Equity
€254,564 ▲ 20.5%
ARAMKO has made a profit in every financial year since 2018.
ARAMKO
Lifetime
8 annual accounts with figures on one time axispeak €117,214 (2024)
€108,564▼ 7.4%
peak €60,126 (2022)
€43,382▼ 14.0%
peak €254,564 (2025)
€254,564▲ 20.5%
€354,671▼ 11.0%
Board2 names since 2017
2 directorsJoke CARTON and 1 other
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Purpose change 25-02Equity from €211,182 to €254,564Cash from €69,866 to €43,822
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 50% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.2%▼ -0.2 percentage points vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: < 0.1%▼ -0.2 percentage points vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: 0.1%▲ +0.1 percentage points vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.61, cash €43,822
lowers risk
Size: total assets €609,234
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 24-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 39% of them on solvency, 50% on liquidity, 43% on profitability and 67% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,782 companies had the same profile as ARAMKO has now. Each dot stands for 17 companies, two years later.
96.7%
were still trading
2.7%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of ARAMKO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for ARAMKO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.61 (2.44 in 2024), above the usual 1.5. Short-term debt is 8.1% and cash 7.2% of total assets. However, 58.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
24 days late
2024
27 days early
2023
30 days late
2022
26 days late
2021
34 days early
2020
30 days late
2019
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 51 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0678673465
Purpose change
“- Alle verrichtingen die te maken hebben met het uitbaten van een kunstatelier zoals het ontwerpen, kopen…” (deed in Dutch) · General meeting of 20-02-2025 · Gazette deed
Registered office moved to Izegem
New registered office: Roeselaarsestraat 584, 8870 Izegem · Changes of role: Joke CARTON (director) and Philiep BIESBROUCK (director) · “Het beleggen, het intekenen op, vast overnemen, plaatsen, kopen, verkopen en verhandelen van aandelen…” (deed in Dutch) · Gazette deed
Appointment: PHILIEP BIESBROUCK (director)
General meeting of 30-09-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ARAMKO Izegem | €609,234 | €108,564 | 41.8% | - |
| A4G Poperinge | €596,163 | €112,873 | 0.3% | - |
| LVA Projects De Haan | €541,241 | €114,602 | 38.1% | - |
| Financial Advice & Support Debisschop Yves Moorslede | €633,348 | €104,872 | 29.9% | - |
| CL Investments Diksmuide | €659,373 | €124,298 | 16.6% | 0 |
| SKYER Wevelgem | €551,708 | €96,149 | 16.8% | - |
| AULI CONSULT Lichtervelde | €571,278 | €115,722 | 82.1% | - |
These companies have the same main activity as ARAMKO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €541,000 and €659,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 18-07-2017Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.266.140.3288870 Izegem, since 18-07-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 02-09-2025
Insights on ARAMKO
ARAMKO files the micro format. That format states no turnover. The gross margin rose from €27,559 in 2018 to €108,564 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ARAMKO
- What is the company number of ARAMKO?
- The company number of ARAMKO is 0678.673.465. The VAT number is the same number with BE in front: BE 0678.673.465.
- Where is ARAMKO based?
- The registered office is at Roeselaarsestraat 584, 8870 Izegem.Company details
- What does ARAMKO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of ARAMKO?
- ARAMKO is a private limited company (BV).
- When was ARAMKO founded?
- ARAMKO was founded on 18-07-2017.
- Is ARAMKO still active?
- Yes, ARAMKO is an active enterprise in the KBO register.
- What is the turnover of ARAMKO?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €108,564 and 109 comparable companies (NACE 70200). It probably lies between €150,000 and €220,000.Financials
- Is ARAMKO profitable?
- In financial year 2025, ARAMKO made a profit of €43,382.
- Where can I find the annual accounts of ARAMKO?
- ARAMKO filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ARAMKO due?
- ARAMKO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.