AR ProFac-Solutions
ActiveAR ProFac-Solutions has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119k and a net result of €103k. Its solvency ranks better than 72% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+35
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days only on tighter terms
Liquidity ample (current ratio 4.15 against 1.67 in 2024; short-term debt: 23.9% and cash: 65.8% of total assets), and 23.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
66.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
18 d late
2024
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€119k▲ 660%
2024 · €16k
2024: €16k
2024 → 2025
Total assets
€156k▲ 300%
2024 · €39k
2024: €39k
2024 → 2025
Net result
€103k▲ 658%
2024 · €14k
2024: €14k
2024 → 2025
Working capital
€117k▲ 653%
2024 · €16k
2024: €16k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€16k-€119k▲ 660%
Operating result€18k-€132k▲ 630%
Net result€14k-€103k▲ 658%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 630% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€1k
Current assets
€154k
Equity and liabilities €156k
Equity
€119k▲ 660%
Debt
€37k▲ 59.1%
The debt ratio falls from 60.0% to 23.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€133k
Cash flow
€103k
Solvency
76.1%▲
2024 · 40.0%
Current ratio
4.15▲
2024 · 1.67
Quick ratio
4.15▲
2024 · 1.67
Debt / equity
0.31▼
2024 · 1.50
ROE
86.9%▼
2024 · 87.2%
ROA
66.1%▲
2024 · 34.9%
Interest coverage
73.70
Debt
€37k▲
2024 · €23k
Debt ≤ 1 year
€37k▲
2024 · €23k
Income taxes
€28k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€156k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Other tangible fixed assets26-€1k
Current assets29/58€39k€154k▲
Amounts receivable within one year40/41€13k€52k▲
Trade receivables40€13k€36k▲
Other amounts receivable41-€16k
Cash at bank and in hand54/58€25k€102k▲
Deferred charges and accrued income490/1€617€15▼
Equity and liabilities
Total equity and liabilities10/49€39k€156k▲
Equity10/15€16k€119k▲
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Profit (loss) carried forward14€14k€117k▲
Amounts payable17/49€23k€37k▲
Amounts payable within one year42/48€23k€37k▲
Trade debts44€1k€239▼
Suppliers440/4€1k€239▼
Taxes, remuneration and social security45€13k€37k▲
Taxes450/3€13k€37k▲
Other amounts payable47/48€9k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€253
Other operating charges640/8€427€127▼
Gross operating margin9900€19k€133k▲
Operating profit (loss)9901€18k€132k▲
Financial income75/76B-€318
Recurring financial income75-€318
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€17k€131k▲
Income taxes67/77€4k€28k▲
Profit (loss) for the period9904€14k€103k▲
Profit (loss) for the period to be appropriated9905€14k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€117k▲
Profit (loss) brought forward from the previous period14P-€14k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 4.15
Current ratio from 1.67 to 4.15.
31-12
Financial
Equity above €100kEq €119k ▲660%
2 profitable years in a row build equity to €119k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerheide 99220 Hamme (Vl.)Ground area
508 m²
Building footprint
131 m²
Volume, LiDAR
659 m³
Parcel 42452D0829/00P003, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AR ProFac-Solutions
since 20242.360.803.618
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452D0829/00P003 | Flanders | 508 m² | 1 · 131 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Sisqon
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INUIT
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THE STARTUP COFFEE COMPANY
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,846 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.