Skip to content

ARAZU

Active
Private limited companyfounded 200125 yrs activeRoodebeeksteenweg 206, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0475.172.316
Summary

The computed 12-month bankruptcy probability of ARAZU is 2.2% (moderate). The 2025 annual accounts show equity of €408,198 and a net result of -€43,760. Equity is growing by ~22.3% per year across the filed fiscal years. The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
ARAZUActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€901,343total assets 2025
Equity
€408,198
Loss
-€43,760
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
2.2%
Structure
Accounts filed 58 d late0 of 6 deeds read
Why 52- Liquidity: current ratio 21.83, cash €937- Latest accounts 58 days late; 3 of the last 3 late- 1 change of registered office in 24 months+ Size: total assets €901,343Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 30% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 70-2
equity 45.3% of total assets
Liquidity 50=
short-term debt 3.2% · cash 0.1%
Profitability 13-2
return on assets -4.9%
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.2% 12-2024: 1.2%● 0.0% vs 11-2024 01-2025: 1.3%▲ +9.0% vs 12-2024 02-2025: 1.3%▲ +1.1% vs 01-2025 03-2025: 1.4%▲ +7.6% vs 02-2025 04-2025: 1.3%▼ -7.7% vs 03-2025 05-2025: 1.3%▼ -5.1% vs 04-2025 06-2025: 1.2%▼ -5.9% vs 05-2025lowest value 07-2025: 1.3%▲ +9.8% vs 06-2025 08-2025: 1.8%▲ +38.4% vs 07-2025 09-2025: 2.0%▲ +9.9% vs 08-2025 10-2025: 1.5%▼ -26.3% vs 09-2025 11-2025: 2.9%▲ +97.0% vs 10-2025 12-2025: 2.9%● 0.0% vs 11-2025 01-2026: 3.1%▲ +7.7% vs 12-2025 02-2026: 3.1%● 0.0% vs 01-2026 03-2026: 3.1%● 0.0% vs 02-2026 04-2026: 2.9%▼ -5.2% vs 03-2026 05-2026: 3.0%▲ +2.7% vs 04-2026 06-2026: 3.3%▲ +8.9% vs 05-2026 07-2026: 3.3%▲ +0.1% vs 06-2026 08-2026: 4.0%▲ +22.2% vs 07-2026 09-2026: 4.7%▲ +18.4% vs 08-2026highest value 10-2026: 2.2%▼ -52.8% vs 09-2026
  • Liquidity: current ratio 21.83, cash €937 raises the probability
  • Size: total assets €901,343 lowers the probability for this profile
  • Latest accounts 58 days late; 3 of the last 3 late raises the probability
  • 1 change of registered office in 24 months raises the probability
Credit up to €21,000 at 30 days acceptable
Liquidity ample (current ratio 21.83 against 23.64 in 2024; short-term debt: 3.2% and cash: 0.1% of total assets), but 54.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 42%, liquidity 39%, profitability 13%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 21.83, cash €937
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €901,343
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Latest accounts 58 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€43,760
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-09-2026, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
58 d late
2024
44 d late
2023
53 d late
2022
87 d late
2021
92 d late
2020
72 d late
2019
40 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 64 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€43,760
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€43,760 View
  • Active since 2001founded 04-07-2001 25 years View
  • Total assets 20256 fiscal years filed €901,343 View

By topic

Financials

Fiscal year
2025
Total assets
€901,343
Loss
-€43,760
Solvency
45.3%
Total assets▼ 7.3%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2018
Next accounts
by 31-07-2027
  1. 27-09-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 13-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
04-07-2001
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure