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Ar-boris

Active
Private limited companyfounded 20242 yrs activeKreupelstraat 142, 1980 Zemst, BelgiumKBO/BCE: BE 1014.146.975
Summary

The computed 12-month bankruptcy probability of Ar-boris is 2.6% (moderate). The 2025 annual accounts show equity of €6,233 and a net result of €3,233. Its solvency ranks better than 19% of 4564 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability75
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4564 sector peers (2025).
NBB · sector comparison
Position among 4564 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
30 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 26 September 2024, Ar-boris was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€6,233
Total assets
€60,947
Net result
€3,233
Working capital
-€19,926

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €60,947
Fixed assets €40,781
Current assets €20,166
Equity and liabilities €60,947
Equity €6,233
Debt €54,713
Debt finances 89.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€16,323
Cash flow
€14,491
Current ratio
0.50
Debt to equity
8.78
ROE
51.9%
ROA
5.3%
Interest coverage
11.52
Debt ≤ 1 year
€40,092
Debt > 1 year
€14,621
Income taxes
€430
Staff costs
€28,257

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 47 lines
Balance sheet Code2025
Assets
Total assets20/58€60,947
Fixed assets21/28€40,781
Tangible fixed assets22/27€40,556
Plant, machinery and equipment23€7,771
Furniture and vehicles24€9,809
Leasing and similar rights25€18,749
Other tangible fixed assets26€4,227
Financial fixed assets28€225
Current assets29/58€20,166
Amounts receivable within one year40/41€8,720
Trade receivables40€8,720
Cash at bank and in hand54/58€9,733
Deferred charges and accrued income490/1€1,713
Equity and liabilities
Total equity and liabilities10/49€60,947
Equity10/15€6,233
Contributions10/11€3,000
Reserves13€3,233
Distributable reserves133€3,233
Amounts payable17/49€54,713
Amounts payable after more than one year17€14,621
Financial debts170/4€14,621
Amounts payable within one year42/48€40,092
Current portion of amounts payable after more than one year42€4,516
Trade debts44€17,622
Suppliers440/4€17,622
Taxes, remuneration and social security45€1,918
Taxes450/3€1,878
Remuneration and social security454/9€40
Other amounts payable47/48€16,037
Income statement Code2025
Non-recurring operating income76A€149
Remuneration, social security and pensions62€28,257
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,258
Other operating charges640/8€727
Non-recurring operating charges66A€564
Gross operating margin9900€45,871
Operating profit (loss)9901€5,065
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€1,417
Recurring financial charges65€1,417
Profit (loss) for the period before taxes9903€3,663
Income taxes67/77€430
Profit (loss) for the period9904€3,233
Profit (loss) for the period to be appropriated9905€3,233
Appropriation of the result
Profit (loss) to be appropriated9906€3,233
Transfer to equity691/2€3,233
To other reserves6921€3,233

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Non-recurring operating income76A€149
Remuneration, social security and pensions62€28,257
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,258
Other operating charges640/8€727
Non-recurring operating charges66A€564
Gross operating margin9900€45,871
Operating profit (loss)9901€5,065
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€1,417
Recurring financial charges65€1,417
Profit (loss) for the period before taxes9903€3,663
Income taxes67/77€430
Profit (loss) for the period9904€3,233
Profit (loss) for the period to be appropriated9905€3,233
Line2025
Assets
Total assets20/58€60,947
Fixed assets21/28€40,781
Tangible fixed assets22/27€40,556
Plant, machinery and equipment23€7,771
Furniture and vehicles24€9,809
Leasing and similar rights25€18,749
Other tangible fixed assets26€4,227
Financial fixed assets28€225
Current assets29/58€20,166
Amounts receivable within one year40/41€8,720
Trade receivables40€8,720
Cash at bank and in hand54/58€9,733
Deferred charges and accrued income490/1€1,713
Equity and liabilities
Total equity and liabilities10/49€60,947
Equity10/15€6,233
Contributions10/11€3,000
Reserves13€3,233
Distributable reserves133€3,233
Amounts payable17/49€54,713
Amounts payable after more than one year17€14,621
Financial debts170/4€14,621
Amounts payable within one year42/48€40,092
Current portion of amounts payable after more than one year42€4,516
Trade debts44€17,622
Suppliers440/4€17,622
Taxes, remuneration and social security45€1,918
Taxes450/3€1,878
Remuneration and social security454/9€40
Other amounts payable47/48€16,037
Line2025
Profit (loss) for the period9904€3,233
+ Depreciation and write-downs630€11,258
Operating cash flow (approximation)€14,491

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
506 m²
Building footprint
104 m²
Volume, LiDAR
508 m³
Parcel 23020D0045/00N000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Ar-boris
Kreupelstraat 142, 1980 ZemstLandscape service activities
since 20242.364.603.048
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23020D0045/00N000 Flanders 505 m² 1 · 104 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 306 EUR awarded · 306 EUR paid
Year Entries awardedpaid
2025 1 306 EUR306 EUR
Schemes
1 entry · 306 EUR · 306 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 21,225 companies in sector 81300 we hold annual accounts for 4,366. 1,911 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded26-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014146975
Also 9925:BE1014146975
Registered 02-04-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.