APROOVE
ActiveSummary
APROOVE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €121,550 and a net result of €1.1m. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 1556 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency31▲+4
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity ample (current ratio 10.87 against 1.72 in 2023; short-term debt: 9% and cash: 72.3% of total assets), but 93.6% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 1556 sector peers (2024).
NBB · sector comparisonPosition among 1556 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
33 d early
2022
87 d late
2021
19 d late
2020
30 d late
2019
45 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
In the rankings
#7 company by total assets in Mons, Telecoms and IT sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€1.1m▲ 29.4%
2023 · €881,795
Working capital
€1.7m▲ 48.9%
2023 · €1.1m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€0.5m▲ 730%€0.6m▲ 27.6%€0.2m▼ 74.2%€1.0m▲ 567%€1.1m▲ 13.9%
Net result€0.3mabove the sector's middle half▲ 745%€0.5mabove the sector's middle half▲ 45.2%€0.2mabove the sector's middle half▼ 62.0%€0.9mabove the sector's middle half▲ 358%€1.1mabove the sector's middle half▲ 29.4%
Equity€0.5mwithin the sector's middle half▲ 217%€1.0mwithin the sector's middle half▲ 99.4%€0.6mwithin the sector's middle half▼ 41.2%€0.07mwithin the sector's middle half▼ 88.5%€0.1mwithin the sector's middle half▲ 76.6%
Total assets€1.4mwithin the sector's middle half▲ 25.2%€1.9mwithin the sector's middle half▲ 32.0%€2.6mwithin the sector's middle half▲ 38.3%€2.8mwithin the sector's middle half▲ 7.9%€1.9mwithin the sector's middle half▼ 31.2%
Debt€0.9m▼ 6.8%€0.8m▼ 6.3%€2.0m▲ 134%€2.7m▲ 37.2%€1.8m▼ 34.0%
Working capital€1.2mabove the sector's middle half▲ 32.4%€1.6mabove the sector's middle half▲ 31.7%€1.8mabove the sector's middle half▲ 14.8%€1.1mabove the sector's middle half▼ 38.0%€1.7mabove the sector's middle half▲ 48.9%
Solvency36.2%within the sector's middle half▲ 21.9pp54.7%within the sector's middle half▲ 18.5pp23.3%within the sector's middle half▼ 31.4pp2.5%below the sector's middle half▼ 20.8pp6.4%below the sector's middle half▲ 3.9pp
Current ratio8.97above the sector's middle half▲ 1.868.27above the sector's middle half▼ 0.703.60above the sector's middle half▼ 4.671.72within the sector's middle half▼ 1.8710.87above the sector's middle half▲ 9.14
Return on assets (ROA)24.8%above the sector's middle half▲ 21.1pp27.3%above the sector's middle half▲ 2.5pp7.5%within the sector's middle half▼ 19.8pp31.8%above the sector's middle half▲ 24.3pp59.8%above the sector's middle half▲ 28.0pp
Staff (FTE)3.3within the sector's middle half▼ 17.5%3.3within the sector's middle half=4within the sector's middle half▲ 21.2%4within the sector's middle half=4within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 14% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.9m
Fixed assets
€34,471 ▼ 34.2%
Current assets
€1.9m ▼ 31.2%
Equity and liabilities €1.9m
Equity
€121,550 ▲ 76.6%
Debt
€1.8m ▼ 34.0%
Debt's share of the balance-sheet total falls from 97.5% to 93.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.2m▲
2023 · €1.0m
Cash flow
€1.2m▲
2023 · €908,267
Debt to equity
14.69▼
2023 · 39.29
ROE
938.5%
Interest coverage
141.50▲
2023 · 14.49
Debt ≤ 1 year
€172,306▼
2023 · €1.6m
Income taxes
€62,757▼
2023 · €76,541
Staff costs
€324,589▲
2023 · €286,185
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 931 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.9%
went bankrupt
4.6%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 931 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0.005m | - | - | - | - |
| Remuneration, social security and pensions62 | - | €0.2m | €0.3m | €0.3m | €0.3m | ▲ 13.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.02m | €0.02m | €0.02m | €0.03m | €0.02m | ▼ 15.5% |
| Other operating charges640/8 | - | €0.002m | €0.002m | €0.004m | €0.002m | ▼ 36.2% |
| Gross operating margin9900 | €0.7m | €0.8m | €0.4m | €1.3m | €1.5m | ▲ 13.1% |
| Operating profit (loss)9901 | €0.5m | €0.6m | €0.2m | €1.0m | €1.1m | ▲ 13.9% |
| Financial income75/76B | - | €0.001m | €0.09m | €0.03m | €0.07m | ▲ 168% |
| Recurring financial income75 | €0.002m | €0.001m | €0.09m | €0.03m | €0.07m | ▲ 168% |
| Financial charges65/66B | - | -€0.01m | €0.01m | €0.07m | €0.008m | ▼ 88.4% |
| Recurring financial charges65 | €0.07m | -€0.01m | €0.01m | €0.07m | €0.008m | ▼ 88.4% |
| Profit (loss) for the period before taxes9903 | €0.4m | €0.6m | €0.2m | €1.0m | €1.2m | ▲ 25.6% |
| Income taxes67/77 | €0.05m | €0.09m | €0.04m | €0.08m | €0.06m | ▼ 18.0% |
| Profit (loss) for the period9904 | €0.3m | €0.5m | €0.2m | €0.9m | €1.1m | ▲ 29.4% |
| Profit (loss) for the period to be appropriated9905 | €0.3m | €0.5m | €0.2m | €0.9m | €1.1m | ▲ 29.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.9m | €2.6m | €2.8m | €1.9m | ▼ 31.2% |
| Fixed assets21/28 | €0.04m | €0.03m | €0.02m | €0.05m | €0.03m | ▼ 34.2% |
| Tangible fixed assets22/27 | €0.03m | €0.03m | €0.02m | €0.05m | €0.03m | ▼ 35.3% |
| Furniture and vehicles24 | - | €0.03m | €0.02m | €0.05m | €0.03m | ▼ 35.3% |
| Financial fixed assets28 | €0.005m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Current assets29/58 | €1.4m | €1.8m | €2.5m | €2.7m | €1.9m | ▼ 31.2% |
| Amounts receivable within one year40/41 | €1.1m | €1.4m | €2.0m | €2.2m | €0.5m | ▼ 78.8% |
| Trade receivables40 | - | €1.3m | €1.8m | €2.1m | €0.4m | ▼ 80.3% |
| Other amounts receivable41 | - | €0.07m | €0.1m | €0.1m | €0.05m | ▼ 51.9% |
| Cash at bank and in hand54/58 | €0.2m | €0.4m | €0.6m | €0.5m | €1.4m | ▲ 193% |
| Deferred charges and accrued income490/1 | - | €0.02m | €0.02m | €0.01m | €0.02m | ▲ 43.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.9m | €2.6m | €2.8m | €1.9m | ▼ 31.2% |
| Equity10/15 | €0.5m | €1.0m | €0.6m | €0.07m | €0.1m | ▲ 76.6% |
| Contributions10/11 | €0.06m | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Capital10 | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Issued capital100 | - | €0.06m | €0.06m | €0.06m | €0.06m | = |
| Reserves13 | €0.07m | €0.07m | €0.07m | €0.006m | €0.006m | = |
| Non-distributable reserves130/1 | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Legal reserve130 | - | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Distributable reserves133 | - | €0.07m | €0.07m | - | - | - |
| Profit (loss) carried forward14 | €0.4m | €0.9m | €0.5m | €76 | €0.05m | ▲ 69,101% |
| Amounts payable17/49 | €0.9m | €0.8m | €2.0m | €2.7m | €1.8m | ▼ 34.0% |
| Amounts payable after more than one year17 | €0.01m | €0.007m | €0.003m | - | - | - |
| Financial debts170/4 | - | €0.007m | €0.003m | - | - | - |
| Amounts payable within one year42/48 | €0.2m | €0.2m | €0.7m | €1.6m | €0.2m | ▼ 89.1% |
| Current portion of amounts payable after more than one year42 | - | €0.004m | €0.004m | €0.003m | - | - |
| Trade debts44 | €0.1m | €0.09m | €0.1m | €0.1m | €0.1m | ▲ 5.5% |
| Suppliers440/4 | - | €0.09m | €0.1m | €0.1m | €0.1m | ▲ 5.5% |
| Advances received on contracts in progress46 | - | - | €0.003m | - | - | - |
| Taxes, remuneration and social security45 | - | €0.1m | €0.1m | €0.05m | €0.05m | ▲ 2.3% |
| Taxes450/3 | - | €0.09m | €0.06m | €0.01m | €0.01m | = |
| Remuneration and social security454/9 | - | €0.03m | €0.04m | €0.04m | €0.04m | ▲ 2.9% |
| Other amounts payable47/48 | - | - | €0.5m | €1.4m | - | - |
| Accrued charges and deferred income492/3 | - | €0.6m | €1.3m | €1.1m | €1.6m | ▲ 43.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.3m | €0.5m | €0.2m | €0.9m | €1.1m | ▲ 29.4% |
| + Depreciation and write-downs630 | €0.02m | €0.02m | €0.02m | €0.03m | €0.02m | ▼ 15.5% |
| Operating cash flow (approximation) | €0.4m | €0.5m | €0.2m | €0.9m | €1.2m | ▲ 28.1% |
| Investment in fixed assets (approximation) | - | -€0.02m | -€0.003m | -€0.06m | -€0.004m | ▲ 92.5% |
| Change in cash | - | €0.2m | €0.1m | -€0.09m | €0.9m | ▲ 1,083% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €1.1m ▲29.4%
Operating result €1.1m, net result €1.1m, both a record.
31-12
Financial
Liquidity times 6current ratio 10.87
Current ratio from 1.72 to 10.87; short-term debt falls from €1.6m to €172,306.
31-12
Financial
Equity above €100,000Eq €121,550 ▲76.6%
7 profitable years in a row build equity to €121,550.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 87 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 19 days late
2021
31-12
Financial
Equity above €1mEq €1.0m ▲99.4%
4 profitable years in a row build equity to €1.0m.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Equity above €500,000Eq €509,728 ▲217%
3 profitable years in a row build equity to €509,728.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 45 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 7.10
Current ratio from 2.89 to 7.10.
Show earlier events
31-12
Financial
Equity above €150,000Eq €160,928 ▲31.2%
2 profitable years in a row build equity to €160,928.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
14-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 7 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2004
Ground area
5,717 m²
Parcel 53402A0249/33B000, Wallonia. Linked by address, not a title deed.
27
companies at this address
See who is registered here
1 establishment unit
APROOVE
since 2004unit no. 2.157.540.811
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53402A0249/33B000 | Wallonia | 5,717 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in this sector we hold annual accounts for 18,400. 15,474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPublic limited company
Founded03-09-2004
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
E-invoicing
Reachable via Peppol
Peppol ID
0208:0867065974
Registered
22-05-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.