AR Interieur
ActiveSummary
The computed 12-month bankruptcy probability of AR Interieur is 2.6% (moderate). The 2025 annual accounts show equity of €12k and a net result of €-2k. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 13% of 27965 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+1
Solvency33▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.68 against 0.52 in 2024; short-term debt: 57.4% and cash: 9.7% of total assets), and 92.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.7%
Return on assets
-1.6%
Age of the figures
12 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-2k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 27965 sector peers (2025).
NBB · sector comparisonPosition among 27965 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
31 d early
2024
37 d early
2023
32 d early
2022
34 d early
2021
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 17.4%
2024 · €14k
2021: €15k
2022: €16k▲ +5.8% vs 2021
2023: €17k▲ +8.1% vs 2022highest in 5 years
2024: €14k▼ -18.2% vs 2023
2025: €12k▼ -17.4% vs 2024lowest in 5 years
2021 → 2025
Total assets
€153k▲ 1.8%
2024 · €151k
2021: €91klowest in 5 years
2022: €167k▲ +84.2% vs 2021
2023: €172k▲ +2.9% vs 2022highest in 5 years
2024: €151k▼ -12.2% vs 2023
2025: €153k▲ +1.8% vs 2024
2021 → 2025
Net result
€-2k▲ 21.4%
2024 · €-3k
2021: €11khighest in 5 years
2022: €886▼ -92.1% vs 2021
2023: €1k▲ +47.3% vs 2022
2024: €-3k▼ -343% vs 2023lowest in 5 years
2025: €-2k▲ +21.4% vs 2024
2021 → 2025
Working capital
€-28k▲ 22.5%
2024 · €-36k
2021: €-26khighest in 5 years
2022: €-35k▼ -33.6% vs 2021
2023: €-38k▼ -7.3% vs 2022lowest in 5 years
2024: €-36k▲ +4.9% vs 2023
2025: €-28k▲ +22.5% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€16k▲ 5.8%€17k▲ 8.1%€14k▼ 18.2%€12k▼ 17.4%
2021: €15k
2022: €16k▲ +5.8% vs 2021
2023: €17k▲ +8.1% vs 2022highest in 5 years
2024: €14k▼ -18.2% vs 2023
2025: €12k▼ -17.4% vs 2024lowest in 5 years
Operating result€15k-€4k▼ 74.6%€5k▲ 26.2%€-603€-1k▼ 93.3%
2021: €15khighest in 5 years
2022: €4k▼ -74.6% vs 2021
2023: €5k▲ +26.2% vs 2022
2024: €-603▼ -113% vs 2023
2025: €-1k▼ -93.3% vs 2024lowest in 5 years
Net result€11k-€886▼ 92.1%€1k▲ 47.3%€-3k€-2k▲ 21.4%
2021: €11khighest in 5 years
2022: €886▼ -92.1% vs 2021
2023: €1k▲ +47.3% vs 2022
2024: €-3k▼ -343% vs 2023lowest in 5 years
2025: €-2k▲ +21.4% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €603 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€93k ▼ 16.8%
Current assets
€60k ▲ 55.3%
Equity and liabilities €153k
Equity
€12k ▼ 17.4%
Debt
€142k ▲ 3.8%
Debt's share of the balance-sheet total rises from 90.5% to 92.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€18k▼
2024 · €19k
Cash flow
€17k▼
2024 · €17k
Current ratio
0.68▲
2024 · 0.52
Quick ratio
0.62▲
2024 · 0.35
Debt to equity
12.02▲
2024 · 9.56
ROE
-21.1%▲
2024 · -22.2%
ROA
-1.6%▲
2024 · -2.1%
Interest coverage
9.41▲
2024 · 7.96
Debt ≤ 1 year
€88k▲
2024 · €75k
Debt > 1 year
€54k▼
2024 · €62k
Income taxes
€131▼
2024 · €317
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€151k€153k▲
Fixed assets21/28€112k€93k▼
Intangible fixed assets21€262-
Tangible fixed assets22/27€109k€91k▼
Land and buildings22€60k€56k▼
Plant, machinery and equipment23€13k€7k▼
Furniture and vehicles24€9k€469▼
Other tangible fixed assets26€28k€27k▼
Financial fixed assets28€3k€3k=
Current assets29/58€39k€60k▲
Stocks and contracts in progress3€12k€5k▼
Stocks30/36€3k€5k▲
Contracts in progress37€9k-
Amounts receivable within one year40/41€6k€33k▲
Trade receivables40€5k€30k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€13k€15k▲
Deferred charges and accrued income490/1€7k€7k▼
Equity and liabilities
Total equity and liabilities10/49€151k€153k▲
Equity10/15€14k€12k▼
Contributions10/11€4k€4k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14€-979€-3k▼
Amounts payable17/49€136k€142k▲
Amounts payable after more than one year17€62k€54k▼
Financial debts170/4€62k€54k▼
Amounts payable within one year42/48€75k€88k▲
Current portion of amounts payable after more than one year42€11k€8k▼
Trade debts44€9k€24k▲
Suppliers440/4€9k€24k▲
Advances received on contracts in progress46€174€842▲
Taxes, remuneration and social security45€249€1k▲
Taxes450/3€249€1k▲
Other amounts payable47/48€55k€54k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€20k€19k▼
Operating profit (loss)9901€-603€-1k▼
Financial income75/76B€178€715▲
Recurring financial income75€178€715▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-3k€-2k▲
Income taxes67/77€317€131▼
Profit (loss) for the period9904€-3k€-2k▲
Profit (loss) for the period to be appropriated9905€-3k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-979€-3k▼
Profit (loss) brought forward from the previous period14P€2k€-979▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €14k | €19k | €20k | €19k | ▼ 3.9% |
| Other operating charges640/8 | - | €654 | €732 | €1k | €1k | ▲ 3.0% |
| Gross operating margin9900 | €29k | €18k | €24k | €20k | €19k | ▼ 6.4% |
| Operating profit (loss)9901 | €15k | €4k | €5k | €-603 | €-1k | ▼ 93.3% |
| Financial income75/76B | - | €745 | €436 | €178 | €715 | ▲ 302% |
| Recurring financial income75 | €135 | €745 | €436 | €178 | €715 | ▲ 302% |
| Financial charges65/66B | - | €2k | €3k | €2k | €2k | ▼ 21.3% |
| Recurring financial charges65 | €195 | €2k | €3k | €2k | €2k | ▼ 21.3% |
| Profit (loss) for the period before taxes9903 | €15k | €2k | €2k | €-3k | €-2k | ▲ 17.2% |
| Income taxes67/77 | €3k | €1k | €835 | €317 | €131 | ▼ 58.7% |
| Profit (loss) for the period9904 | €11k | €886 | €1k | €-3k | €-2k | ▲ 21.4% |
| Profit (loss) for the period to be appropriated9905 | €11k | €886 | €1k | €-3k | €-2k | ▲ 21.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €91k | €167k | €172k | €151k | €153k | ▲ 1.8% |
| Fixed assets21/28 | €48k | €128k | €127k | €112k | €93k | ▼ 16.8% |
| Intangible fixed assets21 | €1k | €788 | €525 | €262 | - | - |
| Tangible fixed assets22/27 | €47k | €127k | €124k | €109k | €91k | ▼ 16.9% |
| Land and buildings22 | - | €66k | €63k | €60k | €56k | ▼ 5.7% |
| Plant, machinery and equipment23 | - | €10k | €15k | €13k | €7k | ▼ 44.0% |
| Furniture and vehicles24 | - | €25k | €17k | €9k | €469 | ▼ 94.6% |
| Other tangible fixed assets26 | - | €25k | €29k | €28k | €27k | ▼ 4.4% |
| Financial fixed assets28 | - | - | €3k | €3k | €3k | = |
| Current assets29/58 | €42k | €39k | €44k | €39k | €60k | ▲ 55.3% |
| Stocks and contracts in progress3 | €5k | €12k | €8k | €12k | €5k | ▼ 56.5% |
| Stocks30/36 | - | €3k | €3k | €3k | €5k | ▲ 86.9% |
| Contracts in progress37 | - | €10k | €6k | €9k | - | - |
| Amounts receivable within one year40/41 | €12k | €13k | €26k | €6k | €33k | ▲ 416% |
| Trade receivables40 | - | €11k | €24k | €5k | €30k | ▲ 466% |
| Other amounts receivable41 | - | €2k | €2k | €1k | €3k | ▲ 167% |
| Cash at bank and in hand54/58 | €14k | €13k | €8k | €13k | €15k | ▲ 15.7% |
| Deferred charges and accrued income490/1 | - | €901 | €2k | €7k | €7k | ▼ 3.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €91k | €167k | €172k | €151k | €153k | ▲ 1.8% |
| Equity10/15 | €15k | €16k | €17k | €14k | €12k | ▼ 17.4% |
| Contributions10/11 | - | €4k | €4k | €4k | €4k | = |
| Reserves13 | €11k | €11k | €11k | €11k | €11k | = |
| Distributable reserves133 | - | €11k | €11k | €11k | €11k | = |
| Profit (loss) carried forward14 | - | €886 | €2k | €-979 | €-3k | ▼ 254% |
| Amounts payable17/49 | €75k | €151k | €154k | €136k | €142k | ▲ 3.8% |
| Amounts payable after more than one year17 | €7k | €76k | €72k | €62k | €54k | ▼ 13.3% |
| Financial debts170/4 | - | €76k | €72k | €62k | €54k | ▼ 13.3% |
| Amounts payable within one year42/48 | €69k | €74k | €82k | €75k | €88k | ▲ 17.9% |
| Current portion of amounts payable after more than one year42 | - | €8k | €10k | €11k | €8k | ▼ 22.8% |
| Trade debts44 | €16k | €11k | €16k | €9k | €24k | ▲ 176% |
| Suppliers440/4 | - | €11k | €16k | €9k | €24k | ▲ 176% |
| Advances received on contracts in progress46 | - | - | - | €174 | €842 | ▲ 384% |
| Taxes, remuneration and social security45 | - | €1k | €2k | €249 | €1k | ▲ 330% |
| Taxes450/3 | - | €1k | €2k | €249 | €1k | ▲ 330% |
| Other amounts payable47/48 | - | €55k | €54k | €55k | €54k | ▼ 2.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11k | €886 | €1k | €-3k | €-2k | ▲ 21.4% |
| + Depreciation and write-downs630 | €13k | €14k | €19k | €20k | €19k | ▼ 3.9% |
| Operating cash flow (approximation) | €24k | €15k | €20k | €17k | €17k | ▼ 0.6% |
| Investment in fixed assets (approximation) | - | €-93k | €-18k | €-5k | €-367 | ▲ 91.9% |
| Change in cash | - | €-1k | €-5k | €5k | €2k | ▼ 57.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2020
Ground area
317 m²
Building footprint
130 m²
Volume, LiDAR
703 m³
Parcel 36503C1252/00P005, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AR Interieur
since 20202.306.377.413
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36503C1252/00P005 | Flanders | 317 m² | 1 · 130 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 600 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 600 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 5,013 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-08-2020
Fiscal year end30-09
Activities, NACEBEL 2025
43320Joinery installation
31002Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
31009Manufacture of furniture
Contact
E-mail
info@arinterieur.be
Scores and ratios are computed by Checked and are not a credit decision.