APPLISE
ActiveAPPLISE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €332k and a net result of €87k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-1
Solvency73▼-27
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 7.83 in 2024; short-term debt: 51.7% and cash: 87.4% of total assets), but 51.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.3%
Return on assets
12.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
31 d late
2023
28 d late
2022
29 d late
2021
23 d late
2020
31 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€332k▼ 41.7%
2024 · €570k
2018: €435k
2019: €455k
2020: €477k
2021: €515k
2022: €529k
2023: €571k
2024: €570k
2018 → 2025
Total assets
€688k▲ 6.9%
2024 · €643k
2018: €462k
2019: €476k
2020: €509k
2021: €551k
2022: €570k
2023: €613k
2024: €643k
2018 → 2025
Net result
€87k▼ 2.7%
2024 · €89k
2018: €56k
2019: €51k
2020: €69k
2021: €78k
2022: €80k
2023: €91k
2024: €89k
2018 → 2025
Working capital
€282k▼ 43.9%
2024 · €504k
2018: €425k
2019: €455k
2020: €477k
2021: €516k
2022: €529k
2023: €570k
2024: €504k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€515k-€529k▲ 2.8%€571k▲ 7.8%€570k▼ 0.1%€332k▼ 41.7%
Operating result€97k-€97k▼ 0.1%€124k▲ 27.6%€124k▲ 0.2%€118k▼ 4.6%
Net result€78k-€80k▲ 2.5%€91k▲ 14.8%€89k▼ 2.3%€87k▼ 2.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €688k
Fixed assets
€50k▼ 24.8%
Current assets
€638k▲ 10.6%
Equity and liabilities €688k
Equity
€332k▼ 41.7%
Debt
€356k▲ 383%
The debt ratio rises from 11.5% to 51.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€135k▼
2024 · €140k
Cash flow
€103k▼
2024 · €105k
Solvency
48.3%▼
2024 · 88.5%
Current ratio
1.79▼
2024 · 7.83
Quick ratio
1.79▼
2024 · 7.83
Debt / equity
1.07▲
2024 · 0.13
ROE
26.1%▲
2024 · 15.7%
ROA
12.6%▼
2024 · 13.9%
Interest coverage
1954.05▲
2024 · 955.61
Debt
€356k▲
2024 · €74k
Debt ≤ 1 year
€356k▲
2024 · €74k
Income taxes
€34k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€643k€688k▲
Fixed assets21/28€66k€50k▼
Tangible fixed assets22/27€66k€50k▼
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€66k€50k▼
Current assets29/58€577k€638k▲
Amounts receivable within one year40/41€33k€36k▲
Trade receivables40€15k€36k▲
Other amounts receivable41€18k-
Cash at bank and in hand54/58€543k€601k▲
Deferred charges and accrued income490/1€1k€614▼
Equity and liabilities
Total equity and liabilities10/49€643k€688k▲
Equity10/15€570k€332k▼
Contributions10/11€12k€12k=
Reserves13€557k€320k▼
Distributable reserves133€557k€320k▼
Amounts payable17/49€74k€356k▲
Amounts payable within one year42/48€74k€356k▲
Trade debts44-€103
Suppliers440/4-€103
Taxes, remuneration and social security45€14k€27k▲
Taxes450/3€14k€27k▲
Other amounts payable47/48€60k€329k▲
Accrued charges and deferred income492/3-€130
Income statement
Code20242025
Non-recurring operating income76A€12k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€448€462▲
Gross operating margin9900€140k€135k▼
Operating profit (loss)9901€124k€118k▼
Financial income75/76B€487€3k▲
Recurring financial income75€487€3k▲
Financial charges65/66B€146€69▼
Recurring financial charges65€146€69▼
Profit (loss) for the period before taxes9903€125k€121k▼
Income taxes67/77€35k€34k▼
Profit (loss) for the period9904€89k€87k▼
Profit (loss) for the period to be appropriated9905€89k€87k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€87k▼
Transfer from equity791/2€90k€324k▲
Transfer to equity691/2€89k€87k▼
To other reserves6921€89k€87k▼
Profit to be distributed694/7€90k€324k▲
Return on contributions (dividend)694€90k€324k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €91k ▲14.8%
Net result €91k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Equity above €500kEq €515k ▲8%
4 profitable years in a row build equity to €515k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Weakest financial yearnet €51k ▼9.1%
Net result drops to €51k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
16-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herstappelstraat 153700 Tongeren-BorgloonGround area
998 m²
Building footprint
174 m²
Volume, LiDAR
968 m³
Parcel 73044B0877/00G000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
APPLISE
since 20102.185.839.867
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73044B0877/00G000 | Flanders | 998 m² | 1 · 174 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GUANTIMA
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Luna
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ARTVIVRE
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 13,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2010
Fiscal year end31-12
Activities, NACEBEL
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
47400Retail sale of information and communication equipment
47410Retail trade
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.