APTLYWAYS
ActiveSummary
APTLYWAYS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26k and a net result of €17k. Equity is shrinking by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+90
Solvency66▼-18
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 3.39 in 2024; short-term debt: 35.3% and cash: 32.6% of total assets), but 58.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.4%
Return on assets
26.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 d early
2024
4 d early
2023
13 d late
2022
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€26k▼ 55.9%
2024 · €59k
2022: €35k
2023: €66k▲ +88.3% vs 2022highest in 4 years
2024: €59k▼ -10.8% vs 2023
2025: €26k▼ -55.9% vs 2024lowest in 4 years
2022 → 2025
Total assets
€63k▼ 37.5%
2024 · €101k
2022: €62klowest in 4 years
2023: €94k▲ +52.9% vs 2022
2024: €101k▲ +6.9% vs 2023highest in 4 years
2025: €63k▼ -37.5% vs 2024
2022 → 2025
Net result
€17k
2024 · €-7k
2022: €33khighest in 4 years
2023: €31k▼ -4.9% vs 2022
2024: €-7k▼ -123% vs 2023lowest in 4 years
2025: €17k▲ +337% vs 2024
2022 → 2025
Working capital
€19k▼ 62.5%
2024 · €52k
2022: €35k
2023: €66k▲ +88.3% vs 2022highest in 4 years
2024: €52k▼ -21.9% vs 2023
2025: €19k▼ -62.5% vs 2024lowest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€35k-€66k▲ 88.3%€59k▼ 10.8%€26k▼ 55.9%
2022: €35k
2023: €66k▲ +88.3% vs 2022highest in 4 years
2024: €59k▼ -10.8% vs 2023
2025: €26k▼ -55.9% vs 2024lowest in 4 years
Operating result€41k-€40k▼ 2.9%€-6k€23k
2022: €41khighest in 4 years
2023: €40k▼ -2.9% vs 2022
2024: €-6k▼ -115% vs 2023lowest in 4 years
2025: €23k▲ +478% vs 2024
Net result€33k-€31k▼ 4.9%€-7k€17k
2022: €33khighest in 4 years
2023: €31k▼ -4.9% vs 2022
2024: €-7k▼ -123% vs 2023lowest in 4 years
2025: €17k▲ +337% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€21k ▼ 22.3%
Current assets
€42k ▼ 43.2%
Equity and liabilities €63k
Equity
€26k ▼ 55.9%
Debt
€37k ▼ 11.4%
Debt's share of the balance-sheet total rises from 41.3% to 58.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €-3k
Cash flow
€23k▲
2024 · €-4k
Current ratio
1.87▼
2024 · 3.39
Debt to equity
1.42▲
2024 · 0.70
ROE
64.8%▲
2024 · -12.1%
ROA
26.8%▲
2024 · -7.1%
Interest coverage
22.46▲
2024 · -3.02
Debt ≤ 1 year
€22k▲
2024 · €22k
Debt > 1 year
€15k▼
2024 · €20k
Income taxes
€5k▲
2024 · €99
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€101k€63k▼
Fixed assets21/28€27k€21k▼
Tangible fixed assets22/27€27k€21k▼
Furniture and vehicles24€27k€21k▼
Current assets29/58€73k€42k▼
Amounts receivable within one year40/41€21k€18k▼
Trade receivables40€10k€12k▲
Other amounts receivable41€11k€6k▼
Cash at bank and in hand54/58€48k€21k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€101k€63k▼
Equity10/15€59k€26k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€57k€24k▼
Amounts payable17/49€42k€37k▼
Amounts payable after more than one year17€20k€15k▼
Financial debts170/4€20k€15k▼
Amounts payable within one year42/48€22k€22k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€333€787▲
Suppliers440/4€333€787▲
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€10k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€664€782▲
Gross operating margin9900€-2k€30k▲
Operating profit (loss)9901€-6k€23k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€956€1k▲
Recurring financial charges65€956€1k▲
Profit (loss) for the period before taxes9903€-7k€22k▲
Income taxes67/77€99€5k▲
Profit (loss) for the period9904€-7k€17k▲
Profit (loss) for the period to be appropriated9905€-7k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€74k▲
Profit (loss) brought forward from the previous period14P€64k€57k▼
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €3k | €6k | ▲ 91.1% |
| Other operating charges640/8 | €62 | €62 | €664 | €782 | ▲ 17.9% |
| Gross operating margin9900 | €41k | €40k | €-2k | €30k | ▲ 1,448% |
| Operating profit (loss)9901 | €41k | €40k | €-6k | €23k | ▲ 478% |
| Financial income75/76B | €6 | €0 | €0 | €0 | = |
| Recurring financial income75 | €6 | €0 | €0 | €0 | = |
| Financial charges65/66B | €43 | €224 | €956 | €1k | ▲ 35.8% |
| Recurring financial charges65 | €43 | €224 | €956 | €1k | ▲ 35.8% |
| Profit (loss) for the period before taxes9903 | €41k | €40k | €-7k | €22k | ▲ 408% |
| Income taxes67/77 | €8k | €9k | €99 | €5k | ▲ 4,769% |
| Profit (loss) for the period9904 | €33k | €31k | €-7k | €17k | ▲ 337% |
| Profit (loss) for the period to be appropriated9905 | €33k | €31k | €-7k | €17k | ▲ 337% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €62k | €94k | €101k | €63k | ▼ 37.5% |
| Fixed assets21/28 | - | - | €27k | €21k | ▼ 22.3% |
| Tangible fixed assets22/27 | - | - | €27k | €21k | ▼ 22.3% |
| Furniture and vehicles24 | - | - | €27k | €21k | ▼ 22.3% |
| Current assets29/58 | €62k | €94k | €73k | €42k | ▼ 43.2% |
| Amounts receivable within one year40/41 | €11k | €21k | €21k | €18k | ▼ 14.3% |
| Trade receivables40 | €11k | €19k | €10k | €12k | ▲ 21.2% |
| Other amounts receivable41 | - | €1k | €11k | €6k | ▼ 45.9% |
| Cash at bank and in hand54/58 | €50k | €74k | €48k | €21k | ▼ 57.3% |
| Deferred charges and accrued income490/1 | €492 | €0 | €4k | €3k | ▼ 27.7% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €62k | €94k | €101k | €63k | ▼ 37.5% |
| Equity10/15 | €35k | €66k | €59k | €26k | ▼ 55.9% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €33k | €64k | €57k | €24k | ▼ 58.4% |
| Amounts payable17/49 | €26k | €28k | €42k | €37k | ▼ 11.4% |
| Amounts payable after more than one year17 | - | - | €20k | €15k | ▼ 27.0% |
| Financial debts170/4 | - | - | €20k | €15k | ▼ 27.0% |
| Amounts payable within one year42/48 | €26k | €28k | €22k | €22k | ▲ 3.1% |
| Current portion of amounts payable after more than one year42 | - | €3k | €5k | €5k | ▲ 4.6% |
| Trade debts44 | - | €26 | €333 | €787 | ▲ 136% |
| Suppliers440/4 | - | €26 | €333 | €787 | ▲ 136% |
| Taxes, remuneration and social security45 | €14k | €14k | €6k | €7k | ▲ 10.9% |
| Taxes450/3 | €14k | €14k | €6k | €7k | ▲ 10.9% |
| Other amounts payable47/48 | €12k | €11k | €10k | €9k | ▼ 7.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €31k | €-7k | €17k | ▲ 337% |
| + Depreciation and write-downs630 | - | - | €3k | €6k | ▲ 91.1% |
| Operating cash flow (approximation) | €33k | €31k | €-4k | €23k | ▲ 685% |
| Investment in fixed assets (approximation) | - | - | - | €0 | - |
| Change in cash | - | €24k | €-26k | €-28k | ▼ 7.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2021
Ground area
1,952 m²
Building footprint
310 m²
Volume, LiDAR
1,745 m³
Parcel 72005A0686/00D000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
APTLYWAYS
since 20212.325.881.440
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005A0686/00D000 | Flanders | 1,952 m² | 1 · 310 m² | 11.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Similar companies · same sector, comparable size
FEKASOFT IT SOLUTIONS
BE 0464.669.887
Meise · Eq €26,098
DIGIFACE
BE 0677.732.763
Jette · Eq €26,100
Digital LM
BE 0797.130.162
Leuven · Eq €26,117
DALTONS
BE 1012.332.283
Lint · Eq €26,118
Scoopit
BE 0634.937.254
Antwerpen · Eq €26,121
Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,171 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.