Summary
APPKERS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €71,295 and a net result of €21,146. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 44% of 9872 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-05-2025, 66 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
66 d early
2023
36 d early
2022
31 d early
2022
27 d early
2021
6 d early
2020
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€71,295▼ 2.5%
2023 · €73,155
Net result
€21,146▼ 12.3%
2023 · €24,114
Total assets
€149,460▼ 9.3%
2023 · €164,758
Solvency
47.7%▲ 3.3pp
2023 · 44.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202220232024
Operating result€24,985▼ 39.7%€152▼ 99.4%€9,478-€32,352▲ 241%€29,972▼ 7.4%
Net result€18,028within the sector's middle half▼ 42.3%-€1,273below the sector's middle half€6,149within the sector's middle half-€24,114within the sector's middle half▲ 292%€21,146within the sector's middle half▼ 12.3%
Equity€73,155within the sector's middle half=€71,882within the sector's middle half▼ 1.7%€73,155within the sector's middle half-€73,155within the sector's middle half=€71,295within the sector's middle half▼ 2.5%
Total assets€134,485within the sector's middle half▲ 2.0%€135,293within the sector's middle half▲ 0.6%€141,504within the sector's middle half-€164,758within the sector's middle half▲ 16.4%€149,460within the sector's middle half▼ 9.3%
Debt€61,330▲ 4.4%€63,411▲ 3.4%€68,350-€91,604▲ 34.0%€78,166▼ 14.7%
Working capital€98,105within the sector's middle half▲ 41.2%€103,227within the sector's middle half▲ 5.2%€98,295within the sector's middle half-€59,960within the sector's middle half▼ 39.0%€62,359within the sector's middle half▲ 4.0%
Solvency54.4%within the sector's middle half▼ 1.1pp53.1%within the sector's middle half▼ 1.3pp51.7%within the sector's middle half-44.4%within the sector's middle half▼ 7.3pp47.7%within the sector's middle half▲ 3.3pp
Current ratio4.03above the sector's middle half▲ 1.836.49above the sector's middle half▲ 2.464.20above the sector's middle half-2.28within the sector's middle half▼ 1.922.39within the sector's middle half▲ 0.11
Return on assets (ROA)13.4%within the sector's middle half▼ 10.3pp-0.9%below the sector's middle half▼ 14.3pp4.3%within the sector's middle half-14.6%within the sector's middle half▲ 10.3pp14.1%within the sector's middle half▼ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €149,460
Fixed assets
€42,181 ▼ 27.2%
Current assets
€107,279 ▲ 0.4%
Equity and liabilities €149,460
Equity
€71,295 ▼ 2.5%
Debt
€78,166 ▼ 14.7%
Debt's share of the balance-sheet total falls from 55.6% to 52.3%. Equity and debt are lower.
Key figures and ratios
ROE
29.7%▼
2023 · 33.0%
Debt ≤ 1 year
€44,920▼
2023 · €46,847
Debt > 1 year
€30,000=
2023 · €30,000
Income taxes
€5,847▼
2023 · €6,460
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,895 | €4,601 | €2,709 | €15,856 | €16,161 | ▲ 1.9% |
| Other operating charges640/8 | - | €13,932 | €6,833 | €14,587 | €485 | ▼ 96.7% |
| Gross operating margin9900 | €41,630 | €18,684 | €19,021 | €62,794 | €46,618 | ▼ 25.8% |
| Operating profit (loss)9901 | €24,985 | €152 | €9,478 | €32,352 | €29,972 | ▼ 7.4% |
| Financial charges65/66B | - | €894 | €1,213 | €1,777 | €2,979 | ▲ 67.6% |
| Recurring financial charges65 | €623 | €894 | €1,213 | €1,777 | €2,979 | ▲ 67.6% |
| Profit (loss) for the period before taxes9903 | €24,362 | -€743 | €8,266 | €30,574 | €26,993 | ▼ 11.7% |
| Income taxes67/77 | €6,334 | €530 | €2,117 | €6,460 | €5,847 | ▼ 9.5% |
| Profit (loss) for the period9904 | €18,028 | -€1,273 | €6,149 | €24,114 | €21,146 | ▼ 12.3% |
| Profit (loss) for the period to be appropriated9905 | €18,028 | -€1,273 | €6,149 | €24,114 | €21,146 | ▼ 12.3% |
| Line | 2021 | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €134,485 | €135,293 | €141,504 | €164,758 | €149,460 | ▼ 9.3% |
| Fixed assets21/28 | €4,041 | €13,271 | €12,528 | €57,952 | €42,181 | ▼ 27.2% |
| Tangible fixed assets22/27 | €3,541 | €12,771 | €12,028 | €57,452 | €41,681 | ▼ 27.4% |
| Plant, machinery and equipment23 | - | €2,454 | €1,823 | €4,641 | €2,729 | ▼ 41.2% |
| Furniture and vehicles24 | - | €9,444 | €7,624 | €50,089 | €37,266 | ▼ 25.6% |
| Other tangible fixed assets26 | - | €873 | €2,581 | €2,722 | €1,687 | ▼ 38.0% |
| Financial fixed assets28 | €500 | €500 | €500 | €500 | €500 | = |
| Current assets29/58 | €130,444 | €122,021 | €128,976 | €106,807 | €107,279 | ▲ 0.4% |
| Amounts receivable within one year40/41 | €6,029 | €37,787 | €23,770 | €16,123 | €21,629 | ▲ 34.2% |
| Trade receivables40 | - | €26,318 | €11,417 | €10,705 | €10,059 | ▼ 6.0% |
| Other amounts receivable41 | - | €11,470 | €12,353 | €5,418 | €11,570 | ▲ 114% |
| Cash at bank and in hand54/58 | €123,820 | €84,197 | €95,924 | €90,684 | €84,983 | ▼ 6.3% |
| Deferred charges and accrued income490/1 | - | €37 | €9,282 | €0 | €667 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €134,485 | €135,293 | €141,504 | €164,758 | €149,460 | ▼ 9.3% |
| Equity10/15 | €73,155 | €71,882 | €73,155 | €73,155 | €71,295 | ▼ 2.5% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €54,555 | €54,555 | €54,555 | €54,555 | €52,695 | ▼ 3.4% |
| Non-distributable reserves130/1 | - | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €0 | - | - | - |
| Distributable reserves133 | - | €52,695 | €54,555 | €54,555 | €52,695 | ▼ 3.4% |
| Profit (loss) carried forward14 | - | -€1,273 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €61,330 | €63,411 | €68,350 | €91,604 | €78,166 | ▼ 14.7% |
| Amounts payable after more than one year17 | €15,000 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Other amounts payable178/9 | - | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Amounts payable within one year42/48 | €32,339 | €18,794 | €30,681 | €46,847 | €44,920 | ▼ 4.1% |
| Financial debts43 | - | €3,790 | €10,000 | €10,000 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €3,790 | €10,000 | €10,000 | €0 | ▼ 100% |
| Trade debts44 | €414 | €299 | €1,130 | €595 | €1,201 | ▲ 102% |
| Suppliers440/4 | - | €299 | €1,130 | €595 | €1,201 | ▲ 102% |
| Taxes, remuneration and social security45 | - | €9,550 | €8,929 | €5,723 | €9,980 | ▲ 74.4% |
| Taxes450/3 | - | €9,550 | €8,929 | €5,723 | €9,980 | ▲ 74.4% |
| Other amounts payable47/48 | - | €5,155 | €10,622 | €30,529 | €33,739 | ▲ 10.5% |
| Accrued charges and deferred income492/3 | - | €14,616 | €7,669 | €14,756 | €3,246 | ▼ 78.0% |
| Line | 2021 | 2022 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,028 | -€1,273 | €6,149 | €24,114 | €21,146 | ▼ 12.3% |
| + Depreciation and write-downs630 | €2,895 | €4,601 | €2,709 | €15,856 | €16,161 | ▲ 1.9% |
| Operating cash flow (approximation) | €20,922 | €3,328 | €8,858 | €39,970 | €37,307 | ▼ 6.7% |
| Investment in fixed assets (approximation) | - | -€13,831 | - | -€61,279 | -€391 | ▲ 99.4% |
| Change in cash | - | -€39,623 | - | -€5,240 | -€5,701 | ▼ 8.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
04-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €6,149
Net result €6,149 after one loss-making year.
30-06
Financial
Weakest financial yearnet -€1,273
Net result drops to -€1,273, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €31,251 ▲36.3%
Operating result €41,464, net result €31,251, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2016
Ground area
809 m²
Building footprint
64 m²
Volume, LiDAR
495 m³
Parcel 25023A0663/00F003, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue de la Papeterie 28, 1490 Court-Saint-Etienne
since 20162.254.504.286
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023A0663/00F003 | Wallonia | 809 m² | 1 · 64 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 11,451 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-07-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Contact
Website
appkers.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0658746004
Also
9925:BE0658746004
Registered
12-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.