ARBALETT
ActiveThe computed 12-month bankruptcy probability of ARBALETT is 1.9% (moderate). The 2025 annual accounts show equity of €386k and a net result of €65k. Equity is growing by ~20.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 313 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
86
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-8
Solvency59▲+10
Growth52=
Stability100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.21 in 2024), and 66.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.3%
Return on assets
5.6%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
43 d late
2022
5 d early
2021
44 d early
2020
116 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€65k▲ 10.3%
2024 · €59k
2020: €113k
2021: €103k
2022: €31k
2023: €14k
2024: €59k
2020 → 2025
Working capital
€193k▲ 45.2%
2024 · €133k
2020: €48k
2021: €98k
2022: €93k
2023: €85k
2024: €133k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€247k▲ 14.1%€261k▲ 5.9%€321k▲ 22.8%€386k▲ 20.3%
Operating result€166k-€86k▼ 48.1%€66k▼ 22.8%€116k▲ 75.5%€134k▲ 15.3%
Net result€103k-€31k▼ 70.4%€14k▼ 52.6%€59k▲ 308%€65k▲ 10.3%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.16M
Fixed assets
€348k▼ 1.1%
Current assets
€811k▲ 5.6%
Equity and liabilities €1.16M
Equity
€386k▲ 20.3%
Debt
€773k▼ 3.2%
The debt ratio falls from 71.4% to 66.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€187k▲
2024 · €156k
Cash flow
€118k▲
2024 · €98k
Solvency
33.3%▲
2024 · 28.6%
Current ratio
1.31▲
2024 · 1.21
Quick ratio
1.31▲
2024 · 1.21
Debt / equity
2.00▼
2024 · 2.49
ROE
16.9%▼
2024 · 18.4%
ROA
5.6%▲
2024 · 5.3%
Interest coverage
5.83▼
2024 · 6.67
Debt
€773k▼
2024 · €799k
Debt ≤ 1 year
€618k▼
2024 · €635k
Debt > 1 year
€155k▼
2024 · €164k
Income taxes
€37k▲
2024 · €34k
Staff costs
€352k▼
2024 · €476k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.12M€1.16M▲
Fixed assets21/28€351k€348k▼
Intangible fixed assets21€9k€10k▲
Tangible fixed assets22/27€342k€337k▼
Land and buildings22€231k€242k▲
Plant, machinery and equipment23€29k€24k▼
Furniture and vehicles24€25k€34k▲
Other tangible fixed assets26€57k€36k▼
Financial fixed assets28€622€622=
Current assets29/58€768k€811k▲
Amounts receivable within one year40/41€618k€651k▲
Trade receivables40€603k€636k▲
Other amounts receivable41€15k€15k▼
Cash at bank and in hand54/58€19k€144k▲
Deferred charges and accrued income490/1€131k€17k▼
Equity and liabilities
Total equity and liabilities10/49€1.12M€1.16M▲
Equity10/15€321k€386k▲
Contributions10/11€1k€1k=
Reserves13€79k€79k=
Distributable reserves133€79k€79k=
Profit (loss) carried forward14€240k€306k▲
Amounts payable17/49€799k€773k▼
Amounts payable after more than one year17€164k€155k▼
Financial debts170/4€164k€155k▼
Amounts payable within one year42/48€635k€618k▼
Current portion of amounts payable after more than one year42€24k€32k▲
Financial debts43-€68k
Credit institutions430/8-€68k
Trade debts44€200k€219k▲
Suppliers440/4€200k€219k▲
Taxes, remuneration and social security45€260k€143k▼
Taxes450/3€139k€104k▼
Remuneration and social security454/9€120k€39k▼
Other amounts payable47/48€152k€156k▲
Accrued charges and deferred income492/3€80-
Income statement
Code20242025
Remuneration, social security and pensions62€476k€352k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€53k▲
Other operating charges640/8€9k€3k▼
Gross operating margin9900€640k€542k▼
Operating profit (loss)9901€116k€134k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€23k€32k▲
Recurring financial charges65€23k€32k▲
Profit (loss) for the period before taxes9903€93k€102k▲
Income taxes67/77€34k€37k▲
Profit (loss) for the period9904€59k€65k▲
Profit (loss) for the period to be appropriated9905€59k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€240k€306k▲
Profit (loss) brought forward from the previous period14P€181k€240k▲
Social balance
Average headcount (FTE)90877.2-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
18-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 43 days late
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 43 days late
2023
31-12
Financial
Weakest financial yearnet €14k ▼52.6%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €216k ▲90.4%
2 profitable years in a row build equity to €216k.
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2311050 ElseneGround area
1.5 ha
Building footprint
5,421 m²
Volume, LiDAR
113,824 m³
3 parcels, Brussels, Flanders · tallest building 45.8 m, ±9 floors. Linked by address, not a title deed.
2 establishment units
ARBALETT
since 20192.292.550.854
ARBALETT
since 20202.299.491.797
3 parcels
Flanders
1
(33.3%)
Brussels
2
(66.7%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0367/00S000 | Flanders | 6,913 m² | 1 · 1,085 m² | 20.7 m · 5 fl. |
| 21807G0131/00T000 | Brussels | 5,672 m² | 1 · 3,878 m² | 45.8 m · 8 fl. |
| 21524C0070/00K002 | Brussels | 1,984 m² | 1 · 459 m² | 32.3 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500FA1D3BC2A5E325
Similar companies · same sector, comparable size
Jurplus
BE 0637.771.733
Huldenberg · Eq €386k
Odgers
BE 0599.860.668
Zaventem · Eq €385k
KAREL LAZOU
BE 0845.322.534
Leuven · Eq €387k
Projects In Care
BE 0715.811.597
Geel · Eq €389k
CREATIVE HR SOLUTIONS
BE 0472.836.495
Heusden-Zolder · Eq €389k
Of 2,346 companies in sector 78100 we hold annual accounts for 1,354. 938 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2019
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.