Equity
€1.0m ▲ 13.9%
APT CONSULTING paid out €20,833 in dividends. That is 14% of the 2025 profit.
APT CONSULTING
Lifetime
3 annual accounts with figures on one time axispeak €510,847 (2024)
€414,709▼ 18.8%
peak €441,912 (2024)
€148,937▼ 66.3%
peak €1.0m (2025)
€1.0m▲ 13.9%
€1.4m▲ 10.2%
Board1 name since 2016
1 directorJACOBS Thomas Frans Josée
Documentsfilings and deeds
30-12-202532 days before the deadline
2025micro format
Gross margin from €510,847 to €414,709Result from €441,912 to €148,937Dividend €20,833Equity from €921,245 to €1.0mInvestments €523,797Cash from €248,755 to €109,221
Key points
from the 2025 annual accountsResult
€148,937 ▼ 66.3%
The result fell in 2025 from €441,912 to €148,937.
Turnover
≈ €720,000 estimated
The micro format states no turnover.
Investments
€523,797 3.2 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 25.9% higher than in 2024.
Filings
3 annual accounts since 2023
The last three annual accounts were filed 32 to 58 days before the end of the period.
Position in the sector
€1.0m
More equity than 95% of companies in legal and accounting. Sector median €86,410 · 15,829 companies.
Checked score
94
Excellent
Financially stronger than 52% of small companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 1,476 companies (NACE 69, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%highest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025lowest value
06-2025: < 0.1%● unchanged vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.68, cash €109,221, halved
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €2.5m
Figures for financial year 2025 (filed on 30-12-2025)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, small). It does better than 45% of them on solvency, 55% on liquidity, 42% on profitability and 65% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as APT CONSULTING has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of APT CONSULTING itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for APT CONSULTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.68 (2.2 in 2024), above the usual 1.5. Short-term debt is 8.1% and cash 4.4% of total assets. However, 57.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 days early
2024
58 days early
2023
33 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 41 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 29 December (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Board and ownership
JT
JACOBS Thomas Frans Josée
Manager, since 01-10-2016
- JACOBS Thomas Frans Josée general partner and managerdeed of 09-05-2023
- LUYSTERBORG Ann Lea Jozef partnerdeed of 09-05-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0664737337
Purpose change · Legal-form change · Resignations & appointments
“De boekhouding en de boekhoudkundige diensten organiseren en advies verstrekken inzake de boekhoudkundige…” (deed in Dutch) · Partner: JACOBS Thomas Frans Josée (general partner and manager) · Partner: LUYSTERBORG Ann Lea Jozef · General meeting of 05-05-2023 · Gazette deed
First establishment
Hagedoornlaan 5 A, Schilde
Incorporation
published on 28-10-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| APT CONSULTING Schilde | €2.5m | €414,709 | 42.3% | - |
| BBR Management Watermael-Boitsfort | €2.1m | €433,235 | 35.4% | - |
| DERYCKE TAX CONSULT Zonhoven | €2.7m | €485,982 | 63.1% | - |
| BFMS Schilde | €3.5m | €477,068 | 48.3% | - |
| Graef Works Essen | €2.1m | €354,426 | 50.7% | 0 |
| Certesa Accountancy Antwerp | €1.8m | €329,596 | 13.6% | - |
| KAROLIEN MARTENS Deinze | €2.3m | €430,277 | 68.2% | - |
These companies have the same main activity as APT CONSULTING: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1.8m and €3.5m, founded between 2014 and 2018.
Official details
Source: KBO- Status
- Active since 01-10-2016Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201and 2 others
- Establishment unit
- 2.258.173.5592970 Schilde, since 18-10-2016
- Financial year end
- 30 June
- Peppol
- Reachable since 11-03-2026
Annual accounts to 30-06-2025
- €2.5m▲ 11.7%
- Filing
- Filed on 30-12-2025, 32 days before the end of the filing period
Insights on APT CONSULTING
APT CONSULTING files the micro format. That format states no turnover. The gross margin rose from €385,804 in 2023 to €414,709 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about APT CONSULTING
- What is the company number of APT CONSULTING?
- The company number of APT CONSULTING is 0664.737.337. The VAT number is the same number with BE in front: BE 0664.737.337.
- Where is APT CONSULTING based?
- The registered office is at Hagedoornlaan 5A, 2970 Schilde.Company details
- What does APT CONSULTING do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of APT CONSULTING?
- APT CONSULTING is a private limited company (BV).
- When was APT CONSULTING founded?
- APT CONSULTING was founded on 01-10-2016.
- Is APT CONSULTING still active?
- Yes, APT CONSULTING is an active enterprise in the KBO register.
- What is the turnover of APT CONSULTING?
- The turnover in financial year 2025 is ≈ €720,000. This figure is estimated from the gross margin of €414,709 and 34 comparable companies (NACE 69201). It probably lies between €620,000 and €860,000.Financials
- Is APT CONSULTING profitable?
- In financial year 2025, APT CONSULTING made a profit of €148,937.
- Where can I find the annual accounts of APT CONSULTING?
- APT CONSULTING filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of APT CONSULTING due?
- APT CONSULTING must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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