APSD
ActiveAPSD has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €145k and a net result of €39k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 73% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 4.91 against 5.86 in 2023; short-term debt: 20.4% and cash: 91.9% of total assets), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2025, 56 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
56 d early
2023
43 d early
2022
31 d early
2021
76 d early
2020
44 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▼ 3.6%
2023 · €41k
2019: €31k
2020: €37k
2021: €30k
2022: €36k
2023: €41k
2019 → 2024
Working capital
€145k▲ 5.8%
2023 · €137k
2019: €32k
2020: €69k
2021: €97k
2022: €118k
2023: €137k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€74k-€98k▲ 32.6%€118k▲ 20.4%€137k▲ 15.9%€145k▲ 5.8%
Operating result€51k-€43k▼ 15.0%€49k▲ 12.9%€55k▲ 12.0%€56k▲ 1.1%
Net result€37k-€30k▼ 17.0%€36k▲ 18.6%€41k▲ 13.1%€39k▼ 3.6%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 1% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €182k
Equity
€145k▲ 5.8%
Debt
€37k▲ 31.5%
The debt ratio rises from 17.1% to 20.4%. Equity and debt are higher.
Key figures and ratios
Solvency
79.6%▼
2023 · 82.9%
Current ratio
4.91▼
2023 · 5.86
Quick ratio
4.91▼
2023 · 5.86
Debt / equity
0.26▲
2023 · 0.21
ROE
27.1%▼
2023 · 29.7%
ROA
21.6%▼
2023 · 24.6%
Debt
€37k▲
2023 · €28k
Debt ≤ 1 year
€37k▲
2023 · €28k
Income taxes
€16k▲
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€165k€182k▲
Current assets29/58€165k€182k▲
Amounts receivable within one year40/41€23k€14k▼
Trade receivables40€19k€10k▼
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€142k€168k▲
Deferred charges and accrued income490/1€1k€835▼
Equity and liabilities
Total equity and liabilities10/49€165k€182k▲
Equity10/15€137k€145k▲
Contributions10/11€1€1=
Reserves13€137k€145k▲
Distributable reserves133€137k€145k▲
Amounts payable17/49€28k€37k▲
Amounts payable within one year42/48€28k€37k▲
Trade debts44€373-
Suppliers440/4€373-
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€6k€7k▲
Other amounts payable47/48€22k€30k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€550-
Other operating charges640/8€662€679▲
Gross operating margin9900€56k€56k▲
Operating profit (loss)9901€55k€56k▲
Financial income75/76B€82€110▲
Recurring financial income75€82€110▲
Financial charges65/66B€648€540▼
Recurring financial charges65€648€540▼
Profit (loss) for the period before taxes9903€54k€55k▲
Income taxes67/77€14k€16k▲
Profit (loss) for the period9904€41k€39k▼
Profit (loss) for the period to be appropriated9905€41k€39k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€39k▼
Transfer from equity791/2-€31k
Transfer to equity691/2€19k€39k▲
To other reserves6921€19k€39k▲
Profit to be distributed694/7€22k€31k▲
Return on contributions (dividend)694€22k€31k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €41k ▲13.1%
Net result €41k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €118k ▲20.4%
4 profitable years in a row build equity to €118k.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €30k ▼17%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marcel Fonteynegaarde 61200 Sint-Lambrechts-WoluweGround area
3,110 m²
Building footprint
413 m²
Volume, LiDAR
5,792 m³
Parcel 21018B0179/00F000, Brussels · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
APSD
since 20192.285.014.251
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21018B0179/00F000 | Brussels | 3,110 m² | 1 · 412 m² | 19.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sapide
BE 0786.971.391
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SWARM INTL
BE 0784.547.579
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ACTIVE FINANCIAL MANAGEMENT
BE 0441.449.176
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Few Software
BE 0549.953.277
Gent · Eq €145k
POLYGOAT
BE 0672.689.852
Peer · Eq €145k
Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 6,867 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2019
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
61200Telecommunications resale and intermediation services
61900Telecommunications
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.