ARACOL
ActiveSummary
For ARACOL, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €62,268 and a net result of €15,060. Equity is growing by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 82% of 15224 sector peers (fiscal year 2023). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability92▲+1
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
78.2%
Return on assets
18.9%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 9 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline30-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 09-02-2026, 558 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
558 d late
2022
143 d late
2021
18 d early
2020
173 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 189 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€62,268▲ 31.9%
2022 · €47,208
Total assets
€79,598▲ 24.2%
2022 · €64,066
Net result
€15,060▲ 33.7%
2022 · €11,261
Working capital
€62,268▲ 32.4%
2022 · €47,036
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€31,210€48,095€29,808▼ 38.0%€13,484▼ 54.8%€18,463▲ 36.9%
Net result-€32,049€45,173above the sector's middle half€22,788within the sector's middle half▼ 49.6%€11,261within the sector's middle half▼ 50.6%€15,060within the sector's middle half▲ 33.7%
Equity-€32,013€13,160within the sector's middle half€35,947within the sector's middle half▲ 173%€47,208within the sector's middle half▲ 31.3%€62,268within the sector's middle half▲ 31.9%
Total assets€21,627▼ 76.1%€34,097below the sector's middle half▲ 57.7%€54,466below the sector's middle half▲ 59.7%€64,066below the sector's middle half▲ 17.6%€79,598within the sector's middle half▲ 24.2%
Debt€53,640▼ 40.8%€20,938▼ 61.0%€18,519▼ 11.6%€16,858▼ 9.0%€17,330▲ 2.8%
Working capital-€15,441▲ 73.0%€17,424within the sector's middle half€35,291within the sector's middle half▲ 103%€47,036within the sector's middle half▲ 33.3%€62,268within the sector's middle half▲ 32.4%
Solvency-148.0%▼ 148.1pp38.6%within the sector's middle half▲ 186.6pp66.0%within the sector's middle half▲ 27.4pp73.7%above the sector's middle half▲ 7.7pp78.2%above the sector's middle half▲ 4.5pp
Current ratio0.58▲ 0.322.12within the sector's middle half▲ 1.542.91within the sector's middle half▲ 0.783.79above the sector's middle half▲ 0.884.59above the sector's middle half▲ 0.80
Return on assets (ROA)-148.2%▼ 151.2pp132.5%above the sector's middle half▲ 280.7pp41.8%above the sector's middle half▼ 90.6pp17.6%above the sector's middle half▼ 24.3pp18.9%above the sector's middle half▲ 1.3pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 37% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €79,598
Equity
€62,268 ▲ 31.9%
Debt
€17,330 ▲ 2.8%
Debt's share of the balance-sheet total falls from 26.3% to 21.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18,636▲
2022 · €13,967
Cash flow
€15,232▲
2022 · €11,744
Quick ratio
4.52▲
2022 · 3.64
Debt to equity
0.28▼
2022 · 0.36
ROE
24.2%▲
2022 · 23.9%
Interest coverage
131.13▲
2022 · 52.80
Debt ≤ 1 year
€17,330▲
2022 · €16,858
Income taxes
€6,850▲
2022 · €5,293
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57,151 | €311 | €483 | €483 | €172 | ▼ 64.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €6,202 | €3,721 | €1,240 | ▼ 66.7% |
| Non-recurring operating charges66A | - | - | - | €3,279 | €3,725 | ▲ 13.6% |
| Gross operating margin9900 | €39,524 | €49,366 | €36,494 | €20,967 | €23,601 | ▲ 12.6% |
| Operating profit (loss)9901 | -€31,210 | €48,095 | €29,808 | €13,484 | €18,463 | ▲ 36.9% |
| Financial income75/76B | - | - | €1,714 | €3,335 | €3,589 | ▲ 7.6% |
| Recurring financial income75 | - | - | €1,714 | €1 | €3,589 | ▲ 326,130% |
| Non-recurring financial income76B | - | - | - | €3,334 | €3,589 | ▲ 7.6% |
| Financial charges65/66B | - | - | €434 | €265 | €142 | ▼ 46.3% |
| Recurring financial charges65 | €734 | €845 | €434 | €265 | €142 | ▼ 46.3% |
| Profit (loss) for the period before taxes9903 | -€31,944 | €47,250 | €31,089 | €16,554 | €21,910 | ▲ 32.4% |
| Income taxes67/77 | €105 | €2,077 | €8,301 | €5,293 | €6,850 | ▲ 29.4% |
| Profit (loss) for the period9904 | -€32,049 | €45,173 | €22,788 | €11,261 | €15,060 | ▲ 33.7% |
| Profit (loss) for the period to be appropriated9905 | -€32,049 | €45,173 | €22,788 | €11,261 | €15,060 | ▲ 33.7% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €21,627 | €34,097 | €54,466 | €64,066 | €79,598 | ▲ 24.2% |
| Fixed assets21/28 | - | €1,139 | €656 | €172 | - | - |
| Tangible fixed assets22/27 | - | €1,139 | €656 | €172 | - | - |
| Plant, machinery and equipment23 | - | - | €656 | €172 | - | - |
| Current assets29/58 | €21,627 | €32,958 | €53,810 | €63,894 | €79,598 | ▲ 24.6% |
| Stocks and contracts in progress3 | €13,226 | €12,405 | €6,202 | €2,481 | €1,240 | ▼ 50.0% |
| Stocks30/36 | - | - | €6,202 | €2,481 | €1,240 | ▼ 50.0% |
| Amounts receivable within one year40/41 | €395 | €15,219 | €43,152 | €58,008 | €78,280 | ▲ 34.9% |
| Trade receivables40 | - | - | €1,865 | €1,865 | €1,865 | = |
| Other amounts receivable41 | - | - | €41,287 | €56,143 | €76,415 | ▲ 36.1% |
| Cash at bank and in hand54/58 | €8,005 | €5,334 | €3,967 | €1,715 | €78 | ▼ 95.5% |
| Deferred charges and accrued income490/1 | - | - | €489 | €1,689 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €21,627 | €34,097 | €54,466 | €64,066 | €79,598 | ▲ 24.2% |
| Equity10/15 | -€32,013 | €13,160 | €35,947 | €47,208 | €62,268 | ▲ 31.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€50,613 | -€5,440 | €17,347 | €28,608 | €43,668 | ▲ 52.6% |
| Amounts payable17/49 | €53,640 | €20,938 | €18,519 | €16,858 | €17,330 | ▲ 2.8% |
| Amounts payable after more than one year17 | €16,572 | €5,404 | - | - | - | - |
| Amounts payable within one year42/48 | €37,068 | €15,534 | €18,519 | €16,858 | €17,330 | ▲ 2.8% |
| Current portion of amounts payable after more than one year42 | - | - | €5,404 | - | - | - |
| Trade debts44 | €4,817 | €2,288 | €2,737 | €3,264 | €5,012 | ▲ 53.6% |
| Suppliers440/4 | - | - | €2,737 | €3,264 | €5,012 | ▲ 53.6% |
| Taxes, remuneration and social security45 | - | - | €10,378 | €13,594 | €12,317 | ▼ 9.4% |
| Taxes450/3 | - | - | €10,378 | €13,594 | €12,317 | ▼ 9.4% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€32,049 | €45,173 | €22,788 | €11,261 | €15,060 | ▲ 33.7% |
| + Depreciation and write-downs630 | €57,151 | €311 | €483 | €483 | €172 | ▼ 64.3% |
| Operating cash flow (approximation) | €25,102 | €45,484 | €23,271 | €11,744 | €15,232 | ▲ 29.7% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | - | - |
| Change in cash | - | -€2,671 | -€1,367 | -€2,252 | -€1,637 | ▲ 27.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 558 days late
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 143 days late
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 173 days late
2020
31-12
Financial
Back to profitnet €45,173
Net result €45,173 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 2.12
Current ratio from 0.58 to 2.12; short-term debt falls from €37,068 to €15,534.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet -€32,049
Net result drops to -€32,049, the lowest in the series; recovery starts the following year.
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
25-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 86 days late
2016
05-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo
Ground area
2,383 m²
Building footprint
347 m²
Volume, LiDAR
2,173 m³
Parcel 25763I0327/00L000, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763I0327/00L000 | Wallonia | 2,383 m² | 1 · 347 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,277 companies in sector 46160 we hold annual accounts for 687. 533 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded09-05-2014
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46180Agents specialised in the wholesale of other particular products
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0552780630
Also
9925:BE0552780630
Registered
07-07-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.