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Private limited companyfounded 200719 yrs activeKraaivenstraat 17, 2820 Bonheiden, BelgiumKBO/BCE: BE 0891.452.566
Summary

AQUOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €125,919. Equity is shrinking by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 5651 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
6 d early
2023
1 d early
2022
4 d early
2021
13 d early
2020
1 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close01-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 August 2007, AQUOS was incorporated.1 Total assets went from EUR 3.2 million in 2019 to EUR 1.9 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1.2m▲ 11.7%
2024 · €1.1m
Net result
€125,919▲ 1,941%
2024 · €6,168
Total assets
€1.9m▼ 12.2%
2024 · €2.1m
Solvency
64.7%▲ 13.8pp
2024 · 50.8%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€15,956▲ 85.1%-€52,770▼ 231%-€64,055▼ 21.4%€9,674€132,956▲ 1,274%
Net result-€33,478below the sector's middle half▲ 88.8%-€57,679below the sector's middle half▼ 72.3%-€47,994below the sector's middle half▲ 16.8%€6,168within the sector's middle half€125,919within the sector's middle half▲ 1,941%
Equity€2.6mabove the sector's middle half▼ 1.3%€1.9mabove the sector's middle half▼ 25.6%€1.9mwithin the sector's middle half▼ 2.5%€1.1mwithin the sector's middle half▼ 42.5%€1.2mwithin the sector's middle half▲ 11.7%
Total assets€3.0mabove the sector's middle half▲ 0.2%€2.8mabove the sector's middle half▼ 5.8%€2.1mwithin the sector's middle half▼ 26.5%€2.1mwithin the sector's middle half▲ 0.8%€1.9mwithin the sector's middle half▼ 12.2%
Debt€449,465▲ 9.3%€933,200▲ 108%€225,917▼ 75.8%€1.0m▲ 359%€654,892▼ 36.9%
Working capital€2.7mabove the sector's middle half▼ 3.3%€2.0mabove the sector's middle half▼ 26.1%€2.0mabove the sector's middle half▼ 3.6%€1.2mabove the sector's middle half▼ 37.8%€1.3mabove the sector's middle half▲ 9.9%
Solvency85.1%above the sector's middle half▼ 1.2pp67.2%within the sector's middle half▼ 17.9pp89.2%above the sector's middle half▲ 22.0pp50.8%within the sector's middle half▼ 38.4pp64.7%within the sector's middle half▲ 13.8pp
Current ratio16.03above the sector's middle half▼ 11.763.91within the sector's middle half▼ 12.1278.57above the sector's middle half▲ 74.672.46within the sector's middle half▼ 76.123.94above the sector's middle half▲ 1.49
Return on assets (ROA)-1.1%below the sector's middle half▲ 8.8pp-2.0%below the sector's middle half▼ 0.9pp-2.3%below the sector's middle half▼ 0.3pp0.3%below the sector's middle half▲ 2.6pp6.8%within the sector's middle half▲ 6.5pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000€100,000€150,000Operating result 2021: -€15,956-€15,956Net result 2021: -€33,478-€33,478Operating result 2022: -€52,770-€52,770Net result 2022: -€57,679-€57,679Operating result 2023: -€64,055-€64,055Net result 2023: -€47,994-€47,994Operating result 2024: €9,674€9,674Net result 2024: €6,168€6,168Operating result 2025: €132,956€132,956Net result 2025: €125,919€125,91920212022202320242025-€100,000-€50,000€0€50,000€100,000€150,000Operating result 2023: -€64,055-€64,100Net result 2023: -€47,994-€48,000Operating result 2024: €9,674€9,670Net result 2024: €6,168€6,170Operating result 2025: €132,956€133,000Net result 2025: €125,919€126,000202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,274% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.9m
Fixed assets €58,844 ▲ 10.8%
Current assets €1.8m ▼ 12.8%
Equity and liabilities €1.9m
Equity €1.2m ▲ 11.7%
Debt €654,892 ▼ 36.9%
Debt's share of the balance-sheet total falls from 49.2% to 35.3%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
10.5%▲
2024 · 0.6%
Debt ≤ 1 year
€454,892▼
2024 · €837,293
Debt > 1 year
€200,000=
2024 · €200,000
Income taxes
€17,864▲
2024 · €127
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.1m€1.9m▼
Fixed assets21/28€53,117€58,844▲
Tangible fixed assets22/27€10,021€15,747▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€701€13,306▲
Other tangible fixed assets26€9,320€2,441▼
Financial fixed assets28€43,096€43,096=
Current assets29/58€2.1m€1.8m▼
Amounts receivable after more than one year29€1.2m€1.2m▼
Other amounts receivable291€1.2m€1.2m▼
Amounts receivable within one year40/41€49,679€42,324▼
Trade receivables40€28,150€27,266▼
Other amounts receivable41€21,530€15,058▼
Current investments50/53€1,211€1,211=
Cash at bank and in hand54/58€814,371€592,889▼
Deferred charges and accrued income490/1€1,512€3,507▲
Equity and liabilities
Total equity and liabilities10/49€2.1m€1.9m▼
Equity10/15€1.1m€1.2m▲
Contributions10/11€70,000€70,000=
Reserves13€1.0m€1.1m▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1.0m€1.1m▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.0m€654,892▼
Amounts payable after more than one year17€200,000€200,000=
Financial debts170/4€200,000€200,000=
Amounts payable within one year42/48€837,293€454,892▼
Current portion of amounts payable after more than one year42€25,000€25,000=
Financial debts43-€52
Credit institutions430/8-€52
Trade debts44€3,235€5,234▲
Suppliers440/4€3,235€5,234▲
Taxes, remuneration and social security45€64,209€40,129▼
Taxes450/3€64,209€38,060▼
Remuneration and social security454/9-€2,069
Other amounts payable47/48€744,849€384,477▼
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,571€15,945▲
Other operating charges640/8€516€507▼
Non-recurring operating charges66A€50,000€0▼
Gross operating margin9900€67,761€149,409▲
Operating profit (loss)9901€9,674€132,956▲
Financial income75/76B€58,768€56,102▼
Recurring financial income75€58,768€56,102▼
Financial charges65/66B€62,146€45,276▼
Recurring financial charges65€38,210€45,276▲
Non-recurring financial charges66B€23,936€0▼
Profit (loss) for the period before taxes9903€6,296€143,783▲
Income taxes67/77€127€17,864▲
Profit (loss) for the period9904€6,168€125,919▲
Profit (loss) for the period to be appropriated9905€6,168€125,919▲
Appropriation of the result
Profit (loss) to be appropriated9906€6,168€125,919▲
Transfer from equity791/2€800,000€0▼
Transfer to equity691/2€6,168€125,919▲
To other reserves6921€6,168€125,919▲
Profit to be distributed694/7€800,000€0▼
Return on contributions (dividend)694€800,000€0▼
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A-€6,157€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,744€11,044€10,144€7,571€15,945▲ 111%
Other operating charges640/8-€18,748€1,077€516€507▼ 1.6%
Non-recurring operating charges66A---€50,000€0▼ 100%
Gross operating margin9900€1,411-€22,978-€52,833€67,761€149,409▲ 120%
Operating profit (loss)9901-€15,956-€52,770-€64,055€9,674€132,956▲ 1,274%
Financial income75/76B-€63,044€184,483€58,768€56,102▼ 4.5%
Recurring financial income75€55,862€63,044€184,483€58,768€56,102▼ 4.5%
Financial charges65/66B-€58,970€168,287€62,146€45,276▼ 27.1%
Recurring financial charges65€73,139€58,970€168,287€38,210€45,276▲ 18.5%
Non-recurring financial charges66B---€23,936€0▼ 100%
Profit (loss) for the period before taxes9903-€33,232-€48,696-€47,859€6,296€143,783▲ 2,184%
Income taxes67/77€245€8,983€136€127€17,864▲ 13,915%
Profit (loss) for the period9904-€33,478-€57,679-€47,994€6,168€125,919▲ 1,941%
Profit (loss) for the period to be appropriated9905-€33,478-€57,679-€47,994€6,168€125,919▲ 1,941%
Line20212022202320242025Change
Assets
Total assets20/58€3.0m€2.8m€2.1m€2.1m€1.9m▼ 12.2%
Fixed assets21/28€89,827€117,737€107,592€53,117€58,844▲ 10.8%
Tangible fixed assets22/27€49,827€27,737€17,592€10,021€15,747▲ 57.1%
Plant, machinery and equipment23-€2,865€146€0--
Furniture and vehicles24-€1,793€1,247€701€13,306▲ 1,797%
Other tangible fixed assets26-€23,078€16,199€9,320€2,441▼ 73.8%
Financial fixed assets28€40,000€90,000€90,000€43,096€43,096=
Current assets29/58€2.9m€2.7m€2.0m€2.1m€1.8m▼ 12.8%
Amounts receivable after more than one year29-€1.2m€1.2m€1.2m€1.2m▼ 3.0%
Other amounts receivable291-€1.2m€1.2m€1.2m€1.2m▼ 3.0%
Amounts receivable within one year40/41€52,755€44,802€38,494€49,679€42,324▼ 14.8%
Trade receivables40-€25,660€8,303€28,150€27,266▼ 3.1%
Other amounts receivable41-€19,143€30,190€21,530€15,058▼ 30.1%
Current investments50/53€1.5m€1.2m€1,211€1,211€1,211=
Cash at bank and in hand54/58€184,110€242,663€717,709€814,371€592,889▼ 27.2%
Deferred charges and accrued income490/1-€6,049€0€1,512€3,507▲ 132%
Equity and liabilities
Total equity and liabilities10/49€3.0m€2.8m€2.1m€2.1m€1.9m▼ 12.2%
Equity10/15€2.6m€1.9m€1.9m€1.1m€1.2m▲ 11.7%
Contributions10/11-€50,000€50,000€70,000€70,000=
Reserves13€2.5m€1.9m€1.8m€1.0m€1.1m▲ 12.6%
Non-distributable reserves130/1-€20,000€20,000€0--
Reserves not available under the articles1311-€20,000€20,000€0--
Distributable reserves133-€1.8m€1.8m€1.0m€1.1m▲ 12.6%
Profit (loss) carried forward14--€0€0€0-
Amounts payable17/49€449,465€933,200€225,917€1.0m€654,892▼ 36.9%
Amounts payable after more than one year17€266,650€234,982€200,000€200,000€200,000=
Financial debts170/4-€234,982€200,000€200,000€200,000=
Amounts payable within one year42/48€182,815€698,218€25,252€837,293€454,892▼ 45.7%
Current portion of amounts payable after more than one year42-€31,668€25,000€25,000€25,000=
Financial debts43-€203€0-€52-
Credit institutions430/8-€203€0-€52-
Trade debts44€4,214€17,767€252€3,235€5,234▲ 61.8%
Suppliers440/4-€17,767€252€3,235€5,234▲ 61.8%
Advances received on contracts in progress46-€1,603€0---
Taxes, remuneration and social security45-€53,574€0€64,209€40,129▼ 37.5%
Taxes450/3-€51,505€0€64,209€38,060▼ 40.7%
Remuneration and social security454/9-€2,069€0-€2,069-
Other amounts payable47/48-€593,403€0€744,849€384,477▼ 48.4%
Accrued charges and deferred income492/3--€664€0--
Line20212022202320242025Change
Profit (loss) for the period9904-€33,478-€57,679-€47,994€6,168€125,919▲ 1,941%
+ Depreciation and write-downs630€16,744€11,044€10,144€7,571€15,945▲ 111%
Operating cash flow (approximation)-€16,733-€46,635-€37,850€13,739€141,864▲ 933%
Investment in fixed assets (approximation)--€38,954€0€46,904-€21,671▼ 146%
Change in cash-€58,553€475,046€96,662-€221,481▼ 329%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Highest result since 2019net €125,919 ▲1,941%
Operating result €132,956, net result €125,919, both a record.
2024
25-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial Back to profitnet €6,168
Net result €6,168 after 4 loss-making years.
2023
30-10
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial Liquidity times 20current ratio 78.57
Current ratio from 3.91 to 78.57; short-term debt falls from €698,218 to €25,252.
2022
27-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
18-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
30-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Weakest financial yearnet -€297,695
Net result drops to -€297,695, the lowest in the series; recovery starts the following year.
2019
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
1,576 m²
Building footprint
231 m²
Volume, LiDAR
1,038 m³
Parcel 12031C0172/00R000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AQUOS INTERNATIONAL ID CONSULTANCY
Kraaivenstraat 17, 2820 BonheidenNACE 74151
since 20072.164.784.038
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12031C0172/00R000 Flanders 1,576 m² 1 · 231 m² 6.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-03-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 31-03-2025 of AQUOS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

549300N1D5MUAUKPSI60
live in the LEI register

Similar companies · same sector, comparable size

Of 24,721 companies in this sector we hold annual accounts for 19,804. 12,272 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded09-08-2007
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0891452566
Also 9925:BE0891452566
Registered 05-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.