AQUACONFORT
ActiveAQUACONFORT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.49M and a net result of €25k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▲+21
Solvency100▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 4.37 against 4.07 in 2024; short-term debt: 21.5% of total assets), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.7%
Return on assets
1.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
28 d early
2024
19 d late
2023
1 d early
2022
20 d early
2021
32 d early
2020
31 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€4.72M
EBIT margin
2.7%
Net result
€25k
2024 · €-46k
2018: €4k
2019: €5k
2020: €102k
2021: €176k
2022: €263k
2023: €112k
2024: €-46k
2018 → 2025
Working capital
€1.44M▼ 2.6%
2024 · €1.48M
2018: €1.17M
2019: €1.14M
2020: €1.02M
2021: €1.20M
2022: €1.52M
2023: €1.48M
2024: €1.48M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€4.72M
Equity€1.25M-€1.52M▲ 21.0%€1.51M▼ 0.5%€1.46M▼ 3.0%€1.49M▲ 1.7%
Operating result€198k-€313k▲ 58.5%€128k▼ 59.2%€-70k€21k
Net result€176k-€263k▲ 49.5%€112k▼ 57.3%€-46k€25k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €21k after a loss of €70k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.99M
Fixed assets
€121k▲ 3.3%
Current assets
€1.87M▼ 4.7%
Equity and liabilities €1.99M
Equity
€1.49M▲ 1.7%
Debt
€503k▼ 18.4%
The debt ratio falls from 29.7% to 25.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €-36k
Cash flow
€66k▲
2024 · €-12k
Solvency
74.7%▲
2024 · 70.3%
Current ratio
4.37▲
2024 · 4.07
Quick ratio
1.24▲
2024 · 1.05
Debt / equity
0.34▼
2024 · 0.42
ROE
1.7%▲
2024 · -3.1%
ROA
1.3%▲
2024 · -2.2%
Interest coverage
2.00▲
2024 · -1.32
Debt
€503k▼
2024 · €616k
Debt ≤ 1 year
€428k▼
2024 · €482k
Debt > 1 year
€75k▼
2024 · €134k
Income taxes
€13k▲
2024 · €17
Staff costs
€284k▼
2024 · €310k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.08M€1.99M▼
Fixed assets21/28€117k€121k▲
Intangible fixed assets21€17k€45k▲
Tangible fixed assets22/27€90k€62k▼
Plant, machinery and equipment23€50k€35k▼
Furniture and vehicles24€40k€27k▼
Financial fixed assets28€10k€13k▲
Current assets29/58€1.96M€1.87M▼
Stocks and contracts in progress3€1.45M€1.34M▼
Stocks30/36€1.45M€1.34M▼
Amounts receivable within one year40/41€315k€312k▼
Trade receivables40€212k€276k▲
Other amounts receivable41€103k€36k▼
Current investments50/53-€219k
Cash at bank and in hand54/58€193k-
Equity and liabilities
Total equity and liabilities10/49€2.08M€1.99M▼
Equity10/15€1.46M€1.49M▲
Contributions10/11€63k€63k=
Capital10€63k€63k=
Issued capital100€63k€63k=
Reserves13€1.40M€1.42M▲
Non-distributable reserves130/1€109k€109k=
Legal reserve130€9k€9k=
Reserves not available under the articles1311-€100k
Other1319€100k-
Distributable reserves133€1.29M€1.32M▲
Amounts payable17/49€616k€503k▼
Amounts payable after more than one year17€134k€75k▼
Financial debts170/4€134k€75k▼
Amounts payable within one year42/48€482k€428k▼
Current portion of amounts payable after more than one year42€69k€57k▼
Trade debts44€131k€110k▼
Suppliers440/4€131k€110k▼
Taxes, remuneration and social security45€57k€77k▲
Taxes450/3€36k€62k▲
Remuneration and social security454/9€21k€15k▼
Other amounts payable47/48€225k€184k▼
Income statement
Code20242025
Remuneration, social security and pensions62€310k€284k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€41k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k-
Other operating charges640/8€45k€46k▲
Gross operating margin9900€321k€392k▲
Operating profit (loss)9901€-70k€21k▲
Financial income75/76B€51k€48k▼
Recurring financial income75€49k€46k▼
Non-recurring financial income76B€3k€2k▼
Financial charges65/66B€27k€31k▲
Recurring financial charges65€27k€31k▲
Profit (loss) for the period before taxes9903€-46k€38k▲
Income taxes67/77€17€13k▲
Profit (loss) for the period9904€-46k€25k▲
Profit (loss) for the period to be appropriated9905€-46k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€25k▲
Transfer from equity791/2€46k-
Transfer to equity691/2-€25k
To other reserves6921-€25k
Social balance
Average headcount (FTE)90875.0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial
Weakest financial yearnet €-46k ▼141%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €263k ▲49.5%
Operating result €313k, net result €263k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 12 days late
2018
05-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bois Sainte Marie(AUV) 1785060 SambrevilleGround area
5,852 m²
Building footprint
2,913 m²
Volume, LiDAR
22,058 m³
Parcel 92007A0520/00M003, Wallonia · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AQUACONFORT
since 20172.267.942.746
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92007A0520/00M003 | Wallonia | 5,852 m² | 1 · 2,913 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 473 companies in sector 46842 we hold annual accounts for 346. 242 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-07-2017
Fiscal year end31-12
Activities, NACEBEL
46831Wholesale of construction materials, general range
46842Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.aquaconfort.be
E-mail:direction@aquaconfort.be