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Ara Concept

Active
Private limited companyfounded 20242 yrs activeRue Destrée 36, 7160 Chapelle-lez-Herlaimont, BelgiumKBO/BCE: BE 1008.664.891
Summary

The computed 12-month bankruptcy probability of Ara Concept is 2.4% (moderate). The 2025 annual accounts show equity of €46,049 and a net result of €44,049. Its solvency ranks better than 81% of 28254 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 5.09; short-term debt: 19.4% and cash: 7.8% of total assets), and 24.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.7%
Return on assets
72.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Ara Concept was incorporated on 22 April 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€46,049
Total assets
€60,858
Net result
€44,049
Working capital
€48,172

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €60,858
Fixed assets €894
Current assets €59,964
Equity and liabilities €60,858
Equity €46,049
Debt €14,809
Debt finances 24.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€56,129
Cash flow
€44,442
Current ratio
5.09
Debt to equity
0.32
ROE
95.7%
ROA
72.4%
Interest coverage
504.80
Debt ≤ 1 year
€11,792
Income taxes
€11,590
Staff costs
€14

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€60,858
Fixed assets21/28€894
Tangible fixed assets22/27€894
Plant, machinery and equipment23€894
Current assets29/58€59,964
Amounts receivable after more than one year29€48,500
Trade receivables290€48,500
Amounts receivable within one year40/41€6,743
Other amounts receivable41€6,743
Cash at bank and in hand54/58€4,721
Equity and liabilities
Total equity and liabilities10/49€60,858
Equity10/15€46,049
Contributions10/11€2,000
Outside capital11€2,000
Other1109/19€2,000
Profit (loss) carried forward14€44,049
Amounts payable17/49€14,809
Amounts payable within one year42/48€11,792
Taxes, remuneration and social security45€11,590
Taxes450/3€11,590
Other amounts payable47/48€202
Accrued charges and deferred income492/3€3,017
Income statement Code2025
Remuneration, social security and pensions62€14
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€393
Other operating charges640/8€1,184
Gross operating margin9900€57,327
Operating profit (loss)9901€55,735
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€111
Recurring financial charges65€111
Profit (loss) for the period before taxes9903€55,639
Income taxes67/77€11,590
Profit (loss) for the period9904€44,049
Profit (loss) for the period to be appropriated9905€44,049
Appropriation of the result
Profit (loss) to be appropriated9906€44,049

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€14
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€393
Other operating charges640/8€1,184
Gross operating margin9900€57,327
Operating profit (loss)9901€55,735
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€111
Recurring financial charges65€111
Profit (loss) for the period before taxes9903€55,639
Income taxes67/77€11,590
Profit (loss) for the period9904€44,049
Profit (loss) for the period to be appropriated9905€44,049
Line2025
Assets
Total assets20/58€60,858
Fixed assets21/28€894
Tangible fixed assets22/27€894
Plant, machinery and equipment23€894
Current assets29/58€59,964
Amounts receivable after more than one year29€48,500
Trade receivables290€48,500
Amounts receivable within one year40/41€6,743
Other amounts receivable41€6,743
Cash at bank and in hand54/58€4,721
Equity and liabilities
Total equity and liabilities10/49€60,858
Equity10/15€46,049
Contributions10/11€2,000
Outside capital11€2,000
Other1109/19€2,000
Profit (loss) carried forward14€44,049
Amounts payable17/49€14,809
Amounts payable within one year42/48€11,792
Taxes, remuneration and social security45€11,590
Taxes450/3€11,590
Other amounts payable47/48€202
Accrued charges and deferred income492/3€3,017
Line2025
Profit (loss) for the period9904€44,049
+ Depreciation and write-downs630€393
Operating cash flow (approximation)€44,442

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chapelle-lez-Herlaimont · 1 establishment unit since 2024
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Destrée 367160 Chapelle-lez-Herlaimont
1 establishment unit
Rue Destrée 36, 7160 Chapelle-lez-Herlaimont
Repair and maintenance of electrical equipment
since 20242.358.949.532

Similar companies · same sector, comparable size

Of 7,302 companies in sector 43350 we hold annual accounts for 2,363. 1,999 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-04-2024
Fiscal year end30-09
Activities, NACEBEL 2025
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008664891
Also 9925:BE1008664891
Registered 19-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.