.8%
Debt
€5k▲ 22.8%
The debt ratio rises from 5.9% to 8.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-3k▼
2024 · €2k
Cash flow
€-3k▼
2024 · €2k
Solvency
91.9%▼
2024 · 94.1%
Current ratio
8.92▼
2024 · 12.87
Quick ratio
8.92▼
2024 · 12.87
Debt / equity
0.09▲
2024 · 0.06
ROE
-14.6%▼
2024 · -5.9%
ROA
-13.4%▼
2024 · -5.5%
Interest coverage
-48.89▼
2024 · 33.81
Debt
€5k▲
2024 · €4k
Debt ≤ 1 year
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€63k▼
Formation expenses20€0€0=
Fixed assets21/28€17k€17k▲
Tangible fixed assets22/27€17k€17k▲
Plant, machinery and equipment23€11k€13k▲
Furniture and vehicles24€6k€4k▼
Leasing and similar rights25€0-
Current assets29/58€54k€46k▼
Amounts receivable within one year40/41€8k€10k▲
Trade receivables40€5k€10k▲
Other amounts receivable41€2k€200▼
Cash at bank and in hand54/58€44k€35k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€71k€63k▼
Equity10/15€66k€58k▼
Contributions10/11€19k€19k=
Reserves13€48k€39k▼
Distributable reserves133€48k€39k▼
Amounts payable17/49€4k€5k▲
Amounts payable within one year42/48€4k€5k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€283€4k▲
Taxes450/3€283-
Remuneration and social security454/9-€4k
Other amounts payable47/48€1k€26▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€658€2k▲
Gross operating margin9900€3k€-772▼
Operating profit (loss)9901€-4k€-8k▼
Financial income75/76B€17-
Recurring financial income75€17-
Financial charges65/66B€71€63▼
Recurring financial charges65€71€63▼
Profit (loss) for the period before taxes9903€-4k€-8k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-4k€-8k▼
Profit (loss) for the period to be appropriated9905€-4k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-8k▼
Transfer from equity791/2€4k€8k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 14.43
Current ratio from 5.21 to 14.43; short-term debt falls from €12k to €4k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €32k ▲77.3%
Operating result €40k, net result €32k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 5.21
Current ratio from 1.27 to 5.21; short-term debt falls from €102k to €12k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rode Kruisstraat 383580 BeringenGround area
245 m²
Building footprint
84 m²
Volume, LiDAR
400 m³
Parcel 71004B0025/00N000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARBOR-SERVICE
since 20172.264.287.034
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004B0025/00N000 | Flanders | 245 m² | 1 · 84 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,155 companies in sector 81300 we hold annual accounts for 4,344. 3,611 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2017
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
02100Forestry and logging
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.