APOTHEEK DE GREVE
ActiveSummary
APOTHEEK DE GREVE has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €238k and a net result of €58k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-6
Solvency82=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity ample (current ratio 2.33 against 2.32 in 2023; short-term debt: 42.8% and cash: 37.7% of total assets), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-12-2025, 126 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
126 d late
2023
243 d late
2022
31 d late
2021
25 d late
2020
31 d late
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€238k▲ 16.9%
2023 · €203k
2018: €57k
2019: €57k
2020: €57k
2021: €109k
2022: €149k
2023: €203k
2018 → 2024
Total assets
€417k▲ 16.8%
2023 · €357k
2018: €385k
2019: €338k
2020: €333k
2021: €298k
2022: €321k
2023: €357k
2018 → 2024
Net result
€58k▼ 11.0%
2023 · €65k
2018: €97k
2019: €91k
2020: €89k
2021: €52k
2022: €73k
2023: €65k
2018 → 2024
Working capital
€238k▲ 17.3%
2023 · €203k
2018: €18k
2019: €29k
2020: €42k
2021: €107k
2022: €148k
2023: €203k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€57k-€109k▲ 90.5%€149k▲ 36.6%€203k▲ 36.2%€238k▲ 16.9%
Operating result€100k-€77k▼ 23.2%€103k▲ 34.9%€96k▼ 7.4%€84k▼ 12.5%
Net result€89k-€52k▼ 41.7%€73k▲ 40.5%€65k▼ 10.6%€58k▼ 11.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 12% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €417k
Fixed assets
€955 ▲ 69.2%
Current assets
€416k ▲ 16.7%
Equity and liabilities €417k
Equity
€238k ▲ 16.9%
Debt
€180k ▲ 16.7%
Debt's share of the balance-sheet total stays at 43.1%.
Key figures and ratios
EBITDA
€84k▼
2023 · €97k
Cash flow
€58k▼
2023 · €66k
Current ratio
2.33▲
2023 · 2.32
Quick ratio
1.61▲
2023 · 1.48
Debt to equity
0.76▼
2023 · 0.76
ROE
24.4%▼
2023 · 32.1%
ROA
13.9%▼
2023 · 18.3%
Interest coverage
58.32▲
2023 · 38.97
Debt ≤ 1 year
€179k▲
2023 · €154k
Income taxes
€27k▼
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€357k€417k▲
Fixed assets21/28€564€955▲
Tangible fixed assets22/27€476€867▲
Plant, machinery and equipment23€286€772▲
Furniture and vehicles24€190€95▼
Financial fixed assets28€88€88=
Current assets29/58€357k€416k▲
Amounts receivable after more than one year29€54k€56k▲
Other amounts receivable291€54k€56k▲
Stocks and contracts in progress3€129k€129k▲
Stocks30/36€129k€129k▲
Amounts receivable within one year40/41€22k€42k▲
Trade receivables40€15k€24k▲
Other amounts receivable41€7k€18k▲
Cash at bank and in hand54/58€113k€157k▲
Deferred charges and accrued income490/1€38k€32k▼
Equity and liabilities
Total equity and liabilities10/49€357k€417k▲
Equity10/15€203k€238k▲
Contributions10/11€19k€19k=
Reserves13€185k€219k▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Tax-exempt reserves132€17k€17k=
Distributable reserves133€159k€193k▲
Amounts payable17/49€154k€180k▲
Amounts payable within one year42/48€154k€179k▲
Financial debts43€15k€15k▼
Credit institutions430/8€15k€15k▼
Trade debts44€88k€113k▲
Suppliers440/4€88k€113k▲
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€33k€24k▼
Taxes450/3€33k€24k▼
Other amounts payable47/48€17k€24k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Remuneration, social security and pensions62€154-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€854€407▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€98k€88k▼
Operating profit (loss)9901€96k€84k▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€96k€85k▼
Income taxes67/77€30k€27k▼
Profit (loss) for the period9904€65k€58k▼
Profit (loss) for the period to be appropriated9905€65k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€58k▼
Transfer from equity791/2-€13k
Transfer to equity691/2€54k€47k▼
To other reserves6921€54k€47k▼
Profit to be distributed694/7€11k€24k▲
Return on contributions (dividend)694€11k€24k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 126 days late
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 243 days late
2023
31-12
Financial
Equity above €200kEq €203k ▲36.2%
6 profitable years in a row build equity to €203k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Weakest financial yearnet €52k ▼41.7%
Net result drops to €52k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €109k ▲90.5%
4 profitable years in a row build equity to €109k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 52 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 51 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1958
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Basiliekstraat 751500 HalleGround area
265 m²
Building footprint
196 m²
Volume, LiDAR
1,436 m³
Parcel 23027G0571/00E000, Flanders · tallest building 14.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Basiliekstraat 75, 1500 Halle
since 19582.006.294.550
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027G0571/00E000 | Flanders | 265 m² | 1 · 196 m² | 14.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteHalle2.006.294.550
Similar companies · same sector, comparable size
SARDAPHARMA
BE 0473.270.324
Brussel · Eq €237,664
Apotheek Nieuwenhove
BE 0786.392.460
Oostkamp · Eq €237,714
APOTHEEK - PHARMACIE BOLLEN
BE 0428.418.712
Evere · Eq €237,765
PHARMACIE DU QUARTIER LEOPOLD - EUROPE
BE 0414.443.089
Brussel · Eq €237,771
JUVO
BE 0715.750.132
Oudenburg · Eq €237,790
Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 3,542 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.