AQUINOT 12
ActiveThe computed 12-month bankruptcy probability of AQUINOT 12 is 2.3% (moderate). The 2025 annual accounts show equity of €200k and a net result of €2k. Equity is growing by ~2.7% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-2
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 11.7 against 34.64 in 2024; short-term debt: 4.2% and cash: 37.2% of total assets), and 4.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.8%
Return on assets
1.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
53 d early
2024
23 d early
2023
27 d early
2022
2 d late
2021
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€200k▲ 1.2%
2024 · €197k
2021: €181k
2022: €185k
2023: €191k
2024: €197k
2021 → 2025
Total assets
€209k▲ 4.3%
2024 · €200k
2021: €181k
2022: €186k
2023: €193k
2024: €200k
2021 → 2025
Net result
€2k▼ 60.6%
2024 · €6k
2021: €-4k
2022: €4k
2023: €6k
2024: €6k
2021 → 2025
Working capital
€94k▲ 6.5%
2024 · €88k
2022: €72k
2023: €77k
2024: €88k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€181k-€185k▲ 2.2%€191k▲ 3.3%€197k▲ 3.1%€200k▲ 1.2%
Operating result€-4k-€4k€6k▲ 49.5%€8k▲ 27.5%€3k▼ 57.8%
Net result€-4k-€4k€6k▲ 50.9%€6k▼ 2.5%€2k▼ 60.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 58% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209k
Fixed assets
€106k▼ 3.1%
Current assets
€103k▲ 13.0%
Equity and liabilities €209k
Equity
€200k▲ 1.2%
Debt
€9k▲ 235%
The debt ratio rises from 1.3% to 4.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €13k
Cash flow
€7k▼
2024 · €11k
Solvency
95.8%▼
2024 · 98.7%
Current ratio
11.70▼
2024 · 34.64
Quick ratio
11.70▼
2024 · 34.64
Debt / equity
0.04▲
2024 · 0.01
ROE
1.2%▼
2024 · 3.0%
ROA
1.1%▼
2024 · 3.0%
Interest coverage
53.41▼
2024 · 96.35
Debt
€9k▲
2024 · €3k
Debt ≤ 1 year
€9k▲
2024 · €3k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€200k€209k▲
Fixed assets21/28€109k€106k▼
Tangible fixed assets22/27€109k€106k▼
Land and buildings22€81k€81k=
Furniture and vehicles24€685€179▼
Other tangible fixed assets26€28k€25k▼
Current assets29/58€91k€103k▲
Amounts receivable within one year40/41€15k€15k=
Other amounts receivable41€15k€15k=
Cash at bank and in hand54/58€66k€78k▲
Deferred charges and accrued income490/1€10k€10k▲
Equity and liabilities
Total equity and liabilities10/49€200k€209k▲
Equity10/15€197k€200k▲
Contributions10/11€227k€227k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€-32k€-30k▲
Amounts payable17/49€3k€9k▲
Amounts payable within one year42/48€3k€9k▲
Trade debts44-€4k
Suppliers440/4-€4k
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€759€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€17k€12k▼
Operating profit (loss)9901€8k€3k▼
Financial income75/76B€18€210▲
Recurring financial income75€18€210▲
Financial charges65/66B€135€150▲
Recurring financial charges65€135€150▲
Profit (loss) for the period before taxes9903€8k€3k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€6k€2k▼
Profit (loss) for the period to be appropriated9905€6k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-30k▲
Profit (loss) brought forward from the previous period14P€-38k€-32k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €6k ▲50.9%
Net result €6k, the highest in the series.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Aquinot 101380 LasneGround area
1.2 ha
Building footprint
232 m²
Volume, LiDAR
1,934 m³
Parcel 25051B0239/00C002, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue d'Aquinot 10, 1380 Lasne
since 20212.313.044.182
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051B0239/00C002 | Wallonia | 1.2 ha | 1 · 232 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.