APPHIA AUTO FULL SERVICES

Active

Private limited companyfounded 2020active for 6 yearsRue Arthur Descamps 200, 7340 Colfontaine, BelgiumKBO/BCE: BE 0744.838.749

From the official registers: KBO 6 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of APPHIA AUTO FULL SERVICES is 6.4% (elevated). The 2025 annual accounts show negative equity (-€3,498) and a net result of €5,170. Equity is growing by about 31% per year across the filed financial years. Its solvency ranks better than 17% of 619 sector peers (NACE 53, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

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APPHIA AUTO FULL SERVICESActiveChecked score 36/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 08-03-2020 Normal situation
Legal form: Private limited company
Registered office: Rue Arthur Descamps 200, 7340 Colfontaine
Activity: Postal and courier activities NACE 53100and 1 other
Establishment unit: 2.307.316.630 7340 Colfontaine, since 08-03-2020
Financial year end: 31 December
Peppol: Reachable since 23-05-2024

Company details

Who decides

Board

Alzouma Saidou MoussaDirector · since 08-03-2020

Board & ownership

How it is doing

36 Weak Checked score 2025

Bankruptcy probabilitywithin 12 months: 6.4%

Annual accounts 2025

Gross margin: €74,163; ▼ 16.3%
Turnover: ≈ €220,000; estimated
Profit: €5,170; ▲ 64.5%
Equity: -€3,498; ▲ 59.6%
Total assets: €43,497; ▼ 20.1%
Staff: 2 FTE; ▼ 28.6%

2025 accounts 87 days early

Filed on 05-05-2026PDF

Financials

Why 36raises riskSector: Postal and courier activities (NACE 53)1 change of registered office in 24 monthsFounded in 20201 of the last 3 lateShow the evidence

Checked score

Score 2025

36 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 44% of its sector peers (NACE 53, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 17+8

equity -8.0% of total assets

Liquidity 4+3

short-term debt 86.8% · cash 1.4%

Profitability 84+8

return on assets 11.9%

Bankruptcy probability, 12 months

6.4% Elevated

0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (914 companies, NACE 53, micro)

Last 24 months 11-2024: 5.3% 12-2024: 5.3%● unchanged vs 11-2024 01-2025: 5.2%▼ -0.1 percentage points vs 12-2024 02-2025: 5.2%● unchanged vs 01-2025 03-2025: 5.1%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 5.1%● unchanged vs 03-2025 05-2025: 5.1%● unchanged vs 04-2025 06-2025: 5.2%▲ +0.1 percentage points vs 05-2025 07-2025: 5.8%▲ +0.6 percentage points vs 06-2025 08-2025: 5.8%● unchanged vs 07-2025 09-2025: 5.8%● unchanged vs 08-2025 10-2025: 5.9%▲ +0.1 percentage points vs 09-2025 11-2025: 5.8%▼ -0.1 percentage points vs 10-2025 12-2025: 5.8%● unchanged vs 11-2025 01-2026: 5.7%▼ -0.1 percentage points vs 12-2025 02-2026: 5.7%● unchanged vs 01-2026 03-2026: 5.7%● unchanged vs 02-2026 04-2026: 8.0%▲ +2.3 percentage points vs 03-2026 05-2026: 8.9%▲ +0.9 percentage points vs 04-2026highest value 06-2026: 6.3%▼ -2.6 percentage points vs 05-2026 07-2026: 6.4%▲ +0.1 percentage points vs 06-2026 08-2026: 6.4%● unchanged vs 07-2026 09-2026: 6.4%● unchanged vs 08-2026 10-2026: 6.4%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.6, compared with 0.59 in 2024, below 1; short-term debt: 86.8% and cash: 1.4% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 17% on solvency, 8% on liquidity, 71% on profitability and 83% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises riskneutral

Sector: Postal and courier activities (NACE 53)

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Founded in 2020

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

1 of the last 3 late

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 619 sector peers (2025).

NBB · sector comparison

Position among 619 sector peers

Solvency

better than 17%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

87 days early

2024

37 days early

2023

49 days late

2022

38 days late

2021

3 days early

2020

11 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 9 days before the deadline; the sector median (NACE 53) for financial year 2024 is 13 days after the deadline, and 56% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 filed years within 53 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€3,498 View
Caution: Among the weakest 16% on equitysector median €29,643 · 623 companies -€3,498 View

Documents

Key facts about APPHIA AUTO FULL SERVICES

What is the company number of APPHIA AUTO FULL SERVICES?: 0744.838.749. In Belgium the VAT number is the company number with BE in front: BE 0744.838.749.
Where is APPHIA AUTO FULL SERVICES based?: The registered office is at Rue Arthur Descamps 200, 7340 Colfontaine.Company details
What does APPHIA AUTO FULL SERVICES do?: According to the KBO register, the main activity is postal and courier activities (NACE 53100).
What is the legal form of APPHIA AUTO FULL SERVICES?: Private limited company (BV).
When was APPHIA AUTO FULL SERVICES founded?: On 08-03-2020.
Is APPHIA AUTO FULL SERVICES still active?: Yes, APPHIA AUTO FULL SERVICES is an active enterprise in the KBO register.
How many employees does APPHIA AUTO FULL SERVICES have?: On average 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of APPHIA AUTO FULL SERVICES?: ≈ €220,000 in financial year 2025. Estimated from the gross margin of €74,163: probably between €150,000 and €390,000, based on 2,676 comparable companies of the same size. A rough estimate.
Is APPHIA AUTO FULL SERVICES profitable?: In financial year 2025, APPHIA AUTO FULL SERVICES made a profit of €5,170.
Where can I find the annual accounts of APPHIA AUTO FULL SERVICES?: APPHIA AUTO FULL SERVICES filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of APPHIA AUTO FULL SERVICES due?: By 31-07-2027, for financial year 2026.Timeline

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Overview