Aptitudes
ActiveSummary
Aptitudes has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,500 and a net result of €203,517. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 26% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency52▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.39 in 2024; short-term debt: 69.7% and cash: 51.2% of total assets), and 72.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.3%
Return on assets
53.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
24 d early
2021
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€103,500=
2024 · €103,500
Total assets
€379,687▲ 14.8%
2024 · €330,750
Net result
€203,517▲ 49.3%
2024 · €136,302
Working capital
€81,051▼ 3.0%
2024 · €83,541
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€58,642-€97,525▲ 66.3%€163,500▲ 67.6%€180,460▲ 10.4%€276,808▲ 53.4%
Net result€39,873-€66,717▲ 67.3%€127,090▲ 90.5%€136,302▲ 7.2%€203,517▲ 49.3%
Equity€40,873-€107,590▲ 163%€234,680▲ 118%€103,500▼ 55.9%€103,500=
Total assets€66,768-€127,042▲ 90.3%€270,968▲ 113%€330,750▲ 22.1%€379,687▲ 14.8%
Debt€25,895-€19,451▼ 24.9%€36,288▲ 86.6%€215,698▲ 494%€264,635▲ 22.7%
Working capital€40,476-€106,868▲ 164%€232,525▲ 118%€83,541▼ 64.1%€81,051▼ 3.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 53% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379,687
Fixed assets
€34,001 ▲ 6.6%
Current assets
€345,687 ▲ 15.7%
Equity and liabilities €379,687
Equity
€103,500 =
Provisions
€11,552 =
Debt
€264,635 ▲ 22.7%
Debt's share of the balance-sheet total rises from 65.2% to 69.7%. Debt is higher.
Key figures and ratios
EBITDA
€285,412▲
2024 · €181,877
Cash flow
€212,121▲
2024 · €137,719
Current ratio
1.31▼
2024 · 1.39
Debt to equity
2.56▲
2024 · 2.08
ROE
196.6%▲
2024 · 131.7%
ROA
53.6%▲
2024 · 41.2%
Interest coverage
3615.09▲
2024 · 2814.99
Debt ≤ 1 year
€264,635▲
2024 · €215,314
Income taxes
€74,052▲
2024 · €44,093
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €64 | €256 | €772 | €1,417 | €8,604 | ▲ 507% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €169,060 | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | €11,552 | - | - |
| Other operating charges640/8 | - | €450 | €619 | €646 | €1,216 | ▲ 88.2% |
| Gross operating margin9900 | €58,807 | €98,231 | €164,891 | €194,075 | €455,687 | ▲ 135% |
| Operating profit (loss)9901 | €58,642 | €97,525 | €163,500 | €180,460 | €276,808 | ▲ 53.4% |
| Financial income75/76B | - | - | €0 | - | €840 | - |
| Recurring financial income75 | €0 | - | €0 | - | €840 | - |
| Financial charges65/66B | - | €46 | €71 | €65 | €79 | ▲ 22.2% |
| Recurring financial charges65 | €20 | €46 | €71 | €65 | €79 | ▲ 22.2% |
| Profit (loss) for the period before taxes9903 | €58,623 | €97,480 | €163,429 | €180,395 | €277,569 | ▲ 53.9% |
| Income taxes67/77 | €18,750 | €30,762 | €36,339 | €44,093 | €74,052 | ▲ 67.9% |
| Profit (loss) for the period9904 | €39,873 | €66,717 | €127,090 | €136,302 | €203,517 | ▲ 49.3% |
| Profit (loss) for the period to be appropriated9905 | €39,873 | €66,717 | €127,090 | €136,302 | €203,517 | ▲ 49.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €66,768 | €127,042 | €270,968 | €330,750 | €379,687 | ▲ 14.8% |
| Fixed assets21/28 | €396 | €722 | €2,155 | €31,895 | €34,001 | ▲ 6.6% |
| Tangible fixed assets22/27 | €396 | €722 | €2,155 | €31,895 | €34,001 | ▲ 6.6% |
| Land and buildings22 | - | - | - | - | €3,774 | - |
| Plant, machinery and equipment23 | - | €722 | €375 | €1,391 | €3,590 | ▲ 158% |
| Furniture and vehicles24 | - | - | €1,780 | €30,504 | €26,636 | ▼ 12.7% |
| Current assets29/58 | €66,371 | €126,319 | €268,813 | €298,855 | €345,687 | ▲ 15.7% |
| Amounts receivable after more than one year29 | - | - | - | €35,000 | - | - |
| Other amounts receivable291 | - | - | - | €35,000 | - | - |
| Amounts receivable within one year40/41 | €42,582 | €39,747 | €31,750 | €55,507 | €149,565 | ▲ 169% |
| Trade receivables40 | - | €39,747 | €31,750 | €55,507 | €142,466 | ▲ 157% |
| Other amounts receivable41 | - | - | - | - | €7,099 | - |
| Cash at bank and in hand54/58 | €23,789 | €86,572 | €237,063 | €207,030 | €194,544 | ▼ 6.0% |
| Deferred charges and accrued income490/1 | - | - | - | €1,318 | €1,577 | ▲ 19.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €66,768 | €127,042 | €270,968 | €330,750 | €379,687 | ▲ 14.8% |
| Equity10/15 | €40,873 | €107,590 | €234,680 | €103,500 | €103,500 | = |
| Contributions10/11 | - | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Reserves13 | €37,500 | €102,500 | €102,500 | €102,500 | €102,500 | = |
| Distributable reserves133 | - | €102,500 | €102,500 | €102,500 | €102,500 | = |
| Profit (loss) carried forward14 | €2,373 | €4,090 | €131,180 | - | - | - |
| Provisions and deferred taxes16 | - | - | - | €11,552 | €11,552 | = |
| Provisions for liabilities and charges160/5 | - | - | - | €11,552 | €11,552 | = |
| Other liabilities and charges164/5 | - | - | - | €11,552 | €11,552 | = |
| Amounts payable17/49 | €25,895 | €19,451 | €36,288 | €215,698 | €264,635 | ▲ 22.7% |
| Amounts payable within one year42/48 | €25,895 | €19,451 | €36,288 | €215,314 | €264,635 | ▲ 22.9% |
| Financial debts43 | - | - | €13 | - | - | - |
| Other loans439 | - | - | €13 | - | - | - |
| Trade debts44 | €299 | €51 | €264 | €24,219 | €1,013 | ▼ 95.8% |
| Suppliers440/4 | - | €51 | €264 | €24,219 | €1,013 | ▼ 95.8% |
| Advances received on contracts in progress46 | - | - | - | - | €21,780 | - |
| Taxes, remuneration and social security45 | - | €19,401 | €36,010 | €56,029 | €38,652 | ▼ 31.0% |
| Taxes450/3 | - | €19,401 | €36,010 | €56,029 | €38,652 | ▼ 31.0% |
| Other amounts payable47/48 | - | - | - | €135,066 | €203,190 | ▲ 50.4% |
| Accrued charges and deferred income492/3 | - | - | - | €384 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €39,873 | €66,717 | €127,090 | €136,302 | €203,517 | ▲ 49.3% |
| + Depreciation and write-downs630 | €64 | €256 | €772 | €1,417 | €8,604 | ▲ 507% |
| Operating cash flow (approximation) | €39,937 | €66,973 | €127,862 | €137,719 | €212,121 | ▲ 54.0% |
| Investment in fixed assets (approximation) | - | -€582 | -€2,205 | -€31,157 | -€10,710 | ▲ 65.6% |
| Change in cash | - | €62,783 | €150,491 | -€30,033 | -€12,486 | ▲ 58.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €203,517 ▲49.3%
Operating result €276,808, net result €203,517, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €200,000Eq €234,680 ▲118%
3 profitable years in a row build equity to €234,680.
07-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity triplescurrent ratio 6.49
Current ratio from 2.56 to 6.49; short-term debt falls from €25,895 to €19,451.
30-06
Financial
Equity above €100,000Eq €107,590 ▲163%
2 profitable years in a row build equity to €107,590.
06-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Ground area
528 m²
Building footprint
121 m²
Parcel 44017C0250/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
Aptitudes
since 20212.312.861.664
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0250/00A002 | Flanders | 528 m² | 1 · 121 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500TDMNXS6RLVG558
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 15,549 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-01-2021
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
E-mail
dieter.roefs@gmail.com
Phone
+32 473 82 35 88
Scores and ratios are computed by Checked and are not a credit decision.