ARBAMI
ActiveSummary
ARBAMI has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €567,932 and a net result of €186,831. Equity is shrinking by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 1760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+91
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 64.26 against 0.88 in 2024; short-term debt: 0.7% and cash: 28% of total assets), and 1.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
32.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €567,932
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
17 d early
2024
29 d late
2023
56 d late
2022
3 d early
2021
31 d late
2020
23 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#8 company by equity in Stoumont
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€186,831
2024 · -€37,707
Working capital
€256,342
2024 · -€15,004
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€26,520-€21,628-€42,141▼ 94.8%-€35,788▲ 15.1%€188,578
Net result€26,422-€21,237-€43,988▼ 107%-€37,707▲ 14.3%€186,831
Equity€484,034▲ 5.8%€462,797▼ 4.4%€418,808▼ 9.5%€381,101▼ 9.0%€567,932▲ 49.0%
Total assets€502,748▼ 16.2%€490,826▼ 2.4%€541,153▲ 10.3%€506,090▼ 6.5%€577,270▲ 14.1%
Debt€18,714▼ 86.9%€28,030▲ 49.8%€122,345▲ 336%€124,989▲ 2.2%€9,338▼ 92.5%
Working capital€38,666€58,274▲ 50.7%€1,886▼ 96.8%-€15,004€256,342
Staff (FTE)00
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €188,578 after a loss of €35,788 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €575,435
Fixed assets
€315,041 ▼ 20.7%
Current assets
€260,394 ▲ 145%
Equity and liabilities €577,270
Equity
€567,932 ▲ 49.0%
Debt
€9,338 ▼ 92.5%
Debt's share of the balance-sheet total falls from 24.7% to 1.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€215,542▲
2024 · -€12,310
Cash flow
€213,795▲
2024 · -€14,229
Current ratio
64.26▲
2024 · 0.88
Debt to equity
0.02▼
2024 · 0.33
ROE
32.9%▲
2024 · -9.9%
ROA
32.4%▲
2024 · -7.5%
Interest coverage
118.96▲
2024 · -6.41
Debt ≤ 1 year
€4,052▼
2024 · €121,428
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,776 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
2.6%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,776 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €79,161 | €8,982 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €32,781 | €24,429 | €25,884 | €23,478 | €26,964 | ▲ 14.8% |
| Other operating charges640/8 | €1,582 | €1,596 | €4,102 | €1,590 | €1,650 | ▲ 3.8% |
| Gross operating margin9900 | €60,883 | €4,398 | -€12,155 | -€10,720 | €217,192 | ▲ 2,126% |
| Operating profit (loss)9901 | €26,520 | -€21,628 | -€42,141 | -€35,788 | €188,578 | ▲ 627% |
| Financial income75/76B | €0 | €593 | €17 | €0 | €65 | ▲ 648,700% |
| Recurring financial income75 | €0 | €593 | €17 | €0 | €65 | ▲ 648,700% |
| Financial charges65/66B | €98 | €202 | €1,865 | €1,919 | €1,812 | ▼ 5.6% |
| Recurring financial charges65 | €98 | €202 | €1,865 | €1,919 | €1,812 | ▼ 5.6% |
| Profit (loss) for the period before taxes9903 | €26,422 | -€21,237 | -€43,988 | -€37,707 | €186,831 | ▲ 595% |
| Profit (loss) for the period9904 | €26,422 | -€21,237 | -€43,988 | -€37,707 | €186,831 | ▲ 595% |
| Profit (loss) for the period to be appropriated9905 | €26,422 | -€21,237 | -€43,988 | -€37,707 | €186,831 | ▲ 595% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €502,748 | €490,826 | €541,153 | €506,090 | €577,270 | ▲ 14.1% |
| Formation expenses20 | €4,282 | €3,670 | €3,058 | €2,447 | €1,835 | ▼ 25.0% |
| Fixed assets21/28 | €441,086 | €400,853 | €415,624 | €397,219 | €315,041 | ▼ 20.7% |
| Tangible fixed assets22/27 | €441,086 | €400,853 | €415,624 | €397,219 | €315,041 | ▼ 20.7% |
| Land and buildings22 | €381,405 | €383,124 | €396,807 | €383,479 | €289,124 | ▼ 24.6% |
| Plant, machinery and equipment23 | €5,514 | €6,930 | €14,112 | €10,302 | €10,289 | ▼ 0.1% |
| Furniture and vehicles24 | €54,167 | €10,798 | €4,705 | €3,438 | €15,628 | ▲ 355% |
| Current assets29/58 | €57,380 | €86,304 | €122,471 | €106,424 | €260,394 | ▲ 145% |
| Amounts receivable within one year40/41 | €5,000 | €17,442 | €100,686 | €101,834 | €93,600 | ▼ 8.1% |
| Trade receivables40 | €0 | €380 | €0 | €1,447 | €8,556 | ▲ 491% |
| Other amounts receivable41 | €5,000 | €17,062 | €100,686 | €100,387 | €85,044 | ▼ 15.3% |
| Cash at bank and in hand54/58 | €47,512 | €63,147 | €18,544 | €1,437 | €161,916 | ▲ 11,164% |
| Deferred charges and accrued income490/1 | €4,868 | €5,715 | €3,241 | €3,153 | €4,879 | ▲ 54.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €502,748 | €490,826 | €541,153 | €506,090 | €577,270 | ▲ 14.1% |
| Equity10/15 | €484,034 | €462,797 | €418,808 | €381,101 | €567,932 | ▲ 49.0% |
| Contributions10/11 | €25,688 | €25,688 | €25,688 | €25,688 | €25,688 | = |
| Reserves13 | €458,346 | €437,109 | €393,120 | €355,413 | €355,413 | = |
| Non-distributable reserves130/1 | €20,028 | €20,028 | €0 | - | - | - |
| Reserves not available under the articles1311 | €20,028 | €20,028 | €0 | - | - | - |
| Tax-exempt reserves132 | €13,711 | €13,711 | €13,711 | €13,711 | €13,711 | = |
| Distributable reserves133 | €424,607 | €403,369 | €379,409 | €341,702 | €341,702 | = |
| Profit (loss) carried forward14 | - | - | - | - | €186,831 | - |
| Amounts payable17/49 | €18,714 | €28,030 | €122,345 | €124,989 | €9,338 | ▼ 92.5% |
| Amounts payable within one year42/48 | €18,714 | €28,030 | €120,585 | €121,428 | €4,052 | ▼ 96.7% |
| Trade debts44 | €5,697 | €6,007 | €3,169 | €2,405 | €1,703 | ▼ 29.2% |
| Suppliers440/4 | €5,697 | €6,007 | €3,169 | €2,405 | €1,703 | ▼ 29.2% |
| Taxes, remuneration and social security45 | €955 | €9,961 | €11 | €11 | €11 | = |
| Taxes450/3 | €955 | €9,961 | €11 | €11 | €11 | = |
| Other amounts payable47/48 | €12,062 | €12,062 | €117,405 | €119,013 | €2,339 | ▼ 98.0% |
| Accrued charges and deferred income492/3 | - | - | €1,760 | €3,560 | €5,285 | ▲ 48.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,422 | -€21,237 | -€43,988 | -€37,707 | €186,831 | ▲ 595% |
| + Depreciation and write-downs630 | €32,781 | €24,429 | €25,884 | €23,478 | €26,964 | ▲ 14.8% |
| Operating cash flow (approximation) | €59,203 | €3,192 | -€18,104 | -€14,229 | €213,795 | ▲ 1,603% |
| Investment in fixed assets (approximation) | - | €15,804 | -€40,656 | -€5,073 | €55,214 | ▲ 1,188% |
| Change in cash | - | €15,635 | -€44,603 | -€17,106 | €160,478 | ▲ 1,038% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €186,831
Net result €186,831 after 3 loss-making years.
31-12
Financial
Liquidity times 73current ratio 64.26
Current ratio from 0.88 to 64.26; short-term debt falls from €121,428 to €4,052.
31-12
Financial
Equity above €500,000Eq €567,932 ▲49%
Equity rises from €381,101 to €567,932.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 56 days late
2023
31-12
Financial
Weakest financial yearnet -€43,988
Net result drops to -€43,988, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €26,422
Net result €26,422 after 3 loss-making years.
31-12
Financial
Liquidity times 12current ratio 3.07
Current ratio from 0.25 to 3.07; short-term debt falls from €142,424 to €18,714.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
Show earlier events
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stoumont · 1 establishment unit since 2017
Ground area
6,359 m²
Building footprint
299 m²
Volume, LiDAR
2,267 m³
Parcel 63016B1957/00B000, Wallonia · tallest building 17.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ARBAMI
since 20172.271.024.574
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63016B1957/00B000 | Wallonia | 6,359 m² | 1 · 299 m² | 17.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Sourceaccounts JKLM 30-06-20252.39%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteStoumont2.271.024.574
Legal Entity Identifier
9845008BDAP874E25F53
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Of 3,623 companies in sector 01130 we hold annual accounts for 789. 615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-05-2017
Fiscal year end31-12
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
E-invoicing
Reachable via Peppol
Peppol ID
0208:0675612324
Also
9925:BE0675612324
Registered
08-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.