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Apotheek Lozie

Active
Private limited companyfounded 2004active for 21 yearsDr. Victor Van Cauterenstraat 17, 9240 Zele, BelgiumKBO/BCE: BE 0870.829.475
Summary

Apotheek Lozie has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €485,448 and a net result of €51,741. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 82% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-12-2004 Normal situation
Activity
Retail sale of pharmaceutical products NACE 47730
Joint committee
313 Paritair Comité voor de apotheken en tarificatiediensten · annual accounts 2025
Establishment units
2.145.080.071 9240 Zele, since 03-02-2005
2.237.598.275 9240 Zele, since 06-10-2014
Financial year end
31 December
Peppol
Reachable since 31-08-2023

Board and ownership

Board
  • Healis HoldingDirector · since 23-04-2026 · permanent representative An De Mulder
  • IT FIGURESDirector · permanent representative Nick Felix
  • Figures BVDirector

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€234,547
▼ 7.5%
Turnover
≈ €1.1m
estimated
Profit
€51,741
▼ 14.9%
Equity
€485,448
▲ 10.9%
Total assets
€687,772
▲ 1.7%
Employees on 31-12-2025
3
=
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 4.67, cash €330,831Figures for financial year 2025 (filed on 27-07-2026)Equity €485,448 (70.6% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 76% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 96+6
equity 70.6% of total assets
Liquidity 94+1
short-term debt 20.0% · cash 48.1%
Profitability 78-2
return on assets 7.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.2 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026highest value 08-2026: 0.1%▼ -0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.67 (4.21 in 2024), above the usual 1.5. Short-term debt is 20% and cash 48.1% of total assets. 29.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 81% of them on solvency, 93% on liquidity, 68% on profitability and 62% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 4.67, cash €330,831
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 27-07-2026)
NBB · annual accounts
lowers risk · Equity €485,448 (70.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
7 days early
2023
28 days late
2022
30 days late
2021
30 days late
2020
30 days late
2019
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 82% of companies in retail tradesector median 36.6% · 12,777 companies 70.6% View
  • Board changedlatest change 23-04-2026 · 3 in office 2 joined · 1 left View
  • Positive: 8 profitable years in a rowprofit 2025: €51,741 8 years View

Recent changes

  1. · Gazette deed 2 directors appointed, 1 director resigningResignation: Karlijn Lozie (director) · Appointments: Healis Holding BV (director) and Figures BV (director) · Permanent representatives: An De Mulder and Nick Felix
  2. · Gazette deed Registered office moved within ZeleNew seat: Dr. Victor Van Cauterenstraat 17 bus A - 9240 Zele · Previous seat: Dokter Armand Rubbensstraat 29 - 9240 Zele
  3. · Gazette deed Change of role: LOZIE Karlijn, from manager to director
All 17 events

Comparable companies

These companies have the same main activity as Apotheek Lozie: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €604,000 and €724,000, founded between 2000 and 2005.

CompanyTotal assetsGross margin
Apotheek Lozie Zele€687,772€234,547
PHARMACIE PIEDBOEUF Chaudfontaine€690,407€263,956
APOTHEEK QUEENS Turnhout€621,995€225,942
APOTHEEK LAROCKSTRAAT Anderlecht€724,107€209,615
VAN DEN ABEELE - WAERNIERS Maldegem€721,160€285,991
PHARMACIE D'ERPENT Namur€699,308€269,910
PHARMACIE FONTINOY Hastière€604,339€224,316
Full comparison

Key facts about Apotheek Lozie

What is the company number of Apotheek Lozie?
The company number of Apotheek Lozie is 0870.829.475. The VAT number is the same number with BE in front: BE 0870.829.475.
Where is Apotheek Lozie based?
The registered office is at Dr. Victor Van Cauterenstraat 17, 9240 Zele.Company details
What does Apotheek Lozie do?
According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
What is the legal form of Apotheek Lozie?
The legal form of Apotheek Lozie is Private limited company (BV).
When was Apotheek Lozie founded?
Apotheek Lozie was founded on 27-12-2004.
Is Apotheek Lozie still active?
Yes, Apotheek Lozie is an active enterprise in the KBO register.
How many employees does Apotheek Lozie have?
Apotheek Lozie had an average of 2.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Apotheek Lozie fall under?
In its 2025 annual accounts, Apotheek Lozie states joint committee 313 (Paritair Comité voor de apotheken en tarificatiediensten).
What is the turnover of Apotheek Lozie?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €234,547 and 51 comparable companies (NACE 477). It probably lies between €740,000 and €2.1m.
Is Apotheek Lozie profitable?
In financial year 2025, Apotheek Lozie made a profit of €51,741.
Where can I find the annual accounts of Apotheek Lozie?
Apotheek Lozie filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Apotheek Lozie due?
Apotheek Lozie must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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