ARANEA
ActiveSummary
ARANEA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,310 and a net result of €57,216. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency43▼-53
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 5.38 in 2024; short-term debt: 82.2% and cash: 68.7% of total assets), and 82.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.8%
Return on assets
43.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17179 sector peers (2025).
NBB · sector comparisonPosition among 17179 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
35 d early
2023
19 d early
2022
12 d early
2021
9 d early
2020
27 d late
2019
49 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€23,310▼ 80.4%
2024 · €119,169
Total assets
€130,865▼ 21.8%
2024 · €167,386
Net result
€57,216▼ 0.2%
2024 · €57,331
Working capital
€10,027▼ 91.9%
2024 · €123,452
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€50,700▲ 46.6%€11,382▼ 77.5%€33,211▲ 192%€72,335▲ 118%€72,133▼ 0.3%
Net result€40,007within the sector's middle half▲ 58.9%€7,301within the sector's middle half▼ 81.8%€24,640within the sector's middle half▲ 237%€57,331above the sector's middle half▲ 133%€57,216above the sector's middle half▼ 0.2%
Equity€110,697within the sector's middle half▲ 69.4%€37,998within the sector's middle half▼ 65.7%€61,838within the sector's middle half▲ 62.7%€119,169within the sector's middle half▲ 92.7%€23,310within the sector's middle half▼ 80.4%
Total assets€194,624within the sector's middle half▲ 59.4%€102,611within the sector's middle half▼ 47.3%€122,580within the sector's middle half▲ 19.5%€167,386within the sector's middle half▲ 36.6%€130,865within the sector's middle half▼ 21.8%
Debt€83,928▲ 47.9%€64,613▼ 23.0%€60,742▼ 6.0%€48,217▼ 20.6%€107,555▲ 123%
Working capital€137,897▲ 147%€59,320▼ 57.0%€73,083▲ 23.2%€123,452▲ 68.9%€10,027▼ 91.9%
Solvency56.9%within the sector's middle half▲ 3.4pp37.0%within the sector's middle half▼ 19.8pp50.4%within the sector's middle half▲ 13.4pp71.2%within the sector's middle half▲ 20.7pp17.8%below the sector's middle half▼ 53.4pp
Staff (FTE)1.6=1.6=1.5▼ 6.3%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130,865
Fixed assets
€13,283 ▼ 15.5%
Current assets
€117,582 ▼ 22.5%
Equity and liabilities €130,865
Equity
€23,310 ▼ 80.4%
Debt
€107,555 ▲ 123%
Debt's share of the balance-sheet total rises from 28.8% to 82.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€78,675▼
2024 · €79,859
Cash flow
€63,758▼
2024 · €64,855
Current ratio
1.09▼
2024 · 5.38
Debt to equity
4.61▲
2024 · 0.40
ROE
245.5%▲
2024 · 48.1%
ROA
43.7%▲
2024 · 34.3%
Interest coverage
136.34▼
2024 · 138.26
Debt ≤ 1 year
€107,555▲
2024 · €28,217
Income taxes
€14,908▲
2024 · €14,605
Staff costs
€1,760▼
2024 · €2,087
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €11,131 | - | €12,066 | - | - | - |
| Remuneration, social security and pensions62 | €85,516 | €61,145 | €65,691 | €2,087 | €1,760 | ▼ 15.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,949 | €6,149 | €5,729 | €7,524 | €6,542 | ▼ 13.1% |
| Other operating charges640/8 | €1,108 | €20,363 | €11,626 | €1,057 | €1,059 | ▲ 0.2% |
| Gross operating margin9900 | €148,273 | €99,038 | €116,256 | €83,002 | €81,494 | ▼ 1.8% |
| Operating profit (loss)9901 | €50,700 | €11,382 | €33,211 | €72,335 | €72,133 | ▼ 0.3% |
| Financial income75/76B | €17 | €23 | €9 | €179 | €567 | ▲ 217% |
| Recurring financial income75 | €17 | €23 | €9 | €179 | €567 | ▲ 217% |
| Financial charges65/66B | €279 | €675 | €568 | €578 | €577 | ▼ 0.1% |
| Recurring financial charges65 | €279 | €675 | €568 | €578 | €577 | ▼ 0.1% |
| Profit (loss) for the period before taxes9903 | €50,438 | €10,731 | €32,652 | €71,936 | €72,123 | ▲ 0.3% |
| Income taxes67/77 | €10,431 | €3,430 | €8,012 | €14,605 | €14,908 | ▲ 2.1% |
| Profit (loss) for the period9904 | €40,007 | €7,301 | €24,640 | €57,331 | €57,216 | ▼ 0.2% |
| Profit (loss) for the period to be appropriated9905 | €40,007 | €7,301 | €24,640 | €57,331 | €57,216 | ▼ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €194,624 | €102,611 | €122,580 | €167,386 | €130,865 | ▼ 21.8% |
| Fixed assets21/28 | €14,175 | €9,408 | €10,607 | €15,717 | €13,283 | ▼ 15.5% |
| Tangible fixed assets22/27 | €13,845 | €9,078 | €10,607 | €15,717 | €13,283 | ▼ 15.5% |
| Plant, machinery and equipment23 | €10,557 | €5,846 | €3,378 | €931 | €4,078 | ▲ 338% |
| Furniture and vehicles24 | €2,499 | €2,838 | €7,229 | €11,568 | €6,786 | ▼ 41.3% |
| Other tangible fixed assets26 | €789 | €394 | - | €3,218 | €2,419 | ▼ 24.8% |
| Financial fixed assets28 | €330 | €330 | - | - | - | - |
| Current assets29/58 | €180,449 | €93,203 | €111,972 | €151,669 | €117,582 | ▼ 22.5% |
| Amounts receivable within one year40/41 | €24,447 | €27,876 | €15,578 | €9,689 | €25,354 | ▲ 162% |
| Trade receivables40 | €20,441 | €20,306 | €15,578 | €9,689 | €18,101 | ▲ 86.8% |
| Other amounts receivable41 | €4,006 | €7,570 | - | - | €7,252 | - |
| Cash at bank and in hand54/58 | €153,486 | €62,999 | €92,597 | €141,980 | €89,925 | ▼ 36.7% |
| Deferred charges and accrued income490/1 | €2,517 | €2,328 | €3,797 | - | €2,303 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €194,624 | €102,611 | €122,580 | €167,386 | €130,865 | ▼ 21.8% |
| Equity10/15 | €110,697 | €37,998 | €61,838 | €119,169 | €23,310 | ▼ 80.4% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €6,094 | ▼ 67.1% |
| Capital10 | €18,550 | - | - | - | - | - |
| Issued capital100 | €18,550 | - | - | - | - | - |
| Reserves13 | €92,147 | €19,448 | €43,288 | €100,619 | €17,216 | ▼ 82.9% |
| Non-distributable reserves130/1 | €1,855 | €1,855 | - | - | - | - |
| Legal reserve130 | €1,855 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,855 | - | - | - | - |
| Distributable reserves133 | €90,292 | €17,593 | €43,288 | €100,619 | €17,216 | ▼ 82.9% |
| Amounts payable17/49 | €83,928 | €64,613 | €60,742 | €48,217 | €107,555 | ▲ 123% |
| Amounts payable after more than one year17 | €20,000 | €20,000 | €20,000 | €20,000 | - | - |
| Financial debts170/4 | €20,000 | €20,000 | €20,000 | €20,000 | - | - |
| Amounts payable within one year42/48 | €42,552 | €33,883 | €38,889 | €28,217 | €107,555 | ▲ 281% |
| Current portion of amounts payable after more than one year42 | €4,320 | - | - | - | - | - |
| Financial debts43 | - | - | - | - | €20,000 | - |
| Other loans439 | - | - | - | - | €20,000 | - |
| Trade debts44 | €5,145 | €6,918 | €4,710 | €1,180 | €2,957 | ▲ 150% |
| Suppliers440/4 | €5,145 | €6,918 | €4,710 | €1,180 | €2,957 | ▲ 150% |
| Taxes, remuneration and social security45 | €25,959 | €23,035 | €14,153 | €18,353 | €18,285 | ▼ 0.4% |
| Taxes450/3 | €14,950 | €12,660 | €14,153 | €18,353 | €18,285 | ▼ 0.4% |
| Remuneration and social security454/9 | €11,008 | €10,375 | - | - | - | - |
| Other amounts payable47/48 | €7,128 | €3,930 | €20,027 | €8,684 | €66,313 | ▲ 664% |
| Accrued charges and deferred income492/3 | €21,376 | €10,731 | €1,853 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,007 | €7,301 | €24,640 | €57,331 | €57,216 | ▼ 0.2% |
| + Depreciation and write-downs630 | €10,949 | €6,149 | €5,729 | €7,524 | €6,542 | ▼ 13.1% |
| Operating cash flow (approximation) | €50,956 | €13,450 | €30,369 | €64,855 | €63,758 | ▼ 1.7% |
| Investment in fixed assets (approximation) | - | -€1,381 | -€6,928 | -€12,634 | -€4,107 | ▲ 67.5% |
| Change in cash | - | -€90,487 | €29,598 | €49,383 | -€52,055 | ▼ 205% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €57,331 ▲133%
Operating result €72,335, net result €57,331, both a record.
31-12
Financial
Equity above €100,000Eq €119,169 ▲92.7%
7 profitable years in a row build equity to €119,169.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 4.24
Current ratio from 2.10 to 4.24; short-term debt falls from €50,785 to €42,552.
31-12
Financial
Equity above €100,000Eq €110,697 ▲69.4%
4 profitable years in a row build equity to €110,697.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2014
Ground area
245 m²
Building footprint
102 m²
Volume, LiDAR
926 m³
Parcel 11344A0502/00G018, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ARANEA
since 20142.236.925.215
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0502/00G018 | Flanders | 245 m² | 1 · 102 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,786. 6,036 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-09-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Not found in the Peppol register
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.