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APOTHEEK GOVERS

Active
Private limited companyfounded 2006active for 19 yearsLuikersteenweg 431, 3920 Lommel, BelgiumKBO/BCE: BE 0885.450.642

From the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

APOTHEEK GOVERS has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €829,472 and a net result of €255,191. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 95% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 05-12-2006 Normal situation
Activity
Retail sale of pharmaceutical products NACE 47730
Establishment unit
2.159.794.278 3920 Lommel, since 01-01-2007
Financial year end
31 December
Peppol
Reachable since 20-08-2025

Board and ownership

Board

Financial position

99 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€330,598
▲ 11.4%
Turnover
≈ €1.2m
estimated
Profit
€255,191
▲ 23.2%
Equity
€829,472
▲ 44.4%
Total assets
€882,189
▲ 15.3%
Staff
0.7 FTE
=
Filed on 08-07-2026, 23 days before the deadlineat the National Bank
Score breakdownraises risk1 of the last 3 accounts latelowers riskLiquidity: current ratio 16.53, cash €410,598Equity €829,472 (94.0% of total assets)Founded in 2006Show the evidence

Checked score

Score 2025
99 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 93% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 94.0% of total assets
Liquidity 100+9
short-term debt 6.0% · cash 46.5%
Profitability 100=
return on assets 28.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 16.53 (3.99 in 2024), above the usual 1.5. Short-term debt is 6% and cash 46.5% of total assets. 6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 96% on profitability and 85% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 16.53, cash €410,598
NBB · annual accounts
lowers risk · Equity €829,472 (94.0% of total assets)
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
1 day late
2023
35 days late
2022
31 days late
2021
38 days late
2020
65 days late
2019
20 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 36.6% · 12,757 companies 94.0% View
  • Positive: 8 profitable years in a rowprofit 2025: €255,191 8 years View
  • Positive: Equity rose in 2025from €574,281 to €829,472 ▲ 44.4% View

Comparable companies

These companies have the same main activity as APOTHEEK GOVERS: retail sale of pharmaceutical products (NACE 47730). They are comparable in size and age: total assets between €764,000 and €1m, founded between 2003 and 2010.

CompanyTotal assetsGross margin
APOTHEEK GOVERS Lommel€0.9m€0.3m
NOVIL'PHARMA Fernelmont€0.9m€0.3m
APOTHEEK JANSSEN Bree€0.8m€0.3m
DIGITALE PHARMA Bernissart€1.0m€0.3m
APOTHEEK AERTS CAROLINE Herselt€1.0m€0.3m
KABBEEK FARMA Tienen€0.8m€0.3m
Apotheker Karen Van Butsele Antwerpen€0.8m€0.3m
Full comparison

Documents

Annual accounts at the NBB

All 19 annual accounts

Articles and registers

Key facts about APOTHEEK GOVERS

What is the company number of APOTHEEK GOVERS?
The company number of APOTHEEK GOVERS is 0885.450.642. The VAT number is the same number with BE in front: BE 0885.450.642.
Where is APOTHEEK GOVERS based?
The registered office is at Luikersteenweg 431, 3920 Lommel.Company details
What does APOTHEEK GOVERS do?
According to the KBO register, the main activity is retail sale of pharmaceutical products (NACE 47730).
What is the legal form of APOTHEEK GOVERS?
The legal form of APOTHEEK GOVERS is Private limited company (BV).
When was APOTHEEK GOVERS founded?
APOTHEEK GOVERS was founded on 05-12-2006.
Is APOTHEEK GOVERS still active?
Yes, APOTHEEK GOVERS is an active enterprise in the KBO register.
How many employees does APOTHEEK GOVERS have?
APOTHEEK GOVERS had an average of 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of APOTHEEK GOVERS?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €330,598 and 47 comparable companies (NACE 477). It probably lies between €930,000 and €2.0m.
Is APOTHEEK GOVERS profitable?
In financial year 2025, APOTHEEK GOVERS made a profit of €255,191.
Where can I find the annual accounts of APOTHEEK GOVERS?
APOTHEEK GOVERS filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of APOTHEEK GOVERS due?
APOTHEEK GOVERS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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