APSI CONSULTING
ActiveAPSI CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34k and a net result of €7k. Its solvency ranks better than 37% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
61
/ 100
Healthy▲ +13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency60▲+30
Growth52
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.71 in 2024), and 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39%
Return on assets
7.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-04-2026, 19 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
19 d early
2024
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€34k▲ 24.2%
2024 · €27k
2024: €27k
2024 → 2025
Total assets
€86k▼ 22.0%
2024 · €110k
2024: €110k
2024 → 2025
Net result
€7k▼ 70.3%
2024 · €22k
2024: €22k
2024 → 2025
Working capital
€-159▲ 98.8%
2024 · €-14k
2024: €-14k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€27k-€34k▲ 24.2%
Operating result€30k-€11k▼ 62.0%
Net result€22k-€7k▼ 70.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€61k▼ 20.0%
Current assets
€25k▼ 25.3%
Equity and liabilities €86k
Equity
€34k▲ 24.2%
Debt
€52k▼ 37.0%
The debt ratio falls from 75.5% to 61.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€27k▼
2024 · €40k
Cash flow
€23k▼
2024 · €32k
Solvency
39.0%▲
2024 · 24.5%
Current ratio
0.99▲
2024 · 0.71
Quick ratio
0.99▲
2024 · 0.71
Debt / equity
1.56▼
2024 · 3.08
ROE
19.5%▼
2024 · 81.5%
ROA
7.6%▼
2024 · 20.0%
Interest coverage
16.28▼
2024 · 58.96
Debt
€52k▼
2024 · €83k
Debt ≤ 1 year
€25k▼
2024 · €47k
Debt > 1 year
€26k▼
2024 · €35k
Income taxes
€3k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€86k▼
Formation expenses20€435-
Fixed assets21/28€76k€61k▼
Intangible fixed assets21€31k€28k▼
Tangible fixed assets22/27€45k€33k▼
Furniture and vehicles24€43k€32k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€34k€25k▼
Amounts receivable within one year40/41€25k€24k▼
Trade receivables40€25k€23k▼
Other amounts receivable41-€435
Cash at bank and in hand54/58€8k€1k▼
Deferred charges and accrued income490/1€366€420▲
Equity and liabilities
Total equity and liabilities10/49€110k€86k▼
Equity10/15€27k€34k▲
Contributions10/11€5k€5k=
Reserves13€22k€29k▲
Distributable reserves133€22k€29k▲
Amounts payable17/49€83k€52k▼
Amounts payable after more than one year17€35k€26k▼
Financial debts170/4€35k€26k▼
Amounts payable within one year42/48€47k€25k▼
Current portion of amounts payable after more than one year42€8k€9k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€27k€14k▼
Taxes450/3€17k€6k▼
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48€9k€767▼
Accrued charges and deferred income492/3€800€800=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€16k▲
Other operating charges640/8€3k€871▼
Non-recurring operating charges66A-€63
Gross operating margin9900€43k€28k▼
Operating profit (loss)9901€30k€11k▼
Financial income75/76B-€10
Recurring financial income75-€10
Financial charges65/66B€675€2k▲
Recurring financial charges65€675€2k▲
Profit (loss) for the period before taxes9903€29k€10k▼
Income taxes67/77€7k€3k▼
Profit (loss) for the period9904€22k€7k▼
Profit (loss) for the period to be appropriated9905€22k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€7k▼
Transfer to equity691/2€22k€7k▼
To other reserves6921€22k€7k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Croix(Lan) 25651 WalcourtGround area
805 m²
Building footprint
220 m²
Parcel 93037A0240/00T002, Wallonia. Linked by address, not a title deed.
1 establishment unit
APSI CONSULTING
since 20232.353.188.821
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93037A0240/00T002 | Wallonia | 805 m² | 1 · 220 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Creative Capital Ventures
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Bram Van Aelst
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 35,313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2023
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47400Retail sale of information and communication equipment
47410Retail trade
62020IT consultancy
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
68110Buying and selling of own real estate
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.