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APOTHEEK LOPPEM

Active
Public limited companyfounded 1983active for 42 yearsRijselsestraat 29, 8210 Zedelgem, BelgiumKBO/BCE: BE 0425.373.902
Summary

APOTHEEK LOPPEM has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €426,678 and a net result of -€8,213. Equity has been growing by about 4% per year since 2018. Its solvency ranks better than 79% of 5,039 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-12-1983 Normal situation
Activity
Retail sale of pharmaceutical products NACE 47730
Joint committee
313 Paritair Comité voor de apotheken en tarificatiediensten · annual accounts 2025
Establishment unit
2.037.767.684 8210 Zedelgem, since 07-03-2002
Financial year end
31 December
Peppol
Reachable since 13-02-2024

Board and ownership

Board
  • Ann HofmannManaging director
Shareholders
  • ANN HOFMANN30-06-2025 annual accounts of ANN HOFMANN

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€136,816
▲ 22.9%
Turnover
≈ €640,000
estimated
Loss
€8,213
▼ 51.7%
Equity
€426,678
▼ 1.9%
Total assets
€648,217
▲ 1.9%
Employees on 31-12-2025
2
=
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskFounded in 1983Equity €426,678 (65.8% of total assets)Size: 1.5 FTE, total assets €648,217Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 91-2
equity 65.8% of total assets
Liquidity 48+2
short-term debt 28.1% · cash 7.3%
Profitability 32+10
return on assets -1.3%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.1 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.86 (1.83 in 2024), above the usual 1.5. Short-term debt is 28.1% and cash 7.3% of total assets. 34.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 78% of them on solvency, 48% on liquidity, 26% on profitability and 35% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1983
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €426,678 (65.8% of total assets)
NBB · annual accounts
lowers risk · Size: 1.5 FTE, total assets €648,217
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€8,213
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
22 days late
2023
12 days late
2022
3 days early
2021
41 days early
2020
5 days early
2019
27 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€8,213 View

Recent changes

  1. · Gazette deed Company renamed from SURMONT to APOTHEEK LOPPEMChange of role: ANN HOFMANN, from director to managing director · Reappointment: ANN HOFMANN (director) · Permanent representative: Ann Hofmann
  2. · Gazette deed Resignations: Helena De Meurechy (director and managing director) and Magali Surmont (director)Appointment: BV Ann Hofmann (director and managing director) · Permanent representative: Ann Hofmann
All 15 events

Comparable companies

These companies have the same main activity as APOTHEEK LOPPEM: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €547,000 and €622,000, founded between 1975 and 1991.

CompanyTotal assetsGross margin
APOTHEEK LOPPEM Zedelgem€648,217€136,816
APOTHEEK CHARLOTTE SULMON Zwevegem€621,627€160,255
VERSTRAETE JEROEN APOTHEEK Harelbeke€560,565€163,995
Apotheek Verfaillie Tielt€546,947€147,126
PHARMAHEALTH Zottegem€607,296€135,678
Apotheek Ravestijn Brasschaat€594,034€126,901
PHARMACIE BRENARD Rebecq€615,443€151,981
Full comparison

Key facts about APOTHEEK LOPPEM

What is the company number of APOTHEEK LOPPEM?
The company number of APOTHEEK LOPPEM is 0425.373.902. The VAT number is the same number with BE in front: BE 0425.373.902.
Where is APOTHEEK LOPPEM based?
The registered office is at Rijselsestraat 29, 8210 Zedelgem.Company details
What does APOTHEEK LOPPEM do?
According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
What is the legal form of APOTHEEK LOPPEM?
The legal form of APOTHEEK LOPPEM is Public limited company (NV).
When was APOTHEEK LOPPEM founded?
APOTHEEK LOPPEM was founded on 22-12-1983.
Is APOTHEEK LOPPEM still active?
Yes, APOTHEEK LOPPEM is an active enterprise in the KBO register.
How many employees does APOTHEEK LOPPEM have?
APOTHEEK LOPPEM had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does APOTHEEK LOPPEM fall under?
In its 2025 annual accounts, APOTHEEK LOPPEM states joint committee 313 (Paritair Comité voor de apotheken en tarificatiediensten).
What is the turnover of APOTHEEK LOPPEM?
The turnover in financial year 2025 is ≈ €640,000. This figure is estimated from the gross margin of €136,816 and 51 comparable companies (NACE 477). It probably lies between €430,000 and €1.2m.
Is APOTHEEK LOPPEM profitable?
In financial year 2025, APOTHEEK LOPPEM made a loss of €8,213.
Where can I find the annual accounts of APOTHEEK LOPPEM?
APOTHEEK LOPPEM filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of APOTHEEK LOPPEM due?
APOTHEEK LOPPEM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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