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APOTHEEK JOOSEN

Active Private limited companyfounded 2010active for 15 yearsKaakstraat 1, 2160 WommelgemKBO/BCE: BE 0831.884.965

Lifetime

15 annual accounts with figures on one time axis
Gross marginpeak €322,076 (2025)
€322,076▲ 12.5%
Resultpeak €119,733 (2025)
€119,733▲ 16.0%
Equitypeak €770,791 (2025)
€770,791▲ 18.4%
Debts
€105,076▼ 50.7%
Staffpeak 2.2 FTE (2016)
2.1 FTEunchanged
Board1 name since 2010
1 directorChristine Joosen
Documentsfilings and deeds
29-07-20262 days before the deadline
2025abbreviated format
Gross margin from €286,303 to €322,076Equity from €651,059 to €770,791Debts from €213,183 to €105,076

Key points

from the 2025 annual accounts

Equity

€770,791 ▲ 18.4%

APOTHEEK JOOSEN has made a profit in every financial year since 2011.

Turnover

≈ €1.2m estimated

The abbreviated format states no turnover.

Staff

2 employees on 31-12-2025
112023112024102025

In 2025, 1 person joined and 0 left.

Liquidity

8.38 was 4.06 in 2024

Short-term debts fell from €206,623 to €101,104.

Filings

15 annual accounts since 2011
AprilJune31 JulyOctober201520202025

The last five annual accounts were filed 2 to 30 days before the end of the period.

Position in the sector

88.0%

Higher solvency than 93% of companies in retail trade. Sector median 36.6% · 12,836 companies.

Checked score

98
Excellent
Financially stronger than 85% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,273 companies (NACE 47, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

Solvency
100=equity 88.0% of total assets
Liquidity
99+8short-term debt 11.5% · cash 58.5%
Profitability
86+2return on assets 13.7%

Score breakdown

lowers risk
Liquidity: current ratio 8.38, cash €512,090
Equity €770,791 (88.0% of total assets)
Founded in 2010
Figures for financial year 2025 (filed on 29-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 97% on liquidity, 80% on profitability and 71% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as APOTHEEK JOOSEN has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of APOTHEEK JOOSEN itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for APOTHEEK JOOSEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €75,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 8.38 (4.06 in 2024), above the usual 1.5. Short-term debt is 11.5% and cash 58.5% of total assets. 12% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 8.38, cash €512,090
NBB · annual accounts
lowers risk · Equity €770,791 (88.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 29-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
23 days early
2023
26 days early
2022
28 days early
2021
30 days early
2020
29 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CJ
Director, since 07-12-2010
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0831884965
Appointment: Christine Joosen (director) Gazette deed
Incorporation published on 24-12-2010 · Gazette deed
First establishment Kaakstraat 1, Wommelgem
All 26 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
APOTHEEK JOOSEN Wommelgem €875,867 €322,076 88.0% 2.1
Apotheek De Stoop Deinze Deinze €837,549 €347,612 62.5% 2.1
APOTHEEK L. DE BOLLE Ninove €802,923 €334,854 88.6% 2.2
Apotheek Soetkin Op De Beeck Blankenberge €916,196 €338,847 36.8% 1.8
Sego Pharma Dessel €939,072 €397,420 63.7% 1.7
APOTHEEK ROEL VERELST Herentals €997,677 €320,633 41.2% 1.6
Apotheek De Hei Berlaar €792,673 €305,538 41.7% 1.7

These companies have the same main activity as APOTHEEK JOOSEN: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €793,000 and €998,000, founded between 2007 and 2012.

Official details

Source: KBO
Status
Active since 01-12-2010Normal situation
Activity
Retail sale of pharmaceutical productsNACE 47730
Joint committee
313Pharmacies and pricing offices · annual accounts 2025
Establishment unit
2.233.107.9672160 Wommelgem, since 01-12-2010
Financial year end
31 December
Peppol
Reachable since 14-11-2025
Company details

Annual accounts 2025

Total assets
€875,867▲ 1.3%
Employeeson 31-12-2025
2=
Filing
Filed on 29-07-2026, 2 days before the end of the filing period
Financials

Insights on APOTHEEK JOOSEN

APOTHEEK JOOSEN files the abbreviated format. That format states no turnover. The gross margin rose from €230,789 in 2011 to €322,076 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about APOTHEEK JOOSEN

What is the company number of APOTHEEK JOOSEN?
The company number of APOTHEEK JOOSEN is 0831.884.965. The VAT number is the same number with BE in front: BE 0831.884.965.
Where is APOTHEEK JOOSEN based?
The registered office is at Kaakstraat 1, 2160 Wommelgem.Company details
What does APOTHEEK JOOSEN do?
According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
What is the legal form of APOTHEEK JOOSEN?
APOTHEEK JOOSEN is a private limited company (BV).
When was APOTHEEK JOOSEN founded?
APOTHEEK JOOSEN was founded on 01-12-2010.
Is APOTHEEK JOOSEN still active?
Yes, APOTHEEK JOOSEN is an active enterprise in the KBO register.
How many employees does APOTHEEK JOOSEN have?
APOTHEEK JOOSEN had an average of 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does APOTHEEK JOOSEN fall under?
In its 2025 annual accounts, APOTHEEK JOOSEN states joint committee 313 (Pharmacies and pricing offices).
What is the turnover of APOTHEEK JOOSEN?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €322,076 and 48 comparable companies (NACE 477). It probably lies between €880,000 and €1.9m.
Is APOTHEEK JOOSEN profitable?
In financial year 2025, APOTHEEK JOOSEN made a profit of €119,733.
Where can I find the annual accounts of APOTHEEK JOOSEN?
APOTHEEK JOOSEN filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of APOTHEEK JOOSEN due?
APOTHEEK JOOSEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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