Summary
Apricusa is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €3.3m and a net result of €3.3m. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 2817 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
47 d late
2022
32 d early
2021
25 d early
2020
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema, statutory accounts
In the rankings
#4 company by total assets in Meise, Finance and insurance sector#8 company by equity in Meise, Finance and insurance sector
Equity
€3.3m
2023 · -€4.1m
Net result
€3.3m
2023 · -€5.7m
Total assets
€11.2m▲ 4.1%
2023 · €10.7m
Solvency
29.1%▲ 67.3pp
2023 · -38.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€924,136-€1.6m▲ 69.2%€1.5m▼ 5.7%€1.6m▲ 9.6%€1.7m▲ 5.7%
Operating result-€646,605-€213,946€134,043▼ 37.3%€391,875▲ 192%€453,028▲ 15.6%
Net result-€204,565below the sector's middle half-€11,886within the sector's middle half-€199,035below the sector's middle half-€5.7mbelow the sector's middle half▼ 2,775%€3.3mabove the sector's middle half
Equity-€184,565below the sector's middle half--€172,679below the sector's middle half▲ 6.4%€1.6mwithin the sector's middle half-€4.1mbelow the sector's middle half€3.3mwithin the sector's middle half
Total assets€8.6mwithin the sector's middle half-€14.9mwithin the sector's middle half▲ 73.5%€16.5mwithin the sector's middle half▲ 10.5%€10.7mwithin the sector's middle half▼ 34.9%€11.2mwithin the sector's middle half▲ 4.1%
Debt€8.8m-€15.1m▲ 71.8%€14.9m▼ 1.6%€14.8m▼ 0.2%€7.9m▼ 46.6%
Working capital-€2.3mbelow the sector's middle half--€9.7mbelow the sector's middle half▼ 326%-€10.4mbelow the sector's middle half▼ 7.2%-€11.7mbelow the sector's middle half▼ 12.2%-€2.7mbelow the sector's middle half▲ 76.8%
Solvency-2.1%below the sector's middle half--1.2%below the sector's middle half▲ 1.0pp9.9%below the sector's middle half▲ 11.0pp-38.2%below the sector's middle half▼ 48.0pp29.1%within the sector's middle half▲ 67.3pp
Current ratio0.65within the sector's middle half-0.26below the sector's middle half▼ 0.390.22below the sector's middle half▼ 0.040.15below the sector's middle half▼ 0.070.61within the sector's middle half▲ 0.46
Return on assets (ROA)-2.4%below the sector's middle half-0.1%within the sector's middle half▲ 2.5pp-1.2%below the sector's middle half▼ 1.3pp-53.3%below the sector's middle half▼ 52.1pp29.9%above the sector's middle half▲ 83.3pp
Staff (FTE)2.6within the sector's middle half-3.1within the sector's middle half▲ 19.2%4within the sector's middle half▲ 29.0%4within the sector's middle half=4within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 16% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €11.2m
Fixed assets
€6.9m ▼ 20.3%
Current assets
€4.3m ▲ 106%
Equity and liabilities €11.2m
Equity
€3.3m
Debt
€7.9m
Debt finances 70.9% of the balance-sheet total.
Key figures and ratios
ROE
102.9%
Debt ≤ 1 year
€7.0m▼
2023 · €13.8m
Debt > 1 year
€544,752▲
2023 · €536,850
Income taxes
€856▼
2023 · €390,954
Staff costs
€489,410▼
2023 · €569,032
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €1.7m | €1.5m | €2.0m | €2.5m | ▲ 25.3% |
| Turnover70 | €924,136 | €1.6m | €1.5m | €1.6m | €1.7m | ▲ 5.7% |
| Other operating income74 | - | €9,345 | €58,603 | €339,889 | €741,096 | ▲ 118% |
| Non-recurring operating income76A | - | €134,013 | €1,823 | €0 | €2,277 | - |
| Operating charges60/66A | - | €1.5m | €1.4m | €1.6m | €2.0m | ▲ 27.7% |
| Services and other goods61 | - | €1.1m | €935,653 | €959,120 | €1.2m | ▲ 29.7% |
| Remuneration, social security and pensions62 | - | €375,100 | €463,619 | €569,032 | €489,410 | ▼ 14.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €230 | €230 | €230 | €230 | €230 | = |
| Other operating charges640/8 | - | €3,627 | €1,163 | €35,034 | €114,624 | ▲ 227% |
| Non-recurring operating charges66A | - | - | - | €906 | €149,592 | ▲ 16,409% |
| Operating profit (loss)9901 | -€646,605 | €213,946 | €134,043 | €391,875 | €453,028 | ▲ 15.6% |
| Financial income75/76B | - | €198,561 | €136,434 | €150,875 | €5.2m | ▲ 3,320% |
| Recurring financial income75 | €2.5m | €198,561 | €136,434 | €150,875 | €5.2m | ▲ 3,320% |
| Income from financial fixed assets750 | - | - | €107,080 | €106,500 | €5.1m | ▲ 4,695% |
| Income from current assets751 | - | €198,561 | €29,353 | €44,373 | €53,787 | ▲ 21.2% |
| Other financial income752/9 | - | - | - | €1 | €0 | ▼ 96.4% |
| Financial charges65/66B | - | €400,041 | €468,911 | €5.9m | €2.3m | ▼ 61.4% |
| Recurring financial charges65 | €2.0m | €383,913 | €468,911 | €954,875 | €604,304 | ▼ 36.7% |
| Debt charges650 | €851,452 | €360,482 | €462,100 | €443,723 | €518,068 | ▲ 16.8% |
| Other financial charges652/9 | - | €23,432 | €6,811 | €511,152 | €86,236 | ▼ 83.1% |
| Non-recurring financial charges66B | - | €16,128 | - | €4.9m | €1.7m | ▼ 66.2% |
| Profit (loss) for the period before taxes9903 | -€204,565 | €12,466 | -€198,435 | -€5.3m | €3.3m | ▲ 163% |
| Income taxes67/77 | - | €579 | €600 | €390,954 | €856 | ▼ 99.8% |
| Taxes670/3 | - | €579 | €600 | €390,954 | €856 | ▼ 99.8% |
| Profit (loss) for the period9904 | -€204,565 | €11,886 | -€199,035 | -€5.7m | €3.3m | ▲ 158% |
| Profit (loss) for the period to be appropriated9905 | -€204,565 | €11,886 | -€199,035 | -€5.7m | €3.3m | ▲ 158% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.6m | €14.9m | €16.5m | €10.7m | €11.2m | ▲ 4.1% |
| Fixed assets21/28 | €4.4m | €11.5m | €13.6m | €8.7m | €6.9m | ▼ 20.3% |
| Tangible fixed assets22/27 | €2,073 | €1,842 | €96,112 | €95,882 | €1,151 | ▼ 98.8% |
| Plant, machinery and equipment23 | - | €1,842 | €1,612 | €1,382 | €1,151 | ▼ 16.7% |
| Assets under construction and advance payments27 | - | - | €94,500 | €94,500 | €0 | ▼ 100% |
| Financial fixed assets28 | €4.4m | €11.5m | €13.5m | €8.6m | €6.9m | ▼ 19.4% |
| Affiliated companies280/1 | - | €11.5m | €13.5m | €8.6m | €6.9m | ▼ 19.4% |
| Participating interests280 | - | €4.4m | €6.4m | €2.5m | €800,000 | ▼ 67.5% |
| Amounts receivable281 | - | €7.1m | €7.1m | €6.1m | €6.1m | = |
| Other financial fixed assets284/8 | - | - | €1,500 | €1,500 | €1,500 | = |
| Amounts receivable and cash guarantees285/8 | - | - | €1,500 | €1,500 | €1,500 | = |
| Current assets29/58 | €4.2m | €3.4m | €2.9m | €2.1m | €4.3m | ▲ 106% |
| Amounts receivable after more than one year29 | - | - | €210,554 | €0 | - | - |
| Other amounts receivable291 | - | - | €210,554 | €0 | - | - |
| Stocks and contracts in progress3 | - | - | - | €0 | €0 | - |
| Amounts receivable within one year40/41 | €3.1m | €2.1m | €2.5m | €1.9m | €4.1m | ▲ 112% |
| Trade receivables40 | - | €1.3m | €902,045 | €1.0m | €1.5m | ▲ 43.1% |
| Other amounts receivable41 | - | €784,222 | €1.6m | €883,635 | €2.6m | ▲ 193% |
| Current investments50/53 | €1.0m | €1.0m | €34,117 | €9,706 | €65 | ▼ 99.3% |
| Other investments51/53 | - | €1.0m | €34,117 | €9,706 | €65 | ▼ 99.3% |
| Cash at bank and in hand54/58 | €76,252 | €15,636 | €344 | €424 | €7,555 | ▲ 1,683% |
| Deferred charges and accrued income490/1 | - | €260,827 | €139,136 | €136,785 | €179,937 | ▲ 31.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.6m | €14.9m | €16.5m | €10.7m | €11.2m | ▲ 4.1% |
| Equity10/15 | -€184,565 | -€172,679 | €1.6m | -€4.1m | €3.3m | ▲ 179% |
| Contributions10/11 | - | €20,000 | €2.0m | €2.0m | €6.0m | ▲ 198% |
| Profit (loss) carried forward14 | -€204,565 | -€192,679 | -€391,713 | -€6.1m | -€2.8m | ▲ 54.7% |
| Amounts payable17/49 | €8.8m | €15.1m | €14.9m | €14.8m | €7.9m | ▼ 46.6% |
| Amounts payable after more than one year17 | €2.1m | €1.6m | €1.1m | €536,850 | €544,752 | ▲ 1.5% |
| Financial debts170/4 | - | €1.6m | €1.1m | €536,850 | €544,752 | ▲ 1.5% |
| Credit institutions173 | - | - | - | - | €544,752 | - |
| Other loans174 | - | €1.6m | €1.1m | €536,850 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €6.5m | €13.1m | €13.4m | €13.8m | €7.0m | ▼ 49.3% |
| Current portion of amounts payable after more than one year42 | - | €536,050 | €535,650 | €771,301 | €997,727 | ▲ 29.4% |
| Trade debts44 | €1.0m | €885,086 | €134,048 | €79,259 | €110,678 | ▲ 39.6% |
| Suppliers440/4 | - | €885,086 | €134,048 | €79,259 | €110,678 | ▲ 39.6% |
| Taxes, remuneration and social security45 | - | €110,883 | €163,949 | €617,832 | €170,343 | ▼ 72.4% |
| Taxes450/3 | - | €29,766 | €55,513 | €462,447 | €61,570 | ▼ 86.7% |
| Remuneration and social security454/9 | - | €81,117 | €108,436 | €155,385 | €108,773 | ▼ 30.0% |
| Other amounts payable47/48 | - | €11.6m | €12.5m | €12.3m | €5.7m | ▼ 53.7% |
| Accrued charges and deferred income492/3 | - | €347,344 | €433,011 | €491,888 | €381,282 | ▼ 22.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€204,565 | €11,886 | -€199,035 | -€5.7m | €3.3m | ▲ 158% |
| + Depreciation and write-downs630 | €230 | €230 | €230 | €230 | €230 | = |
| Operating cash flow (approximation) | -€204,335 | €12,117 | -€198,804 | -€5.7m | €3.3m | ▲ 158% |
| Investment in fixed assets (approximation) | - | -€7.1m | -€2.1m | €4.9m | €1.8m | ▼ 64.3% |
| Change in cash | - | -€60,616 | -€15,292 | €80 | €7,131 | ▲ 8,845% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
10-07
State Gazette act
General meeting · Director resignation
Permanent representative · Director discharge
03-06
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Back to profitnet €3.3m
Net result €3.3m after 2 loss-making years.
31-12
Financial
Equity above €2mEq €3.3m
Equity rises from -€4.1m to €3.3m.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · consolidated · 47 days late
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 47 days late
2023
31-12
Financial
Weakest financial yearnet -€5.7m
Net result drops to -€5.7m, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · consolidated
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €1mEq €1.6m
Equity rises from -€172,679 to €1.6m.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
Show earlier events
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · consolidated
2021
31-12
Financial
Back to profitnet €11,886
Net result €11,886 after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · consolidated
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2019
Ground area
5,060 m²
Building footprint
2,294 m²
Volume, LiDAR
13,219 m³
2 parcels, Brussels, Flanders · tallest building 38.2 m, ±10 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
Holding My-Assist
since 20192.296.834.195
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093F0515/00T000 | Flanders | 4,598 m² | 1 · 1,840 m² | 0.1 m |
| 21822R0219/00W004 | Brussels | 461 m² | 1 · 454 m² | 38.2 m · 10 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Part of the group
3RM
16 companies
Group, risk and exposure
Owners and holdings
1 owner · 4 holdings · 14 subsidiaries in the treeOwners 1
- 3RMparentSourceaccounts 3RM 31-03-2024100%
Holdings 4
-
100%
-
100%
-
100%
- JUTOMAPIsubsidiarySourceLEI registerconsolidated
All subsidiaries, including indirect ones 14
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
HOMYAD 100%3 subsidiaries
- LA REPOSEE 100%
- My-Assist 100%
- NEW BEAUGENCY 100%
HOMYAR 100%5 subsidiaries
- DOMAINE DE LA ROSE BLANCHE 100%
- MILITZA 100%
- MILITZA BRUGGE 100%
- SERVICES ARDENNES 100%
- VITAL ASSISTENCE 100%
HOMYAS 100%2 subsidiaries
- LOVENBOS 100%
- NEUVE COUR 100%
- JUTOMAPI consolidated
According to the 2024 annual accounts of Apricusa and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
875500GP3A3C3Y9LPD88
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 9,479 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738596206
Registered
22-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.