ARBALINE
ActiveARBALINE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €187k and a net result of €44k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
97
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 16.8 against 6.1 in 2023; short-term debt: 5.8% and cash: 80.6% of total assets), and 5.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
58 d early
2023
62 d early
2022
45 d early
2021
68 d early
2020
11 d early
2019
38 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€187k▲ 31.0%
2023 · €143k
2018: €64k
2019: €73k
2020: €66k
2021: €94k
2022: €95k
2023: €143k
2018 → 2024
Total assets
€198k▲ 16.3%
2023 · €171k
2018: €68k
2019: €76k
2020: €104k
2021: €126k
2022: €98k
2023: €171k
2018 → 2024
Net result
€44k▼ 16.7%
2023 · €53k
2018: €-288
2019: €9k
2020: €24k
2021: €28k
2022: €29k
2023: €53k
2018 → 2024
Working capital
€183k▲ 28.2%
2023 · €143k
2018: €63k
2019: €68k
2020: €62k
2021: €93k
2022: €95k
2023: €143k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€66k-€94k▲ 43.3%€95k▲ 1.3%€143k▲ 49.7%€187k▲ 31.0%
Operating result€35k-€40k▲ 15.1%€41k▲ 1.2%€73k▲ 79.1%€63k▼ 14.5%
Net result€24k-€28k▲ 18.6%€29k▲ 0.8%€53k▲ 85.4%€44k▼ 16.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €198k
Fixed assets
€4k
Current assets
€194k
Equity and liabilities €198k
Equity
€187k▲ 31.0%
Debt
€12k▼ 58.7%
The debt ratio falls from 16.4% to 5.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▼
2023 · €73k
Cash flow
€45k▼
2023 · €53k
Solvency
94.2%▲
2023 · 83.6%
Current ratio
16.80▲
2023 · 6.10
Quick ratio
16.80▲
2023 · 6.10
Debt / equity
0.06▼
2023 · 0.20
ROE
23.7%▼
2023 · 37.2%
ROA
22.3%▼
2023 · 31.1%
Interest coverage
314.88▼
2023 · 454.22
Debt
€12k▼
2023 · €28k
Debt ≤ 1 year
€12k▼
2023 · €28k
Income taxes
€18k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€171k€198k▲
Fixed assets21/28-€4k
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Current assets29/58€171k€194k▲
Amounts receivable within one year40/41€30k€32k▲
Trade receivables40€27k€30k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€139k€160k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€171k€198k▲
Equity10/15€143k€187k▲
Reserves13€143k€187k▲
Distributable reserves133€143k€187k▲
Amounts payable17/49€28k€12k▼
Amounts payable within one year42/48€28k€12k▼
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€21k€10k▼
Taxes450/3€21k€10k▼
Remuneration and social security454/9€191-
Other amounts payable47/48€7k€592▼
Income statement
Code20232024
Non-recurring operating income76A€9k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€229€449▲
Other operating charges640/8€931€1k▲
Gross operating margin9900€74k€64k▼
Operating profit (loss)9901€73k€63k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€162€200▲
Recurring financial charges65€162€200▲
Profit (loss) for the period before taxes9903€73k€62k▼
Income taxes67/77€20k€18k▼
Profit (loss) for the period9904€53k€44k▼
Profit (loss) for the period to be appropriated9905€53k€44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€44k▼
Transfer from equity791/2€6k-
Transfer to equity691/2€53k€44k▼
To other reserves6921€53k€44k▼
Profit to be distributed694/7€6k-
Return on contributions (dividend)694€6k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 16.80
Current ratio from 6.10 to 16.80; short-term debt falls from €28k to €12k.
31-12
Financial
Equity above €150kEq €187k ▲31%
6 profitable years in a row build equity to €187k.
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €53k ▲85.4%
Operating result €73k, net result €53k, both a record.
31-12
Financial
Equity above €100kEq €143k ▲49.7%
5 profitable years in a row build equity to €143k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 11current ratio 41.17
Current ratio from 3.89 to 41.17; short-term debt falls from €32k to €2k.
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
17-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philips Verheyenstraat 22650 EdegemGround area
393 m²
Building footprint
85 m²
Volume, LiDAR
604 m³
Parcel 11013A0074/00S011, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ARBALINE
since 20112.198.420.668
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0074/00S011 | Flanders | 393 m² | 1 · 85 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Finansa
BE 0804.852.847
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ESANCO
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Haacht · Eq €187k
C.E.Consultants
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Inês Ramos
BE 0789.877.631
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tweener
BE 1002.152.332
Elsene · Eq €187k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,290 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46900Non-specialised wholesale trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.