Turnover
≈ €140,000 estimated
The micro format states no turnover.
APPIFY
Overview
Lifetime
1 annual account with figurespeak €75,794 (2025)
€75,794
peak €47,938 (2025)
€47,938
peak €51,438 (2025)
€51,438
€28,511
Board1 name since 2024
1 directorVAN BAEL Stijn
Documentsfilings and deeds
29-05-202663 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€3,500 100 shares
Checked score
95
Excellent
Financially stronger than 63% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.4%
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026highest value
06-2026: < 0.1%▼ -0.4 percentage points vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.69, cash €20,375
Size: total assets €79,949
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 57% of them on solvency, 49% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as APPIFY has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of APPIFY itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for APPIFY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.69, above the usual 1.5. Short-term debt is 35.7% and cash 25.5% of total assets. 35.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
63 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017272157
Incorporation
Founding capital of €3,500, 100 shares · Founder: VAN BAEL Stijn (comparant oprichter) · Appointment: VAN BAEL Stijn (director) · published on 16-12-2024 · Gazette deed
First establishment
Sint-Elooisstraat 65A, Oostkamp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| APPIFY Oostkamp | €79,949 | €75,794 | 64.3% | - |
| Belgacode Harelbeke | €79,858 | €72,242 | 72.8% | - |
| C-Consulting Tielt | €79,238 | €76,379 | 79.1% | - |
| Buconit Dentergem | €82,167 | €83,446 | 82.6% | - |
| RP IT Consulting Bruges | €77,245 | €70,591 | 68.3% | - |
| Neo Gen IT Solutions Beernem | €83,842 | €68,942 | 68.1% | - |
| VUNIQI Bruges | €89,811 | €77,098 | 72.2% | - |
These companies have the same main activity as APPIFY: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €77,200 and €89,800, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 12-12-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 5 others
- Establishment unit
- 2.367.631.0328020 Oostkamp, since 12-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-11-2025
Annual accounts 2025
- €75,794
- €47,938
- €51,438
- €79,949
- Filing
- Filed on 29-05-2026, 63 days before the end of the filing period
Insights on APPIFY
APPIFY has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,438 and a net result of €47,938.
Its solvency ranks better than 55% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-05-2026, 63 days before the deadline€75,794
€67,144
€47,938
€19,760
64.3%
1.69
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €130,000 and €190,000.
Balance sheet
balance sheet total €79,949 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
64.3%
Higher than 55% of 21,208 companies in 2025.
1.69
Higher than 37% of 20,571 companies in 2025.
60.0%
Higher than 91% of 20,746 companies in 2025.
APPIFY
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
79,949 | |
21/28 |
31,678 | |
22/27 |
31,678 | |
24 |
31,678 | |
29/58 |
48,271 | |
40/41 |
18,228 | |
40 |
15,802 | |
41 |
2,426 | |
50/53 |
9,500 | |
54/58 |
20,375 | |
490/1 |
168 | |
| Balance sheet: equity and liabilities | ||
10/49 |
79,949 | |
10/15 |
51,438 | |
10/11 |
3,500 | |
13 |
47,938 | |
133 |
47,938 | |
17/49 |
28,511 | |
42/48 |
28,511 | |
44 |
2,100 | |
440/4 |
2,100 | |
45 |
4,455 | |
450/3 |
4,455 | |
47/48 |
21,956 | |
| Income statement | ||
9900 |
75,794 | |
630 |
8,524 | |
640/8 |
126 | |
9901 |
67,144 | |
75/76B |
94 | |
75 |
94 | |
65/66B |
408 | |
65 |
408 | |
9903 |
66,829 | |
67/77 |
18,891 | |
9904 |
47,938 | |
9905 |
47,938 | |
| Appropriation of the result | ||
9906 |
47,938 | |
691/2 |
47,938 | |
6921 |
47,938 | |
| Document | ||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-05-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-05-2026 | 2026-00131791 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 75,668 | ||
| 56,462 | ||
| 40,202 | ||
| 19,760 | ||
| 64.3% | ||
| 1.69 | ||
| 0.55 | ||
| 93.2% | ||
| 60.0% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €37,288 |
| Intangible fixed assets | €2,914 |
| €8,524 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on APPIFY
Debt's share of the balance-sheet total is 35.7%.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 16-12-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 29-05-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Hij kan bijzondere machten…”deed of 16-12-2024
Mandates through the years
1 name, the dashed line is todayVAN BAEL Stijn
Director
Director
Board
Mandates as a list
- VAN BAEL Stijn
- Director, appointed by deed of 16-12-2024, still in office
Control
Capital
- Contribution
- €3,500
- Shares
- 100
- Contribution per share
- €35
- Equity per share
- €514 in 2025
- Source
- deed of 16-12-2024
Articles of association
deed of 16-12-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 14:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 16-12-2024 ↗
- VAN BAEL Stijn 100 shares (100%) · €3,500
Network & group
No group
APPIFY has no parent and no holdings in its annual accounts. VAN BAEL Stijn is the only director. APPIFY shares no director with another company.
Timeline
Timeline
4 events since 2024Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · 63 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1017272157
2024
IncorporationFounding capital of €3,500, 100 shares · Founder: VAN BAEL Stijn (comparant oprichter) · Appointment: VAN BAEL Stijn (director) · published on 16-12-20246 points ▸
- Founder, VAN BAEL Stijn (comparant oprichter)
- Founding capital, €3,500, 100 shares
- Registered office clause, Sint-Elooisstraat 65A, 8020 Oostkamp
- Board rule, 1
- Director appointment, VAN BAEL Stijn
- VAN BAEL Stijn holds all the shares
- The deed holds 2 more points.
First establishment Sint-Elooisstraat 65A, Oostkamp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1017.272.157
- VAT number
- BE 1017.272.157
- Peppol ID
- 0208:1017272157
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 12-12-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 14:00deed of 16-12-2024 (in Dutch)
- Peppol
- Reachable since 18-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- APPIFY in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 16-12-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 16-12-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
62100
Computer programming
Codes under NACEBEL 2008
62020
IT consultancy main activity
58290
Publishing activities
62010
Computer programming, consultancy and related activities
62090
Computer programming, consultancy and related activities
63110
Computing infrastructure, data processing, hosting and other information service activities
95110
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Ontwerpen en programmeren van computerprogramma's; Computerconsultancy-activiteiten; Beheer van computerfaciliteiten; Overige diensten op…”deed of 16-12-2024 (in Dutch)
20 activities
- Ontwerpen en programmeren van computerprogramma's
- Computerconsultancy-activiteiten
- Beheer van computerfaciliteiten
- Overige diensten op het gebied van informatietechnologie en computer
- Gegevensverwerking,webhosting en aanverwante activiteiten
- Overige dienstverlenende activiteiten op het gebied van informatie,niet eerder genoemd
- Adviesbureaus op het gebied van public relations en communicatie
- Verhuur en lease van kantoormachines,inclusief computers
- Overige zakelijke dienstverlening,niet eerder genoemd
- Reparatie van computers en randapparatuur
- Software consultancy
- Online diensten
- Skiles geven
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen,zowel in volle eigendom,blote eigendom en/of tijdelijk vruchtgebruik
- Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen of heropbouwen,onderhouden,verhuren,huren,verkavelen,lotisseren,uitbaten,expertise,beheren,promoteren,omvormen of ombouwen,prospecten en valoriseren van onroerende goederen zo gronden als gebouwen,zo op het platteland als in bebouwde kommen in België of in het buitenland,voor haar rekening of voor rekening van derden en/of tussenpersonen
- De aan- en verkoop,huur en verhuur van roerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerend patrimonium,alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerende vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenhuisinrichting en decoratie,de huur en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten
- De vennootschap kan derhalve ook contracten van onroerende leasing afsluiten
- Zij heeft in het algemeen de volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,geheel of ten dele vergemakkelijken
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Sint-Elooisstraat 65A registered office 8020 Oostkamp | 12-12-2024 | 2.367.631.032 |
Buildings and parcels at the address
- Ground area
- 395 m²
- Buildings
- 95 m²
- Volume, LiDAR
- 570 m³
- Tallest building
- 7.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 31025B0622/00M000 | 395 m² | 1 · 95 m² | 7.5 m · 2 |