ARB Concept
ActiveSummary
The computed 12-month bankruptcy probability of ARB Concept is 4.4% (elevated). The 2025 annual accounts show equity of €15k and a net result of €5k. Its solvency ranks better than 53% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability92▼-8
Solvency75▼-7
Growth52
Track record82
Bankruptcy probability, 12 months
4.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.95 against 2.06 in 2024; short-term debt: 49.9% and cash: 8.7% of total assets), and 49.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.1%
Return on assets
18.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 58.3%
2024 · €9k
2024: €9k
2025: €15k▲ +58.3% vs 2024
2024 → 2025
Total assets
€29k▲ 78.8%
2024 · €16k
2024: €16k
2025: €29k▲ +78.8% vs 2024
2024 → 2025
Net result
€5k▼ 41.7%
2024 · €9k
2024: €9k
2025: €5k▼ -41.7% vs 2024
2024 → 2025
Working capital
€14k▲ 84.5%
2024 · €8k
2024: €8k
2025: €14k▲ +84.5% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€9k-€15k▲ 58.3%
2024: €9k
2025: €15k▲ +58.3% vs 2024
Operating result€12k-€7k▼ 38.0%
2024: €12k
2025: €7k▼ -38.0% vs 2024
Net result€9k-€5k▼ 41.7%
2024: €9k
2025: €5k▼ -41.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€732 ▼ 37.3%
Current assets
€29k ▲ 94.7%
Equity and liabilities €29k
Equity
€15k ▲ 58.3%
Debt
€15k ▲ 106%
Debt's share of the balance-sheet total rises from 43.5% to 49.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €13k
Cash flow
€6k▼
2024 · €10k
Current ratio
1.95▼
2024 · 2.06
Debt to equity
1.00▲
2024 · 0.77
ROE
36.8%▼
2024 · 100.0%
ROA
18.4%▼
2024 · 56.5%
Interest coverage
24.90▼
2024 · 795.86
Debt ≤ 1 year
€15k▲
2024 · €7k
Income taxes
€2k▼
2024 · €2k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€16k€29k▲
Formation expenses20€541-
Fixed assets21/28€1k€732▼
Tangible fixed assets22/27€1k€732▼
Furniture and vehicles24€1k€732▼
Current assets29/58€15k€29k▲
Amounts receivable within one year40/41€2k€26k▲
Trade receivables40€1k€11k▲
Other amounts receivable41€1k€15k▲
Cash at bank and in hand54/58€13k€3k▼
Equity and liabilities
Total equity and liabilities10/49€16k€29k▲
Equity10/15€9k€15k▲
Profit (loss) carried forward14€9k€15k▲
Amounts payable17/49€7k€15k▲
Amounts payable within one year42/48€7k€15k▲
Trade debts44€1k€10k▲
Suppliers440/4€1k€10k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€4k-
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€976▼
Gross operating margin9900€13k€10k▼
Operating profit (loss)9901€12k€7k▼
Financial income75/76B€0€393▲
Recurring financial income75€0€393▲
Financial charges65/66B€16€330▲
Recurring financial charges65€16€330▲
Profit (loss) for the period before taxes9903€12k€7k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€9k€5k▼
Profit (loss) for the period to be appropriated9905€9k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€15k▲
Profit (loss) brought forward from the previous period14P-€9k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €2k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €976 | ▼ 14.3% |
| Gross operating margin9900 | €13k | €10k | ▼ 24.1% |
| Operating profit (loss)9901 | €12k | €7k | ▼ 38.0% |
| Financial income75/76B | €0 | €393 | ▲ 392,540% |
| Recurring financial income75 | €0 | €393 | ▲ 392,540% |
| Financial charges65/66B | €16 | €330 | ▲ 1,950% |
| Recurring financial charges65 | €16 | €330 | ▲ 1,950% |
| Profit (loss) for the period before taxes9903 | €12k | €7k | ▼ 37.4% |
| Income taxes67/77 | €2k | €2k | ▼ 20.7% |
| Profit (loss) for the period9904 | €9k | €5k | ▼ 41.7% |
| Profit (loss) for the period to be appropriated9905 | €9k | €5k | ▼ 41.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €16k | €29k | ▲ 78.8% |
| Formation expenses20 | €541 | - | - |
| Fixed assets21/28 | €1k | €732 | ▼ 37.3% |
| Tangible fixed assets22/27 | €1k | €732 | ▼ 37.3% |
| Furniture and vehicles24 | €1k | €732 | ▼ 37.3% |
| Current assets29/58 | €15k | €29k | ▲ 94.7% |
| Amounts receivable within one year40/41 | €2k | €26k | ▲ 1,145% |
| Trade receivables40 | €1k | €11k | ▲ 918% |
| Other amounts receivable41 | €1k | €15k | ▲ 1,388% |
| Cash at bank and in hand54/58 | €13k | €3k | ▼ 79.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €16k | €29k | ▲ 78.8% |
| Equity10/15 | €9k | €15k | ▲ 58.3% |
| Profit (loss) carried forward14 | €9k | €15k | ▲ 58.3% |
| Amounts payable17/49 | €7k | €15k | ▲ 106% |
| Amounts payable within one year42/48 | €7k | €15k | ▲ 106% |
| Trade debts44 | €1k | €10k | ▲ 867% |
| Suppliers440/4 | €1k | €10k | ▲ 867% |
| Taxes, remuneration and social security45 | €2k | €4k | ▲ 79.3% |
| Taxes450/3 | €2k | €4k | ▲ 79.3% |
| Other amounts payable47/48 | €4k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €5k | ▼ 41.7% |
| + Depreciation and write-downs630 | €1k | €976 | ▼ 14.3% |
| Operating cash flow (approximation) | €10k | €6k | ▼ 38.7% |
| Investment in fixed assets (approximation) | - | €-541 | - |
| Change in cash | - | €-10k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2024
Ground area
66 m²
Building footprint
52 m²
Volume, LiDAR
968 m³
Parcel 21007A0033/00F000, Brussels · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ARB Concept
since 20242.359.200.247
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0033/00F000 | Brussels | 66 m² | 1 · 52 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,231. 1,746 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.