ARAFAT-04

Active

Private limited companyfounded 20215 yrs activeHeilig Bloedlaan 299, 2320 Hoogstraten, BelgiumKBO/BCE: BE 0766.266.940

The computed 12-month bankruptcy probability of ARAFAT-04 is 3.2% (moderate). The 2025 annual accounts show equity of €117k and a net result of €39k. Equity is growing by ~49.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 13090 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

86 / 100

Excellent▼ -8 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency72▼-12

Growth78=

Stability94

Bankruptcy probability, 12 months

3.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €10k at 30 days acceptable

Liquidity ample (current ratio 1.54 against 1.54 in 2024), but 61.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

38.4%

Return on assets

12.8%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

150 d early

2024

155 d early

2023

12 d late

2022

146 d late

2021

511 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€117k▲ 50.1%

2024 · €78k

2021: €24k 2022: €24k 2023: €24k 2024: €78k

2021 → 2025

Total assets

€304k▲ 93.5%

2024 · €157k

2021: €25k 2022: €24k 2023: €24k 2024: €157k

2021 → 2025

Net result

€39k▼ 28.0%

2024 · €54k

2021: €-1k 2023: €-66 2024: €54k

2021 → 2025

Working capital

€35k▼ 16.9%

2024 · €43k

2021: €24k 2024: €43k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€24k-€24k=€24k▼ 0.3%€78k▲ 229%€117k▲ 50.1%

Operating result€-1k-€69k€64k▼ 7.5%

Net result€-1k-€-66€54k€39k▼ 28.0%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 8% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €304k

66.7%

33.3%

Fixed assets €203k▲ 474%

Current assets €101k▼ 17.0%

Equity and liabilities €304k

38.4%

61.6%

Equity €117k▲ 50.1%

Debt €187k▲ 136%

The debt ratio rises from 50.4% to 61.6%: debt grows faster than equity.

Key figures and ratios

2025 value · change against 2024

EBITDA

€103k▲

2024 · €70k

Cash flow

€78k▲

2024 · €55k

Solvency

38.4%▼

2024 · 49.6%

Current ratio

1.54▲

2024 · 1.54

Quick ratio

1.47▼

2024 · 1.47

Debt / equity

1.60▲

2024 · 1.02

ROE

33.4%▼

2024 · 69.6%

ROA

12.8%▼

2024 · 34.5%

Interest coverage

11.66▼

2024 · 180.64

Debt

€187k▲

2024 · €79k

Debt ≤ 1 year

€66k▼

2024 · €79k

Debt > 1 year

€122k

Income taxes

€16k▲

2024 · €14k

Staff costs

€139k▲

2024 · €104k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€157k€304k▲

Fixed assets21/28€35k€203k▲

Tangible fixed assets22/27€12k€200k▲

Furniture and vehicles24€12k€10k▼

Other tangible fixed assets26-€190k

Financial fixed assets28€23k€3k▼

Current assets29/58€122k€101k▼

Stocks and contracts in progress3€5k€4k▼

Stocks30/36€5k€4k▼

Amounts receivable within one year40/41€33k€25k▼

Trade receivables40€6k€0▼

Other amounts receivable41€27k€25k▼

Current investments50/53€15k€15k=

Cash at bank and in hand54/58€69k€56k▼

Deferred charges and accrued income490/1€540€492▼

Equity and liabilities

Total equity and liabilities10/49€157k€304k▲

Equity10/15€78k€117k▲

Contributions10/11€25k€25k=

Reserves13€53k€92k▲

Distributable reserves133€53k€92k▲

Profit (loss) carried forward14€0-

Amounts payable17/49€79k€187k▲

Amounts payable after more than one year17-€122k

Financial debts170/4-€122k

Amounts payable within one year42/48€79k€66k▼

Current portion of amounts payable after more than one year42-€21k

Trade debts44€37k€33k▼

Suppliers440/4€37k€33k▼

Taxes, remuneration and social security45€31k€12k▼

Taxes450/3€9k€11k▲

Remuneration and social security454/9€22k€1k▼

Other amounts payable47/48€11k€0▼

Income statement Code20242025

Remuneration, social security and pensions62€104k€139k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€39k▲

Other operating charges640/8€1k€3k▲

Gross operating margin9900€175k€245k▲

Operating profit (loss)9901€69k€64k▼

Financial charges65/66B€386€9k▲

Recurring financial charges65€386€9k▲

Profit (loss) for the period before taxes9903€68k€55k▼

Income taxes67/77€14k€16k▲

Profit (loss) for the period9904€54k€39k▼

Profit (loss) for the period to be appropriated9905€54k€39k▼

Appropriation of the result

Profit (loss) to be appropriated9906€53k€39k▼

Profit (loss) brought forward from the previous period14P€-1k€0▲

Transfer to equity691/2€53k€39k▼

To other reserves6921€53k€39k▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 7Financial 2Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €100kEq €117k ▲50.1%

2 profitable years in a row build equity to €117k.

26-02

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €54k

Net result €54k after one loss-making year.

12-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 12 days late

2023

24-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 146 days late

24-12

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 511 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hoogstraten · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heilig Bloedlaan 2992320 Hoogstraten

Ground area

326 m²

Building footprint

221 m²

Volume, LiDAR

876 m³

Parcel 13014D0145/00T000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

ARAFAT-04

Heilig Bloedlaan 299, 2320 HoogstratenFull-service restaurants

since 20212.315.320.813

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13014D0145/00T000	Flanders	326 m²	1 · 221 m²	8.1 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid

Year	Entries	awarded	paid
2024	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Hoogstraten2.315.320.813

1 permission

Toelating · Eetgelegenheid · since 13-05-2024

Similar companies · same sector, comparable size

Lichtervelde · Eq €117k

Waasmunster · Eq €117k

Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 9,388 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-04-2021

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56102Limited-service restaurants

56111Full-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.