APOTHEEK TEMPELHOF
ActiveAPOTHEEK TEMPELHOF has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €45k. Equity is growing by ~23.6% per year across the filed fiscal years. Its solvency ranks better than 75% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+24
Solvency87▲+26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.37 against 1.37 in 2024; short-term debt: 37.7% and cash: 12.6% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
25.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
7 d early
2023
29 d late
2022
31 d early
2021
20 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€111k▲ 67.6%
2024 · €66k
2018: €28k
2019: €29k
2020: €21k
2021: €22k
2022: €39k
2023: €56k
2024: €66k
2018 → 2025
Total assets
€177k▼ 2.4%
2024 · €182k
2018: €209k
2019: €194k
2020: €198k
2021: €199k
2022: €219k
2023: €211k
2024: €182k
2018 → 2025
Net result
€45k▲ 336%
2024 · €10k
2018: €-5k
2019: €912
2020: €-8k
2021: €941
2022: €17k
2023: €16k
2024: €10k
2018 → 2025
Working capital
€92k▲ 118%
2024 · €42k
2018: €5k
2019: €5k
2020: €831
2021: €8k
2022: €18k
2023: €33k
2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€39k▲ 80.0%€56k▲ 41.9%€66k▲ 18.3%€111k▲ 67.6%
Operating result€-404-€20k€21k▲ 5.6%€13k▼ 38.4%€59k▲ 348%
Net result€941-€17k▲ 1,755%€16k▼ 5.8%€10k▼ 37.9%€45k▲ 336%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 348% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€19k▼ 25.4%
Current assets
€158k▲ 1.4%
Equity and liabilities €177k
Equity
€111k▲ 67.6%
Debt
€67k▼ 42.2%
The debt ratio falls from 63.7% to 37.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€69k▲
2024 · €23k
Cash flow
€55k▲
2024 · €20k
Solvency
62.3%▲
2024 · 36.3%
Current ratio
2.37▲
2024 · 1.37
Quick ratio
1.05▲
2024 · 0.62
Debt / equity
0.60▼
2024 · 1.76
ROE
40.3%▲
2024 · 15.5%
ROA
25.1%▲
2024 · 5.6%
Interest coverage
18135.02▲
2024 · 345.74
Debt
€67k▼
2024 · €116k
Debt ≤ 1 year
€67k▼
2024 · €114k
Income taxes
€15k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€182k€177k▼
Fixed assets21/28€26k€19k▼
Tangible fixed assets22/27€21k€15k▼
Plant, machinery and equipment23€7k€8k▲
Furniture and vehicles24€336€117▼
Other tangible fixed assets26€13k€6k▼
Financial fixed assets28€5k€5k=
Current assets29/58€156k€158k▲
Stocks and contracts in progress3€85k€88k▲
Stocks30/36€85k€88k▲
Amounts receivable within one year40/41€40k€42k▲
Trade receivables40€35k€37k▲
Other amounts receivable41€5k€5k▲
Cash at bank and in hand54/58€24k€22k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€182k€177k▼
Equity10/15€66k€111k▲
Contributions10/11€19k€19k=
Reserves13€47k€92k▲
Distributable reserves133€47k€92k▲
Amounts payable17/49€116k€67k▼
Amounts payable after more than one year17€1k-
Financial debts170/4€1k-
Amounts payable within one year42/48€114k€67k▼
Trade debts44€13k€36k▲
Suppliers440/4€13k€36k▲
Taxes, remuneration and social security45€1k€131▼
Taxes450/3€1k€131▼
Other amounts payable47/48€100k€31k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€472€487▲
Gross operating margin9900€24k€69k▲
Operating profit (loss)9901€13k€59k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€67€4▼
Recurring financial charges65€67€4▼
Profit (loss) for the period before taxes9903€14k€60k▲
Income taxes67/77€4k€15k▲
Profit (loss) for the period9904€10k€45k▲
Profit (loss) for the period to be appropriated9905€10k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€45k▲
Transfer to equity691/2€10k€45k▲
To other reserves6921€10k€45k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €45k ▲336%
Operating result €59k, net result €45k, both a record.
31-12
Financial
Equity above €100kEq €111k ▲67.6%
5 profitable years in a row build equity to €111k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 20 days late
2021
31-12
Financial
Back to profitnet €941
Net result €941 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-8k ▼942%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Back to profitnet €912
Net result €912 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
08-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestsestraat 2233000 LeuvenGround area
87 m²
Building footprint
86 m²
Volume, LiDAR
1,098 m³
Parcel 24062A0979/00D000, Flanders · tallest building 14.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
APOTHEEK
since 19982.089.570.931
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A0979/00D000 | Flanders | 87 m² | 1 · 86 m² | 14.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.089.570.931
Similar companies · same sector, comparable size
LE LUMEÇON
BE 0563.534.762
Brussel · Eq €111k
AUBELPHARMA
BE 0439.272.715
Aubel · Eq €111k
VAN DE PLAS PHARMA
BE 0437.942.825
Sint-Genesius-Rode · Eq €111k
Pharmacie Van Leeuw Maréchal
BE 0809.888.533
Bassenge · Eq €110k
PHARMACIE CRAHAY
BE 0415.889.478
Chaudfontaine · Eq €111k
Of 5,223 companies in sector 47730 we hold annual accounts for 3,862. 3,453 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-1998
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
52310
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.