Turnover
≈ €240,000 estimated
The accounts state no turnover.
Apurva
Lifetime
3 annual accounts with figures on one time axispeak €75,894 (2024)
€75,894▲ 26.0%
lowest -€4,214 (2022)
€21,721▲ 110%
peak €57,855 (2024)
€57,855▲ 60.1%
€30,760▼ 46.0%
peak 0.8 FTE (2022)
-not published
Board2 names since 2021
1 directorChapagai anmol
Documentsfilings and deeds
10-07-202521 days before the deadline
2024micro format
Gross margin from €60,215 to €75,894Result from €10,348 to €21,721Resignation: Chapagai Anuja (director) 10-04Equity from €36,134 to €57,855Debts from €56,927 to €30,760Cash from €16,966 to €1,844
Key points
from the 2024 annual accountsChecked score
39
Weak
Financially stronger than 71% of micro companies in food and beverage service (NACE 56)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
6.3% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.3%
01-2025: 3.3%● unchanged vs 12-2024lowest value
02-2025: 3.3%● unchanged vs 01-2025lowest value
03-2025: 3.3%● unchanged vs 02-2025
04-2025: 3.3%● unchanged vs 03-2025
05-2025: 3.4%▲ +0.1 percentage points vs 04-2025
06-2025: 3.4%● unchanged vs 05-2025
07-2025: 3.4%● unchanged vs 06-2025
08-2025: 4.5%▲ +1.1 percentage points vs 07-2025
09-2025: 4.5%● unchanged vs 08-2025
10-2025: 4.5%● unchanged vs 09-2025
11-2025: 4.5%● unchanged vs 10-2025
12-2025: 4.6%▲ +0.1 percentage points vs 11-2025
01-2026: 4.5%▼ -0.1 percentage points vs 12-2025
02-2026: 4.5%● unchanged vs 01-2026
03-2026: 4.5%● unchanged vs 02-2026
04-2026: 4.5%● unchanged vs 03-2026
05-2026: 4.7%▲ +0.2 percentage points vs 04-2026
06-2026: 4.8%▲ +0.1 percentage points vs 05-2026
07-2026: 4.8%● unchanged vs 06-2026
08-2026: 5.3%▲ +0.5 percentage points vs 07-2026
09-2026: 5.5%▲ +0.2 percentage points vs 08-2026
10-2026: 6.3%▲ +0.8 percentage points vs 09-2026highest value
11-2026: 6.3%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Size: total assets €88,615
Founded in 2021
1 financial year not filed after the legal deadline; 1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 80% of them on solvency, 33% on liquidity, 86% on profitability and 83% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Apurva has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Apurva itself is higher: 6.3% within 12 months. It rests on far more data about Apurva than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Apurva. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is tight, with a current ratio of 1.13 (0.76 in 2023), below the usual 1.5. Short-term debt is 32.5% and cash 2.1% of total assets. 34.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
21 days early
2023
44 days early
2022
112 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 16 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- Chapagai anmol founderdeed of 09-12-2021
- CHAPAGAI ANUJA founderdeed of 09-12-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0778328394
Resignation: Chapagai Anuja (director)
Director discharge: Chapagai Anuja · General meeting of 30-06-2023 · Gazette deed
Incorporation
Founding capital of €30,000, 100 shares · Founders: Chapagai anmol and CHAPAGAI ANUJA · Appointments: Chapagai anmol (director) and CHAPAGAI ANUJA (director) · published on 09-12-2021 · Gazette deed
First establishment
La Bella, Grote Markt 19, Sint-Niklaas
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Apurva Sint-Niklaas | €88,615 | €75,894 | 65.3% | - |
| DCDH Zottegem | €89,331 | €79,331 | -11.6% | - |
| ARTSUSHI Evergem | €93,370 | €65,224 | 32.0% | - |
| KROKET COMPANY Ixelles | €85,410 | €75,515 | -26.6% | - |
| SINALBA Verviers | €92,512 | €78,121 | -88.8% | - |
| BY EMMA Tournai | €86,462 | €73,580 | -51.4% | - |
| LE CAFE DU COLLEGE Namur | €79,534 | €75,301 | -30.2% | - |
These companies have the same main activity as Apurva: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €79,500 and €93,400, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 07-12-2021Normal situation
- Activity
- Full-service restaurantsNACE 56111
- Joint committee
- 302Hotels and catering · annual accounts 2024
- Establishment unit
- 2.324.790.7839100 Sint-Niklaas, since 07-12-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 17-12-2025
Insights on Apurva
Apurva files the micro format. That format states no turnover. The gross margin rose from €28,855 in 2022 to €75,894 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Apurva
- What is the company number of Apurva?
- The company number of Apurva is 0778.328.394. The VAT number is the same number with BE in front: BE 0778.328.394.
- Where is Apurva based?
- The registered office is at Grote Markt 19, 9100 Sint-Niklaas.Company details
- What does Apurva do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of Apurva?
- Apurva is a private limited company (BV).
- When was Apurva founded?
- Apurva was founded on 07-12-2021.
- Is Apurva still active?
- Yes, Apurva is an active enterprise in the KBO register.
- How many employees does Apurva have?
- Apurva had an average of 1.2 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- Which joint committee does Apurva fall under?
- In its 2024 annual accounts, Apurva states joint committee 302 (Hotels and catering).
- What is the turnover of Apurva?
- The turnover in financial year 2024 is ≈ €240,000. This figure is estimated from the gross margin of €75,894 and 72 comparable companies (NACE 56111). It probably lies between €200,000 and €320,000.
- Is Apurva profitable?
- In financial year 2024, Apurva made a profit of €21,721.
- Where can I find the annual accounts of Apurva?
- Apurva filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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